Guest guest Posted April 16, 2009 Report Share Posted April 16, 2009 Hi Alan, You sound like a very dear person & yes, I was riveted AND read ALL the way to the bottom. Hopefully, you might have an idea for Terry's ADT treatment. He went today for some mapping & simulation? I didn't go with them after the first day. Thought I needed to go to work since the GM truck they came down in the Rack-n-Pinion was going out, Terry thought it was the Power Steering Pump. Anyway, my boss is a German Master Mechanic & I want him to fix it & inexpensively as my Mother is starting to stress over the costs of the Avodart & Casodex (specifically this one I believe is the one of the two that is over $600 for a one month supply. Yes, they have Medicare & some kind of supplement, but the pharmacist was concerned about some stuff that Mother will have to talk to the insurance company about, she was talking about " falling through donut holes " , anyway, I didn't fill the prescription (he was given by the doctor a one-week supply). Today the did some some tatoos (one on either side & one low on the front side they will use for the simulation that he goes back on Monday for). He said it felt like they were cutting him with a knife, but I was looking for a larger tattoo & had trouble seeing it. It was the size of a large dot (wonder if they are permanent dots? Terry didn't know.) Anyway, they obviously discussed the cost & told my Mother that possibly they are cheaper through Canadian pharmacy? I mostly kind of stepped out & let Mother & Terry go to the Beamers class (a dietician told them things to eat after the seeding for those 3 months afterward) & let them go on the tour & then today to start the mapping process. He goes back Monday for the simulation which they descibed like a trial run but without the actual radiation. Tuesday will be the actual radiation 1st day. Any comments welcome. God bless you. Melody Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 16, 2009 Report Share Posted April 16, 2009 (snip) I'm not Alan, who is indeed a fine person, but perhaps I can contribute in addition to my post of April 14. > .....my Mother is starting to stress over the > costs of the Avodart & Casodex (specifically this one I believe is the > one of the two that is over $600 for a one month supply. Casodex retail price is indeed $600/month. > Yes, they have > Medicare & some kind of supplement, but the pharmacist was concerned > about some stuff that Mother will have to talk to the insurance company > about, she was talking about " falling through donut holes " , anyway, I > didn't fill the prescription (he was given by the doctor a one-week > supply). This is rather vague information, but I think that perhaps they have Medicare Part D, which is the drug coverage. Before I decided that Casodex was " gilding the lily " - for me -- its out-of-pocket cost to me was $30 per month because I have Part D coverage. The so-called " donut hole " is this: Initial coverage is $2510 total cost (including out of pocket cost). Then comes the donut hole, which is a coverage gap after $2510 in total drug costs up to $4050 in out of pocket costs. After that, and with no limit, comes " catastrophic " coverage. This involves coinsurance of either 5% or up to $2.25 copayment for generic drug or $5.60 for all other drugs for the remainder of the year. The above was copied from the info mailed to the beneficiary monthly. In other words, if they have Part D coverage, they receive such information. This information is available online. See, http://www.medicare.gov/ > Today the did some some tatoos (one on either side & one low on the > front side they will use for the simulation that he goes back on Monday > for). He said it felt like they were cutting him with a knife, but I was > looking for a larger tattoo & had trouble seeing it. It was the size of > a large dot (wonder if they are permanent dots? Terry didn't know.) Judging from my own experience, they are permanent tattoos. I asked for naked ladies instead of boring dots, but the nurse would not cooperate. > Anyway, they obviously discussed the cost & told my Mother that possibly > they are cheaper through Canadian pharmacy? Buying drugs from foreign sources is, I understand, illegal and the shipment might be confiscated; though I also understand that it's not a high risk. My problem is that one cannot be absolutely that such drugs are what one needs. But: if one is paying a premium for Part D coverage, where, exactly, is the advantage of buying from overseas? I hope that all goes well. Regards, Steve J Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 16, 2009 Report Share Posted April 16, 2009 (snip) I'm not Alan, who is indeed a fine person, but perhaps I can contribute in addition to my post of April 14. > .....my Mother is starting to stress over the > costs of the Avodart & Casodex (specifically this one I believe is the > one of the two that is over $600 for a one month supply. Casodex retail price is indeed $600/month. > Yes, they have > Medicare & some kind of supplement, but the pharmacist was concerned > about some stuff that Mother will have to talk to the insurance company > about, she was talking about " falling through donut holes " , anyway, I > didn't fill the prescription (he was given by the doctor a