Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 Kate I tried too and was told the same thing. Not enough credits. Hugs nne Breast Cancer Patients Soul Mates for Lifehttp://www.geocities.com/chucky5741/breastcancerpatients.html Anxiety Depression and Breast Cancerhttp://health.group.yahoo.com/group/AnxietyDepressionandBreastCancer Angel Feather Loomerwww.angelfeatherloomer.blogspot.com Check out my other ornaments atwww.geocities.com/chucky5741/bcornament.html The Cancer Clubwww.cancerclub.com disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 I have the same problem. I am not able to get disability because I do not have enough work credits. The bad thing is that I did it to myself. I have worked since I was 16 and when I went through my divorce in 2002 I started working a job that paid me in cash and did not take out taxes. I was young at the time so I did not think it was a big deal. I needed the cash to take care of my 2 kids alone. Every little bit helped. Now I am remarried and my husband does make a good living for us but I wish I could contribute somehow. I can not physically work anymore. They told me he makes to much money for me to qualify for SSI. This has put a strain on our marriage but we work through it. He does take really good care of us and I am thankful for that. Kate Rothschild wrote: I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Yahoo! oneSearch: Finally, mobile search that gives answers, not web links. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 I do think that the $742 a month they are talking about there is the projected benefits when you reached retirement age.. at which point they HAVE to give you whatever you've put in on the basis of however they've figured it... and I think you are able to opt for "early" retirement at a reduced rate as well.. Now, being as you don't have enough work credits for them to provide you with SSD (based on your earnings)... if approved for Disability you would receive SSI (based on never having worked at all type thing).. but then they'd look at what you did earn during your career and most likely split your benefits and you'd get SSD from working all those years and enough SSI to bring you to the minimum payment.... Now that all is based on... You live with your husband, therefore, you don't have enough of your own credits to be eligible for SSD, and they won't give you SSI because you live with your husband, and he isn't disabled, and has earnings... I had enough credits to get me this whopping $437 a month in SSD.. and if I didn't live with , I'd qualify for another $213.40 a month bringing me to the grand total of $650.40 per month.. which believe it or not.. if you get into the right housing programs.. you can live rather well on.. not completely high on the hog.. but in a rent controlled housing environment where your utilities, other than cable and telephone are included.. in the rent that could range from $79.00 a month to $155.00 a month.. maybe $30 more... and most of them are centrally air conditioned as well.. Though sometimes they aren't the very best of neighborhoods to live in... But I have no idea how I developed enough credits to get SSD.. I only ever worked part-time well.. full-time when I worked, but rarely longer than 6 months at a time during the years my kids were growing up.. And somewhere around 1992 when I spoke with someone at SS, my income would have only been $250 a month.. had I applied and been approved.. how did I come up another $200 a month.. I only worked full time from July 1998 to March of 1999.. then back in November of 1999 until they finally managed to fire me in Oct 2001.. Though the rate of pay that I received the last year or so.. was a decent one.. Though it looks like what you are going to need to do.. to receive the income.. I hate to say it.. but leave the hubby... there is no rule about not having conjugal visits.. don't even have to divorce him.. just maintain a residence of your own somewhere else.. There isn't a rule stating you can't visit somewhere either.. often......... Yeah, it does seem that the system is completely screwed up... The latest is the one guy we have.. I thought it wasn't a speech impediment that he had, but a pretty heavy accent with a slight speech impediment when he'd call... But we received a letter from him.. stating that he IS an American Citizen, and that he lost his "papers"... and needs them for something (probably to prove he isn't an illegal) and that he went to immigration to get the papers replaced.. they told him he'd need $300.00 to get them... something doesn't sound right in that story.. but time will tell.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 In Illinois you can get SS at age 62. Hugs nne Breast Cancer Patients Soul Mates for Lifehttp://www.geocities.com/chucky5741/breastcancerpatients.html Anxiety Depression and Breast Cancerhttp://health.group.yahoo.com/group/AnxietyDepressionandBreastCancer Angel Feather Loomerwww.angelfeatherloomer.blogspot.com Check out my other ornaments atwww.geocities.com/chucky5741/bcornament.html The Cancer Clubwww.cancerclub.com disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 Hi Donna.How are you? Thanks for sharing all this. I have had a difficult time understannding all this ssi and ssd stuff. I am going to apply soon. Hopefully I will be diagnosed soon and if not I will try with what I have. I am not married. Im engaged and have 2 kids. My g-ma tells me they will give me money for the kids too. But I dont think so.My fiance makes descent money but I will always seem to run short with all the bills and stuff.We have talked about getting some help at home for me.Like someone that can help with my health needs and with cleaning and stuff.But we cant afford it.If I get approved then it would help with that.I know the process can sometimes be a hassle. Take care. hugz,cassy |}onna wrote: > I do think that the $742 a month they are talking about there > is the projected benefits when you reached retirement age.. at which point they > HAVE to give you whatever you've put in on the basis of however they've figured > it... and I think you are able to opt for " early " retirement at a reduced rate > as well.. >  > Now, being as you don't have enough work credits for them to > provide you with SSD (based on your earnings)... if approved for Disability you > would receive SSI (based on never having worked at all type thing).. but then > they'd look at what you did