Re: Insurance Bizarro-World

June 11, 2002

-Well, Molly, $9000.00 is MUCH less than $23,000.00. Good think you

are on top of this. Isn't amazing how everyone tries to rip you off?

If you pay $17,000.00 for the whole thing, I think you have done

extremely well. I haven't seen one bill yet as my insurance is

supposed to pay 100%, so I probably won't even know how much mine

cost.

So glad you have no regrets. It would be a lot harder to pay that

amount of money if you were not happy about the procedure.

Take Care, Donna

-- In orthognathicsurgerysupport@y..., mollymcp_2000 <no_reply@y...>

wrote:

> Well, in yet another twist in my insurance/hospital bill saga

> (denied, denied, denied, surgery, $23,000 bill from hosptial...), I

> had gotten a collection letter from the hospital. I called to

> arrange a meeting to negotiate the bill, and the woman I spoke to

> said " well, let's try to submit it to Anthem BC/BS. " So, they

> submitted the bill, and yesterday I got a letter from Anthem yet

> again denying coverage, but also saying that the hosptial could only

> bill me for $9,000, which is what Anthem would have paid for the

> services had things been covered. I am perplexed, but also pleased,

> as the hospital bill was hideously high, and now it is more

> manageable.

>

> Now I will negotiate the $9,000 bill - my goal is to pay $5,000 or

> less. We'll see what happens. I've already paid the surgeon a mint

> ($12,000), so feeling more than strapped for cash right now.

>

> Despite the huge fees, I am 2 1/2 months post-op, and thrilled that

I

> did this. Absolutely no regrets.

>

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