Guest guest Posted July 24, 2002 Report Share Posted July 24, 2002 Dear Angie, We live in WA. My father is diabetic and he is on Medicaid. Where in WA do you live? Sedra I live in renton. I must mention I'm 26 and new to diabetes I've been with it a year and 2 months. Angie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 24, 2002 Report Share Posted July 24, 2002 Dear Angie, We live in WA. My father is diabetic and he is on Medicaid. Where in WA do you live? Sedra I live in renton. I must mention I'm 26 and new to diabetes I've been with it a year and 2 months. Angie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 25, 2002 Report Share Posted July 25, 2002 Angie, WA has a Basic Health Plan, I believe, through the state, but I'm not sure what number to call to check it out. Option: If COBRA is too expensive or the company is too small to offer it, there is another option. Regence and some of the other companies offer a " catastophic " ins plan that covers stuff after a high $1500 deductible. This wouldn't cover pharmacy stuff, but would keep insurance in force until you found another job. That way, there would be no " waiting period " for DM when you get another job and group health ins. My son is 21 and the premium is $33/mo for him. 26 can't be all that higher. If you let a insurance lapse for even 1 month, you could be required to wait for several months before pre-existing conditions would be covered. Next.....have you thought about going to 'temp " agencies? I know several people (including my daughter and her roommate) who found permanent jobs with the assigned companies. What is your educational background? I know of a few employers in WA who are hiring qualified candidates. You can email me privately. BTW, I'm also in Renton.:-) Carol T Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 27, 2002 Report Share Posted July 27, 2002 You should qualify for COBRA coverage. Your employer is required by law to provide you with the appropriate information within 60 days of termination. Then, you should qualify for I think it's either 1 year or 18 months of coverage (I've never needed the full amount). The big problem is that you are required to pay the full premiums, which can be quite high. My past experience (YMMV) is that my single male non-smoker full coverage PPO insurance went from the ~$25/month I was paying for my share to ~$175/month one time, ~$245/month the next. Expect far higher rates for spouse/dependant coverage. I usually found it was actually cheaper to buy my own meds & supplies & not pay the premiums, but then again I'm a fairly well controlled type I with virtually no complications after 24 years, so I thought it was a good risk. Stay on top of your COBRA admistrators and your HR department at your former employer, it is VERY easy for your coverage to get lost in the shuffle. I've had some pretty bad experiences trying to get medical & dental expenses covered due to snafus by my COBRA adminstrators, last time they cashed my $800 check for 4 months of premiums and neglected to inform my insurance carier that I had coverage, this was after the 3 attempts it took them to get the paperwork right. Good luck! Subhan > I think legally they're required to continue your health insurance for > something like 60 days (I think it's called COBRA) although I think you have > to pay for it if you're not working for the company. But after that you're > on your own, alas. > Vicki > > In a message dated 07/24/2002 11:45:00 AM US Mountain Standard Time, > aholgate@m... writes: > > > > I'm about to be fired. Next week in fact. I'm on several medications. I live > > in Washington state. What can I do for medical? > > > > Quote Link to comment Share on other sites More sharing options...
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