earn during your career and most likely split your > benefits and you'd get SSD from working all those years and enough SSI to bring > you to the minimum payment.... Now that all is based on... >  > You live with your husband, therefore, you don't have enough > of your own credits to be eligible for SSD, and they won't give you SSI because > you live with your husband, and he isn't disabled, and has earnings... >  > I had enough credits to get me this whopping $437 a month in > SSD.. and if I didn't live with , I'd qualify for another $213.40 a > month bringing me to the grand total of $650.40 per month.. which believe it or > not.. if you get into the right housing programs.. you can live rather well on.. > not completely high on the hog.. but in a rent controlled housing environment > where your utilities, other than cable and telephone are included.. in the rent > that could range from $79.00 a month to $155.00 a month.. maybe $30 more... and > most of them are centrally air conditioned as well.. Though sometimes they > aren't the very best of neighborhoods to live in... >  > But I have no idea how I developed enough credits to get SSD.. > I only ever worked part-time well.. full-time when I worked, but rarely longer > than 6 months at a time during the years my kids were growing up.. And somewhere > around 1992 when I spoke with someone at SS, my income would have only been $250 > a month.. had I applied and been approved.. how did I come up another $200 a > month.. I only worked full time from July 1998 to March of 1999.. then back in > November of 1999 until they finally managed to fire me in Oct 2001.. Though the > rate of pay that I received the last year or so.. was a decent one.. >  > Though it looks like what you are going to need to do.. to > receive the income.. I hate to say it.. but leave the hubby... there is no rule > about not having conjugal visits.. don't even have to divorce him.. just > maintain a residence of your own somewhere else.. There isn't a rule stating you > can't visit somewhere either.. often....... .. >  > Yeah, it does seem that the system is completely screwed up... >  > The latest is the one guy we have.. I thought it wasn't a > speech impediment that he had, but a pretty heavy accent with a slight speech > impediment when he'd call... But we received a letter from him.. stating that he > IS an American Citizen, and that he lost his " papers " ... and needs them for > something (probably to prove he isn't an illegal) and that he went to > immigration to get the papers replaced.. they told him he'd need $300.00 to get > them... something doesn't sound right in that story.. but time will > tell.. >  > |}onna >  >  > disability ? > I was wondering if anyone knows about > this...I receive, as I think everyone does, an informational form, that is > personalized > with my name, address, last 4 digits of > my Soc. Sec.#, and a summation of my earnings from years gone by. It > lists > what my Medicare benefits will be in the > future. Now, here's my question--there is a column for disability. It states > that > based on my earnings, I could currently > receive 'about' (they actually use the word, about!) $742 a month. Yet, > when > I spoke to a rep from disability on the > phone, they stated I do not have enough work credits. I apparently need a > total > of 20 work credits, and I only have 17. > I asked if it could somehow be 'pro-rated'; she said no. > Any thoughts on this? With the various > and ebbing and flowing of symptoms, I don't even know if I can work at this > time. > The woman who's kids I was watching in > the morning said she is not sure it will work out, as her son says it is too > loud > here!..I spoke to my 2 kids that are > home when they come, and they said they'd bring it down a notch. Then, > on Fri., > her son, Grant, comes out with--gee, > it's quiet here...too quiet... > I guess whatever is meant to be...I was > looking forward to $75/wk... > love to all, kate > ________________________________________________________________________________\ ____ Be a better Heartthrob. Get better relationship answers from someone who knows. Yahoo! Answers - Check it out. http://answers.yahoo.com/dir/?link=list & sid=396545433 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 How long does it take to earn those credits? Kate is short 3 "credits" so I'm wondering what a "credit" equals. There are they work at home sites that I sent to the group some time back. According to the NMSS they are legitimate programs!Sharon This email is a natural hand made product. The slight variations in spelling and grammar enhance its individual character and beauty and in no way are to be considered flaws or defects. disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 Sharon, I am not 100% suer but I think they go back to the previous years worked and you have to have so many credits between your last job and the present time. Its something like that. Wish I could be more clear but you know my chemo brain :-( Hugs nne Breast Cancer Patients Soul Mates for Lifehttp://www.geocities.com/chucky5741/breastcancerpatients.html Anxiety Depression and Breast Cancerhttp://health.group.yahoo.com/group/AnxietyDepressionandBreastCancer Angel Feather Loomerwww.angelfeatherloomer.blogspot.com Check out my other ornaments atwww.geocities.com/chucky5741/bcornament.html The Cancer Clubwww.cancerclub.com disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 8, 2007 Report Share Posted September 8, 2007 Yeah...me too. GBU both, nne and Kate. Val disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Ok, I'm perplexed. My report says that I am short 3 credits, yet the SSA says I am eligible for SSD. I even asked the lady on the phone. I'm even more confused than usual. ~*Trista*~ CFIDS/FM ~ Educate yourself.My disabling chronic illness is more real, than your imaginary medical expertise! disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Sharon et. al. From: http://www.ssa.gov/pubs/11051.html#credits Credits of work A person's work history determines his or her eligibility for Social Security benefits, as well as SSI eligibility for some noncitizens. A person earns "work credits" based on the amount of money earned. The amount needed to earn a work credit goes up slightly each year as averae earning levels increase. For Social Security benefits, a person can get a maximum of four credits per year. This limit on credits does no apply to SSI benefits for noncitizens. A