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Re: DENIAL FROM INSURANCE

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Hi Hortensia,

APPEAL APPEAL APPEAL!!

In our files section, there is Insurance Help. Take a look at that.

It has some appeals info in it. DOC also has an appeals package. I

will look into that and email you the information directly.

--- In Plagiocephaly , " hlbizubana " <hlbizub@h...>

wrote:

> HELLO PARENTS:

>

> I AM THE MOM OF TWINS, BOY AND GIRL.

> MY GIRL WAS DIAGNOSED WITH PLAGIOCEPHALY. I REQUESTED THE APRROVAL

> OF MY INSURANCE COMPANY AND THEY DENIED THE DOC BAND.

>

> CAN SOMEBODY GIVE ME SOME ORIENTATION ABOUT HOW TO APPEAL, AS WE

ARE

> CONCERNED ABOUT NOT HAVING OUR DAUGTHER USE THIS BAND TO CORRECT

HER

> PROBLEM.

>

> THANK YOU

>

> HORTENSIA BIZUB

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Hi Hortensia,

Welcome to the group!

If you are just getting started figuring out how to appeal your

denial, you may want to visit the CappsKids website. They have a

neat section where they sort how you should appeal based on the

reason for the denial. Here is the link to their insurance help

section:

Capps Kids Insurance Help Section

This section is devoted to helping parents with a Plagio child that

have received a denial for Cranial Orthosis coverage by their

insurance company.

http://www.cappskids.org/PlagioInsuranceHelp.htm

Also, we have a large amount of information you could read through

(sample letters, appeals packets and such) here at the site. When

you have time, please browse around the FILES section, INSURANCE

folder, as well as the LINKS section, INSURANCE folder.

Would you let us know if any of this information helps, and good

luck with your appeal!

Christie (Mom to Repo'd Remy)

--- In Plagiocephaly , " hlbizubana " <hlbizub@h...>

wrote:

> HELLO PARENTS:

>

> I AM THE MOM OF TWINS, BOY AND GIRL.

> MY GIRL WAS DIAGNOSED WITH PLAGIOCEPHALY. I REQUESTED THE

APRROVAL

> OF MY INSURANCE COMPANY AND THEY DENIED THE DOC BAND.

>

> CAN SOMEBODY GIVE ME SOME ORIENTATION ABOUT HOW TO APPEAL, AS WE

ARE

> CONCERNED ABOUT NOT HAVING OUR DAUGTHER USE THIS BAND TO CORRECT

HER

> PROBLEM.

>

> THANK YOU

>

> HORTENSIA BIZUB

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Hi,

Your Cranial Tech office has all the information you need. Contact

them and tell them your insuranc company denied you, they'll tell you

what you need to do next. Good luck!

--- In Plagiocephaly , " hlbizubana " <hlbizub@h...>

wrote:

> HELLO PARENTS:

>

> I AM THE MOM OF TWINS, BOY AND GIRL.

> MY GIRL WAS DIAGNOSED WITH PLAGIOCEPHALY. I REQUESTED THE APRROVAL

> OF MY INSURANCE COMPANY AND THEY DENIED THE DOC BAND.

>

> CAN SOMEBODY GIVE ME SOME ORIENTATION ABOUT HOW TO APPEAL, AS WE

ARE

> CONCERNED ABOUT NOT HAVING OUR DAUGTHER USE THIS BAND TO CORRECT

HER

> PROBLEM.

>

> THANK YOU

>

> HORTENSIA BIZUB

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Guest guest

Hortenisa,

Welcome to the group. Be sure to get the appeal packet from Cranial

Tech and good luck with your appeal!

, mom to Hannah, DOC #3 3/30

Cape Cod, Ma

--- In Plagiocephaly , " hlbizubana " <hlbizub@h...>

wrote:

> HELLO PARENTS:

>

> I AM THE MOM OF TWINS, BOY AND GIRL.

> MY GIRL WAS DIAGNOSED WITH PLAGIOCEPHALY. I REQUESTED THE

APRROVAL

> OF MY INSURANCE COMPANY AND THEY DENIED THE DOC BAND.

>

> CAN SOMEBODY GIVE ME SOME ORIENTATION ABOUT HOW TO APPEAL, AS WE

ARE

> CONCERNED ABOUT NOT HAVING OUR DAUGTHER USE THIS BAND TO CORRECT

HER

> PROBLEM.

>

> THANK YOU

>

> HORTENSIA BIZUB

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Guest guest

No matter what you do...don't give up! They expect you to throw in

the towel because it is a frustrating process and they are

intimidating. We have Cigna and I mailed in my appeal the end of

October. It didn't get paid until the end of February because it got

overlooked. I was calling every couple of weeks for an update and was

continuously misled. It is frustrating because, at least with Cigna,

you never get to actually speak with the Appeal Dept, only customer

service reps. I finally got a good one who pushed things ahead by

getting her boss involved. I expected $2100 which was 70% after a

$750 deductible. They paid 90% with no deductible. Maybe they paid

that much because of my ordeal; but also I believe it was because I

was a " pleasant thorn in their side " . Let them know you are not going

away because often they turn down the first appeal just to discourage

you. Find out if they have paid similar claims and although each case

and insurance policy is different, it seems to help to throw that in.

Good Luck!

Swartout

--- In Plagiocephaly , " hlbizubana " <hlbizub@h...>

wrote:

> HELLO PARENTS:

>

> I AM THE MOM OF TWINS, BOY AND GIRL.

> MY GIRL WAS DIAGNOSED WITH PLAGIOCEPHALY. I REQUESTED THE APRROVAL

> OF MY INSURANCE COMPANY AND THEY DENIED THE DOC BAND.

>

> CAN SOMEBODY GIVE ME SOME ORIENTATION ABOUT HOW TO APPEAL, AS WE

ARE

> CONCERNED ABOUT NOT HAVING OUR DAUGTHER USE THIS BAND TO CORRECT

HER

> PROBLEM.

>

> THANK YOU

>

> HORTENSIA BIZUB

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