liability coverage question

[Guest guest]

Hi all,

I've have a question about liability coverage. I do plan to call my

insurer, but I wanted to hear feedback from the group as well.

I have been thinking about teaching a dance fitness class at our local

YMCA (for fun). My state practice act allows for wellness:

" A physical therapist may evaluate or provide wellness fitness without a

referral. "

Since I have coverage for my PT license, and I am staying within my

scope of practice per my state, should my current coverage be

sufficient?

Any other caveats/things I should think about should I decide to pursue

this further?

Thanks,

Lorraine Tyner, PT