noncitizen can also receive up to four additional credits per year from a spouse's or parents' work. Work credit remain on a person's Social Security record indefinitely. The extra work credits are not posted on a noncitizen's work record and do not count towards Social Security benefits. For more information, see How You Earn Credits (SSA Publication No. 05-10072) From: http://www.ssa.gov/pubs/10072.html How You Earn Credits You qualify for Social Security benefits by earning Social Security credits when you work in a job and pay Social Security taxes. The credits are based on the amount of your earnings. We use your work history to determine your eligibility for retirement or disability benefits or your family's eligibilty for survivors benefits when you die. In 2007, you receive one credit for each $1,000 of earnings up to the maximum of four credits per year. Each year the amount of earning needed for credits goes up slightly as average earning levels increase. The credits you earn remain on your Social Security record even if you change jobs or have no earning for awhile. ------------- So it looks like.. If Kate is 3 credits short, then $3,000.00 worth of earning this year (2007) would make her eligible.. [300 hours at $10 an hour is all the more she'd need] According to the above I would think it really wouldn't matter what was done, so long as you earned money & paid the Social Security taxes on the money earned.. ---- Oooo.. I scrolled down and found more information... Self-employed - you earn credits the same as an employee 1 credit for each $1,000.00 net earnings.. (Publication No. 05-10022) Military - same as civilian employees do, you also may get additional credits under certain conditions. (Publication No. 05-10017) There are special rules about how you earn credits for other kinds of work.. ie. Domestic, Farm, Church... How long must you work to qualify for Social Security? The number of credits you need to be eligible for benefits depends on your age and the type of benefit. Retirement benefits Anyone born in 1929 or later needs 10 years of work (40 credits) to be eligible for retirement benefits. People born before 1929 need fewer years of work. Disability benefits How many credits you need for disability benefits depends on how old you are when you become disabled. If you become disabled before age 24, you generally need 1 1/2 years of work (6 credits) in the three years before you became disabled. If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled. *my note* this one I didn't understand. If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled. the following table show examples of how many credits you would need if you became disabled at various selected ages. This table does not cover all situations: DISABLED AT AGE CREDITS NEEDED YEARS OF WORK 31 - 42 20 5 44 22 5.5 46 24 6 48 26 6.5 50 28 7 52 30 7.5 54 32 8 56 34 8.5 58 36 9 60 38 9.5 62 & older 40 10 Hope this stuff clears some things up.. or at least gives some answers to questions.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Sharon et. al. From: http://www.ssa.gov/pubs/11051.html#credits Credits of work A person's work history determines his or her eligibility for Social Security benefits, as well as SSI eligibility for some noncitizens. A person earns "work credits" based on the amount of money earned. The amount needed to earn a work credit goes up slightly each year as averae earning levels increase. For Social Security benefits, a person can get a maximum of four credits per year. This limit on credits does no apply to SSI benefits for noncitizens. A noncitizen can also receive up to four additional credits per year from a spouse's or parents' work. Work credit remain on a person's Social Security record indefinitely. The extra work credits are not posted on a noncitizen's work record and do not count towards Social Security benefits. For more information, see How You Earn Credits (SSA Publication No. 05-10072) From: http://www.ssa.gov/pubs/10072.html How You Earn Credits You qualify for Social Security benefits by earning Social Security credits when you work in a job and pay Social Security taxes. The credits are based on the amount of your earnings. We use your work history to determine your eligibility for retirement or disability benefits or your family's eligibilty for survivors benefits when you die. In 2007, you receive one credit for each $1,000 of earnings up to the maximum of four credits per year. Each year the amount of earning needed for credits goes up slightly as average earning levels increase. The credits you earn remain on your Social Security record even if you change jobs or have no earning for awhile. ------------- So it looks like.. If Kate is 3 credits short, then $3,000.00 worth of earning this year (2007) would make her eligible.. [300 hours at $10 an hour is all the more she'd need] According to the above I would think it really wouldn't matter what was done, so long as you earned money & paid the Social Security taxes on the money earned.. ---- Oooo.. I scrolled down and found more information... Self-employed - you earn credits the same as an employee 1 credit for each $1,000.00 net earnings.. (Publication No. 05-10022) Military - same as civilian employees do, you also may get additional credits under certain conditions. (Publication No. 05-10017) There are special rules about how you earn credits for other kinds of work.. ie. Domestic, Farm, Church... How long must you work to qualify for Social Security? The number of credits you need to be eligible for benefits depends on your age and the type of benefit. Retirement benefits Anyone born in 1929 or later needs 10 years of work (40 credits) to be eligible for retirement benefits. People born before 1929 need fewer years of work. Disability benefits How many credits you need for disability benefits depends on how old you are when you become disabled. If you become disabled before age 24, you generally need 1 1/2 years of work (6 credits) in the three years before you became disabled. If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled. *my note* this one I didn't understand. If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled. the following table show examples of how many credits you would need if you became disabled at various selected ages. This table does not cover all situations: DISABLED AT AGE CREDITS NEEDED YEARS OF WORK 31 - 42 20 5 44 22 5.5 46 24 6 48 26 6.5 50 28 7 52 30 7.5 54 32 8 56 34 8.5 58 36 9 60 38 9.5 62 & older 40 10 Hope this stuff clears some things up.. or at least gives some answers to questions.