Guest guest Posted May 18, 1999 Report Share Posted May 18, 1999 I would have to say yes you really really do need insurance. Lets say that you are selling soap out of your home; someone comes to pick up an order from you. For some crazy reason they fall on the walk up to your door and sue you. Your homeowners will not cover that because they were coming into your home for a business reason. Or if you are at a show and you sell a ton of stuff; but you get robbed on the way home. Your business insurance will pay the amount you were robbed. God forbid any of these awful things happen; but they may and it could be really bad for you if you don't have insurance. We have a cornerstone policy that has coverage of 1M; product liability of 650,000 per time Max of 2 claims a year. Plus my truck is covered if anything happens while I am using it on business trips. Good Luck to ya! Carilee <A HREF= " http://the-candle-shop.com/ " >The Candle Shop: Candle & Soap Supplies </A> if you have any questions feel free to email me Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 18, 1999 Report Share Posted May 18, 1999 Carilee, Thank you so much for taking the time to explain that. I honestly think that I need it, too, but putting it that way really seals my fate! Now I've GOT to sell some soap! LOL! Thanks alot! Tami Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 18, 1999 Report Share Posted May 18, 1999 <AHEM Tami that would be OLD wise one...LOL thought I would get to it before did.<G> . *hee hee* Pretty good when I don't even have to say a word ~ she does it for me.... ~ A Garden of Soap ..:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:. A Place for Tulips http://members.tripod.com/~Tulips/ Soap! From One Newbie to Another http://members.tripod.com/~Tulips/Soap/Soap.htm Soapmaking 101 http://www.angelfire.com/mi/Soapmaking101 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 18, 1999 Report Share Posted May 18, 1999 <AHEM Tami that would be OLD wise one...LOL thought I would get to it before did.<G> . *hee hee* Pretty good when I don't even have to say a word ~ she does it for me.... ~ A Garden of Soap ..:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:._.:*~*:. A Place for Tulips http://members.tripod.com/~Tulips/ Soap! From One Newbie to Another http://members.tripod.com/~Tulips/Soap/Soap.htm Soapmaking 101 http://www.angelfire.com/mi/Soapmaking101 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 19, 1999 Report Share Posted May 19, 1999 Thanks alot, Lydia. We did just that- told him we didn't want to pay more than you do! LOL! He hasn't called back, but he's checking into it. I'm not planning to try to sell anything until later this year- and I'm not rushing anything. I'm just a little weird about research and keeping myself organized. Thanks alot and I'll let you know how it turns out. ...that halo isn't isn't in a slump or anything is it? Tami Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 19, 1999 Report Share Posted May 19, 1999 Thanks alot, Lydia. We did just that- told him we didn't want to pay more than you do! LOL! He hasn't called back, but he's checking into it. I'm not planning to try to sell anything until later this year- and I'm not rushing anything. I'm just a little weird about research and keeping myself organized. Thanks alot and I'll let you know how it turns out. ...that halo isn't isn't in a slump or anything is it? Tami Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 19, 1999 Report Share Posted May 19, 1999 Hi Tami, I talked to Rusty today and he said that if he can't get it for you because of the state you are in he will give you a contact in your state. It takes some time to get a quote back but not as long as it does with most people. BTW his insurance company is licensed in Idaho, Washingtion, Oregon, Alaska, and Arizona...he is looking into getting licensed in Wyoming and Montana. Take care Lydia Tami at Cards for Kids wrote: > From: noyesjt@... (Tami at Cards for Kids) > > Thanks alot, Lydia. We did just that- told him we didn't want to pay more > than you do! LOL! He hasn't called back, but he's checking into it. I'm not > planning to try to sell anything until later this year- and I'm not rushing > anything. I'm just a little weird about research and keeping myself > organized. Thanks alot and I'll let you know how it turns out. > > ...that halo isn't isn't in a slump or anything is it? > Tami > > ------------------------------------------------------------------------ > Give back to your community through " Grow to Give. " > http://www.ONElist.com > See homepage for details. -- Earthsong Naturals http://earthsong.hypermart.net " Fine quality Handcrafted Soaps " Soappires email list http://www.onelist.com/subscribe.cgi/soappires http://www.angelfire.com/wa/Soappires/index.html Soappires FAQ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted May 20, 1999 Report Share Posted May 20, 1999 Hi Lydia and all! Can you guys see me smiling from there?!?!? DH just got the call back from the insurance guy and we're looking at $300 a year! Yahoo! Guess our house insurance is already through the roof and he said we'd be covered from that angle. Gotta love an insurance guy who doesn't just add to the list of " yeah, you need this.. " . I am thrilled. Now that I know we can afford the insurance, I can think about all the fun things. Thank you to all who encouraged me to find out the facts! Thank you tons! Tami Quote Link to comment Share on other sites More sharing options...
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