one-week > supply). This is rather vague information, but I think that perhaps they have Medicare Part D, which is the drug coverage. Before I decided that Casodex was " gilding the lily " - for me -- its out-of-pocket cost to me was $30 per month because I have Part D coverage. The so-called " donut hole " is this: Initial coverage is $2510 total cost (including out of pocket cost). Then comes the donut hole, which is a coverage gap after $2510 in total drug costs up to $4050 in out of pocket costs. After that, and with no limit, comes " catastrophic " coverage. This involves coinsurance of either 5% or up to $2.25 copayment for generic drug or $5.60 for all other drugs for the remainder of the year. The above was copied from the info mailed to the beneficiary monthly. In other words, if they have Part D coverage, they receive such information. This information is available online. See, http://www.medicare.gov/ > Today the did some some tatoos (one on either side & one low on the > front side they will use for the simulation that he goes back on Monday > for). He said it felt like they were cutting him with a knife, but I was > looking for a larger tattoo & had trouble seeing it. It was the size of > a large dot (wonder if they are permanent dots? Terry didn't know.) Judging from my own experience, they are permanent tattoos. I asked for naked ladies instead of boring dots, but the nurse would not cooperate. > Anyway, they obviously discussed the cost & told my Mother that possibly > they are cheaper through Canadian pharmacy? Buying drugs from foreign sources is, I understand, illegal and the shipment might be confiscated; though I also understand that it's not a high risk. My problem is that one cannot be absolutely that such drugs are what one needs. But: if one is paying a premium for Part D coverage, where, exactly, is the advantage of buying from overseas? I hope that all goes well. Regards, Steve J Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 16, 2009 Report Share Posted April 16, 2009 (snip) I'm not Alan, who is indeed a fine person, but perhaps I can contribute in addition to my post of April 14. > .....my Mother is starting to stress over the > costs of the Avodart & Casodex (specifically this one I believe is the > one of the two that is over $600 for a one month supply. Casodex retail price is indeed $600/month. > Yes, they have > Medicare & some kind of supplement, but the pharmacist was concerned > about some stuff that Mother will have to talk to the insurance company > about, she was talking about " falling through donut holes " , anyway, I > didn't fill the prescription (he was given by the doctor a one-week > supply). This is rather vague information, but I think that perhaps they have Medicare Part D, which is the drug coverage. Before I decided that Casodex was " gilding the lily " - for me -- its out-of-pocket cost to me was $30 per month because I have Part D coverage. The so-called " donut hole " is this: Initial coverage is $2510 total cost (including out of pocket cost). Then comes the donut hole, which is a coverage gap after $2510 in total drug costs up to $4050 in out of pocket costs. After that, and with no limit, comes " catastrophic " coverage. This involves coinsurance of either 5% or up to $2.25 copayment for generic drug or $5.60 for all other drugs for the remainder of the year. The above was copied from the info mailed to the beneficiary monthly. In other words, if they have Part D coverage, they receive such information. This information is available online. See, http://www.medicare.gov/ > Today the did some some tatoos (one on either side & one low on the > front side they will use for the simulation that he goes back on Monday > for). He said it felt like they were cutting him with a knife, but I was > looking for a larger tattoo & had trouble seeing it. It was the size of > a large dot (wonder if they are permanent dots? Terry didn't know.) Judging from my own experience, they are permanent tattoos. I asked for naked ladies instead of boring dots, but the nurse would not cooperate. > Anyway, they obviously discussed the cost & told my Mother that possibly > they are cheaper through Canadian pharmacy? Buying drugs from foreign sources is, I understand, illegal and the shipment might be confiscated; though I also understand that it's not a high risk. My problem is that one cannot be absolutely that such drugs are what one needs. But: if one is paying a premium for Part D coverage, where, exactly, is the advantage of buying from overseas? I hope that all goes well. Regards, Steve J Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 16, 2009 Report Share Posted April 16, 2009 Hi Steve, Thank you very much for helping to shed light on the insurance part of it. I am printing the info. off for my Mother to decipher. I hate to admit that the insurance jargon is confusing to me, but it is, my eyes kind of cross when I read it. The pharmacist was rattling on, but it wasn't sinking in and about those naked lady tattos ... my Aunt remarried a man w/ a naked lady tattoo several years back & as he got more involved in their church he had some clothes tattooed on her. Love, Melody Quote Link to comment Share on other sites More sharing options...
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