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Trista, The reports on paper are probably not as up-to-date as the information the lady at SS was looking at on her screen... I had a call last week, from the SS office, and the lady on the phone there told us we had been removed as the rep-payee for such and such.. that the person had come in to the office with the person he wanted to be rep-payee, and they were both standing there as of that minute... and she had been named the new rep-payee.. We hadn't even opened them yet.. And her, the lady at SS, screen told her that September check had been sent to us.. It was an error on "their" part.. whoever entered the information didn't pull it through something, and the system didn't see the new rep-payee and sent the check to us.. Someone somewhere didn't learning the principles of accounting and the balance sheet thing... both sides MUST be equal.. LOL |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Trista, The reports on paper are probably not as up-to-date as the information the lady at SS was looking at on her screen... I had a call last week, from the SS office, and the lady on the phone there told us we had been removed as the rep-payee for such and such.. that the person had come in to the office with the person he wanted to be rep-payee, and they were both standing there as of that minute... and she had been named the new rep-payee.. We hadn't even opened them yet.. And her, the lady at SS, screen told her that September check had been sent to us.. It was an error on "their" part.. whoever entered the information didn't pull it through something, and the system didn't see the new rep-payee and sent the check to us.. Someone somewhere didn't learning the principles of accounting and the balance sheet thing... both sides MUST be equal.. LOL |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Trista, I do not understand the difference in the report and what they are telling you either. If memory serves you need 20 credits within the last 10 years. I think that each credit is three months. From what others have said in the past, they may have changed the law but they gave me the option of filing on at least my first husband's ss # as we had been married over 10 yrs. I am not sure if I could have filed on 's as we had not been married for 10 yrs. Good luck and let us know if you find out anything. love and prayers your way. HAPPINESS and BUTTERFLIES Lynn disability ?> > > > I was wondering if anyone knows > about this...I receive, as I think everyone does, an > informational form, that is personalized> with my name, address, last 4 > digits of my Soc. Sec.#, and a summation of my earnings from > years gone by. It lists> what my Medicare benefits will be > in the future. Now, here's my question--there is a column for > disability. It states that> based on my earnings, I could > currently receive 'about' (they actually use the word, about!) > $742 a month. Yet, when> I spoke to a rep from disability > on the phone, they stated I do not have enough work credits. I > apparently need a total> of 20 work credits, and I only > have 17. I asked if it could somehow be 'pro-rated'; she said no.> Any thoughts on this? With the > various and ebbing and flowing of symptoms, I don't even know if > I can work at this time.> The woman who's kids I was > watching in the morning said she is not sure it will work out, > as her son says it is too loud> here!..I spoke to my 2 kids that > are home when they come, and they said they'd bring it > down a notch. Then, on Fri.,> her son, Grant, comes out with--> gee, it's quiet here...too quiet...> I guess whatever is meant to > be...I was looking forward to $75/wk...> love to all, kate> > > > > > > -----------------------------------------------------------------> ---------> > > No virus found in this incoming > message. Checked by AVG Free > Edition. > Version: 7.5.485 / Virus > Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM> > > > > -----------------------------------------------------------------> -----------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: > 269.13.9/994 - Release Date: 9/7/07 4:40 PM> > > > > > -----------------------------------------------------------------> -------------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: 269.13.10/995 - > Release Date: 9/8/2007 1:24 PM> May you always find HAPPINESS and BUTTERFLIES Lynn Butterflies are angels bringing messages from God Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Trista, I do not understand the difference in the report and what they are telling you either. If memory serves you need 20 credits within the last 10 years. I think that each credit is three months. From what others have said in the past, they may have changed the law but they gave me the option of filing on at least my first husband's ss # as we had been married over 10 yrs. I am not sure if I could have filed on 's as we had not been married for 10 yrs. Good luck and let us know if you find out anything. love and prayers your way. HAPPINESS and BUTTERFLIES Lynn disability ?> > > > I was wondering if anyone knows > about this...I receive, as I think everyone does, an > informational form, that is personalized> with my name, address, last 4 > digits of my Soc. Sec.#, and a summation of my earnings from > years gone by. It lists> what my Medicare benefits will be > in the future. Now, here's my question--there is a column for > disability. It states that> based on my earnings, I could > currently receive 'about' (they actually use the word, about!) > $742 a month. Yet, when> I spoke to a rep from disability > on the phone, they stated I do not have enough work credits. I > apparently need a total> of 20 work credits, and I only > have 17. I asked if it could somehow be 'pro-rated'; she said no.> Any thoughts on this? With the > various and ebbing and flowing of symptoms, I don't even know if > I can work at this time.> The woman who's kids I was > watching in the morning said she is not sure it will work out, > as her son says it is too loud> here!..I spoke to my 2 kids that > are home when they come, and they said they'd bring it > down a notch. Then, on Fri.,> her son, Grant, comes out with--> gee, it's quiet here...too quiet...> I guess whatever is meant to > be...I was looking forward to $75/wk...