Re: Switching insurance during treatment

[Guest guest]

Hi ,

I'd say it would be UHC's claim. With the helmets it is billed as

ONE claim, presumably on the day Lake is casted. All the followup

adjustment visits are included in the initial price. Therefore

whoever is your ins carrier on the day it is casted should be who is

billed and therefore responsible for paying for or denying the

claim. I hope they pay! Insurance gives me a headache too, lol,

and unfortunately I work in a doctors office have to do alot

w/billing. Yuck!

, mom to Hannah, DOCband #3 3/30

Cape Cod, Mass

> Does anyone know how it is handled when you switch insurance

> companies while your child is undergoing treatment for the band?

We

> haven't heard yet whether UHC will approve our claim, but we are

> going to go have Lake casted on Tuesday. Problem is, as of the

15th

> my husband will no longer be working for the same company and we

will

> have to use the Cobra system until he gets insurance at the new

job.

> Is UHC still supposed to cover it since it was diagnosed and

> prescribed while we still have them? Does anyone know? This

> insurance stuff gives me a headache!

>

[Guest guest]

Hi ,

As far as I know - if you are covered under UHC when he first gets

his helmet, then they have to cover it. Even though treatment can

take a few months, it's billed once - when he actually starts

treatment(gets the band/helmet).

I hope that made sense.

> Does anyone know how it is handled when you switch insurance

> companies while your child is undergoing treatment for the band?

We

> haven't heard yet whether UHC will approve our claim, but we are

> going to go have Lake casted on Tuesday. Problem is, as of the

15th

> my husband will no longer be working for the same company and we

will

> have to use the Cobra system until he gets insurance at the new

job.

> Is UHC still supposed to cover it since it was diagnosed and

> prescribed while we still have them? Does anyone know? This

> insurance stuff gives me a headache!

>

[Guest guest]

Hey

I do believe that whichever insurance you have at the date of

service would have to cover it (if they do). Maybe you can call UHC

and see where they are with the claim.

Good luck

Sandy Willow's Mom

Torticollis resolved

Cranio Germany Grad 02/04

> Does anyone know how it is handled when you switch insurance

> companies while your child is undergoing treatment for the band?

We

> haven't heard yet whether UHC will approve our claim, but we are

> going to go have Lake casted on Tuesday. Problem is, as of the

15th

> my husband will no longer be working for the same company and we

will

> have to use the Cobra system until he gets insurance at the new

job.

> Is UHC still supposed to cover it since it was diagnosed and

> prescribed while we still have them? Does anyone know? This

> insurance stuff gives me a headache!

>

[Guest guest]

For our insurance the coverage for the helmet was determined as the

date he received it.

Connor (PPO helmet 5/4/04)

> Does anyone know how it is handled when you switch insurance

> companies while your child is undergoing treatment for the band? We

> haven't heard yet whether UHC will approve our claim, but we are

> going to go have Lake casted on Tuesday. Problem is, as of the 15th

> my husband will no longer be working for the same company and we will

> have to use the Cobra system until he gets insurance at the new job.

> Is UHC still supposed to cover it since it was diagnosed and

> prescribed while we still have them? Does anyone know? This

> insurance stuff gives me a headache!

>