> love to all, kate> > > > > > > -----------------------------------------------------------------> ---------> > > No virus found in this incoming > message. Checked by AVG Free > Edition. > Version: 7.5.485 / Virus > Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM> > > > > -----------------------------------------------------------------> -----------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: > 269.13.9/994 - Release Date: 9/7/07 4:40 PM> > > > > > -----------------------------------------------------------------> -------------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: 269.13.10/995 - > Release Date: 9/8/2007 1:24 PM> May you always find HAPPINESS and BUTTERFLIES Lynn Butterflies are angels bringing messages from God Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 I just got the same report the other day. I figure I have enough credits since I have worked ever since 1987, except 1994. It said that I would be getting "about" $1061 a month. Now this is what I don't get. My father, who is far from having enough credits, is on disability and is receiving $608 a month. The last 10 years this man has paid no taxes. How is it that my disability payment would only be "about" $400 more a month!? For working my $%^ off since 1987 it only gives me "about" $400 more than my father??!! Somewhere the scales are way off in my opinion! Now that I have vented, I received the rest of my app in the mail on Friday for disability. Boy, I'm gonna have to request a complete copy of my med records from about 4 different places to answer some of this stuff. I told them I quit last week and the woman said it would take 4 months or better for my app to process! I can't not work for 4 months is what I said and she told me I had to call her if I went back to work. Anyone know how this is going to affect my app? I don't know what to do now. They are going to look at my list of meds and think I'm an addict! Not all of them are everyday meds, but I listed them anyway.|}onna wrote: Trista, The reports on paper are probably not as up-to-date as the information the lady at SS was looking at on her screen... I had a call last week, from the SS office, and the lady on the phone there told us we had been removed as the rep-payee for such and such.. that the person had come in to the office with the person he wanted to be rep-payee, and they were both standing there as of that minute... and she had been named the new rep-payee.. We hadn't even opened them yet.. And her, the lady at SS, screen told her that September check had been sent to us.. It was an error on "their" part.. whoever entered the information didn't pull it through something, and the system didn't see the new rep-payee and sent the check to us.. Someone somewhere didn't learning the principles of accounting and the balance sheet thing... both sides MUST be equal.. LOL |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 I just got the same report the other day. I figure I have enough credits since I have worked ever since 1987, except 1994. It said that I would be getting "about" $1061 a month. Now this is what I don't get. My father, who is far from having enough credits, is on disability and is receiving $608 a month. The last 10 years this man has paid no taxes. How is it that my disability payment would only be "about" $400 more a month!? For working my $%^ off since 1987 it only gives me "about" $400 more than my father??!! Somewhere the scales are way off in my opinion! Now that I have vented, I received the rest of my app in the mail on Friday for disability. Boy, I'm gonna have to request a complete copy of my med records from about 4 different places to answer some of this stuff. I told them I quit last week and the woman said it would take 4 months or better for my app to process! I can't not work for 4 months is what I said and she told me I had to call her if I went back to work. Anyone know how this is going to affect my app? I don't know what to do now. They are going to look at my list of meds and think I'm an addict! Not all of them are everyday meds, but I listed them anyway.|}onna wrote: Trista, The reports on paper are probably not as up-to-date as the information the lady at SS was looking at on her screen... I had a call last week, from the SS office, and the lady on the phone there told us we had been removed as the rep-payee for such and such.. that the person had come in to the office with the person he wanted to be rep-payee, and they were both standing there as of that minute... and she had been named the new rep-payee.. We hadn't even opened them yet.. And her, the lady at SS, screen told her that September check had been sent to us.. It was an error on "their" part.. whoever entered the information didn't pull it through something, and the system didn't see the new rep-payee and sent the check to us.. Someone somewhere didn't learning the principles of accounting and the balance sheet thing... both sides MUST be equal.. LOL |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Tammy, There is a maximum amount that you can receive from Social Security.. And then too.. you're father probably earned far less per hour than you did during your working years. However, he should be getting a dual benefit of SSI as well.. bringing him to a whopping $650.40 per month.. but maybe he is already getting that amount, and they are taking the medicare premium out of his checks each month... You, I'm afraid won't be getting any portion of the SSI pot.. your benefit will be too much.. When my mother retired in 1976 or thereabout.. she was making a whopping $4.25 an hour.. she'd worked in that factory since before I was born.. in 1958... I did income taxes for them one year.. and I was making $8.50 an hour at a job that I had just started and dad was still only making $6.25 or $6.50 an hour even after being there 20 years AND having the Teamsters as their union... My older brother, who worked way way less years than my father.. receives more in Social Security Retirement benefits than my dad does.. He graduated in 1969, did his three or four years in the Marines (washed dishes in high school for extra money.. spent some time in the same factory as my mother too during high school).. then went to a more lucrative job in the 70's and was on disability before 1978... His pension from that job is way less than my dad's is from Pepsi.. but brother still brings home a couple of dollars more than him each month... Oh.. and the taking 4 months to process your application.. I was told so long as I was working, I couldn't even apply.. or maybe it was that I wouldn't be approved... So.. if you're single, take yourself to the department of public welfare.. they WILL see you as disabled faster than the SS office will.. and in return they will provide you with very little in the way of money.. a bit more in food stamps.. but the most important will be the health coverage... it also helps, at least I think so.. to push the Disability through faster... If you're not single.. then you have a problem.. because they hubby will most likely make way too much money for you to be considered for the welfare benefits.. Thing is.. if you're an honest person.. you keep spinning your wheels bucking the system, when the dishonest people slide through like a hot knife in butter.. Unfortunately, I've got cousins who are EXPERTS in the hot knife/butter field.. but besides being too honest, I know that the minute I would try something like that.. I'd end up with a beautiful view of the sky... through bars... and taking communal showers isn't my idea of a fun filled vacation.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 Tammy, There is a maximum amount that you can receive from Social Security.. And then too.. you're father probably earned far less per hour than you did during your working years. However, he should be getting a dual benefit of SSI as well.. bringing him to a whopping $650.40 per month.. but maybe he is already getting that amount, and they are taking the medicare premium out of his checks each month... You, I'm afraid won't be getting any portion of the SSI pot.. your benefit will be too much.. When my mother retired in 1976 or thereabout.. she was making a whopping $4.25 an hour.. she'd worked in that factory since before I was born.. in 1958... I did income taxes for them one year.. and I was making $8.50 an hour at a job that I had just started and dad was still only making $6.25 or $6.50 an hour even after being there 20 years AND having the Teamsters as their union... My older brother, who worked way way less years than my father.. receives more in Social Security Retirement benefits than my dad does.. He graduated in 1969, did his three or four years in the Marines (washed dishes in high school for extra money.. spent some time in the same factory as my mother too during high school).. then went to a more lucrative job in the 70's and was on disability before 1978... His pension from that job is way less than my dad's is from Pepsi.. but brother still brings home a couple of dollars more than him each month... Oh.. and the taking 4 months to process your application.. I was told so long as I was working, I couldn't even apply.. or maybe it was that I wouldn't be approved... So.. if you're single, take yourself to the department of public welfare.. they WILL see you as disabled faster than the SS office will.. and in return they will provide you with very little in the way of money.. a bit more in food stamps.. but the most important will be the health coverage... it also helps, at least I think so.. to push the Disability through faster... If you're not single.. then you have a problem.. because they hubby will most likely make way too much money for you to be considered for the welfare benefits.. Thing is.. if you're an honest person.. you keep spinning your wheels bucking the system, when the dishonest people slide through like a hot knife in butter.. Unfortunately, I've got cousins who are EXPERTS in the hot knife/butter field.. but besides being too honest, I know that the minute I would try something like that.. I'd end up with a beautiful view of the sky... through bars... and taking communal showers isn't my idea of a fun filled vacation.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 That's the thing, my dad isn't receiving anything but disability. He isn't old enough yet to receive social security. I just don't get it. And your right, if I'm honest and tell them I'm going back to work, then I won't be approved. That is unless I am making less than $900 a month. There's no winning, therefore, I may as well just tough out working for as long as physically able, which won't be much longer anyway. Damned if I do and damned if I don't. Tammy|}onna wrote: Tammy, There is a maximum amount that you can receive from Social Security.. And then too.. you're father probably earned far less per hour than you did during your working years. However, he should be getting a dual benefit of SSI as well.. bringing him to a whopping $650.40 per month.. but maybe he is already getting that amount, and they are taking the medicare premium out of his checks each month... You, I'm afraid won't be getting any portion of the SSI pot.. your benefit will be too much.. When my mother retired in 1976 or thereabout.. she was making a whopping $4.25 an hour.. she'd worked in that factory since before I was born.. in 1958... I did income taxes for them one year.. and I was making $8.50 an hour at a job that I had just started and dad was still only making $6.25 or $6.50 an hour even after being there 20 years AND having the Teamsters as their union... My older brother, who worked way way less years than my father.. receives more in Social Security Retirement benefits than my dad does.. He graduated in 1969, did his three or four years in the Marines (washed dishes in high school for extra money.. spent some time in the same factory as my mother too during high school).. then went to a more lucrative job in the 70's and was on disability before 1978... His pension from that job is way less than my dad's is from Pepsi.. but brother still brings home a couple of dollars more than him each month... Oh.. and the taking 4 months to process your application.. I was told so long as I was working, I couldn't even apply.. or maybe it was that I wouldn't be approved... So.. if you're single, take yourself to the department of public welfare.. they WILL see you as disabled faster than the SS office will.. and in return they will provide you with very little in the way of money.. a bit more in food stamps.. but the most important will be the health coverage... it also helps, at least I think so.. to push the Disability through faster... If you're not single.. then you have a problem.. because they hubby will most likely make way too much money for you to be considered for the welfare benefits.. Thing is.. if you're an honest person.. you keep spinning your wheels bucking the system, when the dishonest people slide through like a hot knife in butter.. Unfortunately, I've got cousins who are EXPERTS in the hot knife/butter field.. but besides being too honest, I know that the minute I would try something like that.. I'd end up with a beautiful view of the sky... through bars... and taking communal showers isn't my idea of a fun filled vacation.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Sick sense of humor? Visit Yahoo! TV's Comedy with an Edge to see what's on, when. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 That's the thing, my dad isn't receiving anything but disability. He isn't old enough yet to receive social security. I just don't get it. And your right, if I'm honest and tell them I'm going back to work, then I won't be approved. That is unless I am making less than $900 a month. There's no winning, therefore, I may as well just tough out working for as long as physically able, which won't be much longer anyway. Damned if I do and damned if I don't. Tammy|}onna wrote: Tammy, There is a maximum amount that you can receive from Social Security.. And then too.. you're father probably earned far less per hour than you did during your working years. However, he should be getting a dual benefit of SSI as well.. bringing him to a whopping $650.40 per month.. but maybe he is already getting that amount, and they are taking the medicare premium out of his checks each month... You, I'm afraid won't be getting any portion of the SSI pot.. your benefit will be too much.. When my mother retired in 1976 or thereabout.. she was making a whopping $4.25 an hour.. she'd worked in that factory since before I was born.. in 1958... I did income taxes for them one year.. and I was making $8.50 an hour at a job that I had just started and dad was still only making $6.25 or $6.50 an hour even after being there 20 years AND having the Teamsters as their union... My older brother, who worked way way less years than my father.. receives more in Social Security Retirement benefits than my dad does.. He graduated in 1969, did his three or four years in the Marines (washed dishes in high school for extra money.. spent some time in the same factory as my mother too during high school).. then went to a more lucrative job in the 70's and was on disability before 1978... His pension from that job is way less than my dad's is from Pepsi.. but brother still brings home a couple of dollars more than him each month... Oh.. and the taking 4 months to process your application.. I was told so long as I was working, I couldn't even apply.. or maybe it was that I wouldn't be approved... So.. if you're single, take yourself to the department of public welfare.. they WILL see you as disabled faster than the SS office will.. and in return they will provide you with very little in the way of money.. a bit more in food stamps.. but the most important will be the health coverage... it also helps, at least I think so.. to push the Disability through faster... If you're not single.. then you have a problem.. because they hubby will most likely make way too much money for you to be considered for the welfare benefits.. Thing is.. if you're an honest person.. you keep spinning your wheels bucking the system, when the dishonest people slide through like a hot knife in butter.. Unfortunately, I've got cousins who are EXPERTS in the hot knife/butter field.. but besides being too honest, I know that the minute I would try something like that.. I'd end up with a beautiful view of the sky... through bars... and taking communal showers isn't my idea of a fun filled vacation.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.9/994 - Release Date: 9/7/07 4:40 PM No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.10/995 - Release Date: 9/8/2007 1:24 PM Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Need a relaxing massage and think you can't afford it? YES YOU CAN! Email me today and find out just how affordable it is! tamatha_tx@... Join Killeen Barter Trade For Sale at http://finance.groups.yahoo.com/group/KilleenBarterTradeForSale/ Sick sense of humor? Visit Yahoo! TV's Comedy with an Edge to see what's on, when. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 9, 2007 Report Share Posted September 9, 2007 If she says I'm eligible, I'm not going to argue with her. LOL. I believe my paper said I had 17 credits. On their site it says you must have worked 5 out of the last 10 years. Blessings & hugs, ~*Trista*~ CFIDS/FM ~ Educate yourself.My disabling chronic illness is more real, than your imaginary medical expertise! disability ?> > > > I was wondering if anyone knows > about this...I receive, as I think everyone does, an > informational form, that is personalized> with my name, address, last 4 > digits of my Soc. Sec.#, and a summation of my earnings from > years gone by. It lists> what my Medicare benefits will be > in the future. Now, here's myquestion--there is a column for > disability. It states that> based on my earnings, I could > currently receive 'about' (they actually use the word, about!) > $742 a month. Yet, when> I spoke to a rep from disability > on the phone, they stated I do not have enough work credits. I > apparently need a total> of 20 work credits, and I only > have 17. I asked if it could somehow be 'pro-rated'; she said no.> Any thoughts on this? With the > various and ebbing and flowing of symptoms, I don't even know if > I can work at this time.> The woman who's kids I was > watching in the morning said she is not sure it will work out, > as her son says it is too loud> here!..I spoke to my 2 kids that > are home when they coe, and they said they'd bring it > down a notch. Then, on Fri.,> her son, Grant, comes out with--> gee, it's quiet here...too quiet...> I guess whatever is meant to > be...I was looking forward to $75/wk...> love to all, kate> > > > > > > -----------------------------------------------------------------> ---------> > > No virus found in this incoming > message. Checked by AVG Free > Edition. > Version: 7.5.485 / Virus > Database: 269.13.9/994 - Release Date: 9/7/2007 4:40 PM> > > > > ----------------------------------------------------------------> -----------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: > 269.13.9/994 - Release Date: 9/7/07 4:40 PM> > > > > > -----------------------------------------------------------------> -------------> > > No virus found in this incoming message.> Checked by AVG Free Edition. > Version: 7.5.485 / Virus Database: 269.13.10/995 - > Release Date: 9/8/2007 1:24 PM> May you always find HAPPINESS and BUTTERFLIES Lynn Butterflies are angels bringing messages from God No virus found in this incoming message.Checked by AVG Free Edition. Version: 7.5.485 / Virus Database: 269.13.12/997 - Release Date: 9/9/2007 10:17 AM Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 10, 2007 Report Share Posted September 10, 2007 Hmmm... I'm not sure Kate, but mine state that I don't have enough work credits and there is no amount given for disability. Challis Kate Rothschild wrote: I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 10, 2007 Report Share Posted September 10, 2007 Hmmm... I'm not sure Kate, but mine state that I don't have enough work credits and there is no amount given for disability. Challis Kate Rothschild wrote: I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Park yourself in front of a world of choices in alternative vehicles.Visit the Yahoo! Auto Green Center. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted September 10, 2007 Report Share Posted September 10, 2007 This was great, Donna. Thank you so much! It made sense of my recent statement. I get it now! LOL I still don't have enough credits, but now I understand it. LOL Challis |}onna wrote: Sharon et. al. From: http://www.ssa.gov/pubs/11051.html#credits Credits of work A person's work history determines his or her eligibility for Social Security benefits, as well as SSI eligibility for some noncitizens. A person earns "work credits" based on the amount of money earned. The amount needed to earn a work credit goes up slightly each year as averae earning levels increase. For Social Security benefits, a person can get a maximum of four credits per year. This limit on credits does no apply to SSI benefits for noncitizens. A noncitizen can also receive up to four additional credits per year from a spouse's or parents' work. Work credit remain on a person's Social Security record indefinitely. The extra work credits are not posted on a noncitizen's work record and do not count towards Social Security benefits. For more information, see How You Earn Credits (SSA Publication No. 05-10072) From: http://www.ssa.gov/pubs/10072.html How You Earn Credits You qualify for Social Security benefits by earning Social Security credits when you work in a job and pay Social Security taxes. The credits are based on the amount of your earnings. We use your work history to determine your eligibility for retirement or disability benefits or your family's eligibilty for survivors benefits when you die. In 2007, you receive one credit for each $1,000 of earnings up to the maximum of four credits per year. Each year the amount of earning needed for credits goes up slightly as average earning levels increase. The credits you earn remain on your Social Security record even if you change jobs or have no earning for awhile. ------------- So it looks like.. If Kate is 3 credits short, then $3,000.00 worth of earning this year (2007) would make her eligible.. [300 hours at $10 an hour is all the more she'd need] According to the above I would think it really wouldn't matter what was done, so long as you earned money & paid the Social Security taxes on the money earned.. ---- Oooo.. I scrolled down and found more information... Self-employed - you earn credits the same as an employee 1 credit for each $1,000.00 net earnings.. (Publication No. 05-10022) Military - same as civilian employees do, you also may get additional credits under certain conditions. (Publication No. 05-10017) There are special rules about how you earn credits for other kinds of work.. ie. Domestic, Farm, Church... How long must you work to qualify for Social Security? The number of credits you need to be eligible for benefits depends on your age and the type of benefit. Retirement benefits Anyone born in 1929 or later needs 10 years of work (40 credits) to be eligible for retirement benefits. People born before 1929 need fewer years of work. Disability benefits How many credits you need for disability benefits depends on how old you are when you become disabled. If you become disabled before age 24, you generally need 1 1/2 years of work (6 credits) in the three years before you became disabled. If you are 24 through 30, you generally need credits for half of the time between age 21 and the time you became disabled. *my note* this one I didn't understand. If you are disabled at age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled. the following table show examples of how many credits you would need if you became disabled at various selected ages. This table does not cover all situations: DISABLED AT AGE CREDITS NEEDED YEARS OF WORK 31 - 42 20 5 44 22 5.5 46 24 6 48 26 6.5 50 28 7 52 30 7.5 54 32 8 56 34 8.5 58 36 9 60 38 9.5 62 & older 40 10 Hope this stuff clears some things up.. or at least gives some answers to questions.. |}onna disability ? I was wondering if anyone knows about this...I receive, as I think everyone does, an informational form, that is personalized with my name, address, last 4 digits of my Soc. Sec.#, and a summation of my earnings from years gone by. It lists what my Medicare benefits will be in the future. Now, here's my question--there is a column for disability. It states that based on my earnings, I could currently receive 'about' (they actually use the word, about!) $742 a month. Yet, when I spoke to a rep from disability on the phone, they stated I do not have enough work credits. I apparently need a total of 20 work credits, and I only have 17. I asked if it could somehow be 'pro-rated'; she said no. Any thoughts on this? With the various and ebbing and flowing of symptoms, I don't even know if I can work at this time. The woman who's kids I was watching in the morning said she is not sure it will work out, as her son says it is too loud here!..I spoke to my 2 kids that are home when they come, and they said they'd bring it down a notch. Then, on Fri., her son, Grant, comes out with--gee, it's quiet here...too quiet... I guess whatever is meant to be...I was looking forward to $75/wk... love to all, kate Building a website is a piece of cake. Yahoo! Small Business gives you all the tools to get online. Ready for the edge of your seat? Check out tonight's top picks on Yahoo! TV. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.