Guest guest Posted February 26, 2009 Report Share Posted February 26, 2009 Anita wrote: > Is Tricare for retired workers only. > Anita, No, Tricare is a military insurance program that uses different contractors to supply the services (Humana etc). It has categories, Standard, Extra, and Prime. All military eligible people to include retired military can use it. My category has no deductible, my co pays for visits are twelve dollars and medicines are three dollars for generics, nine for brand names and 21 dollars for speciality ones. The contractors have to re bid for the contract every five years to renew their contract. Depending on the plan you chose, the premiums are charged. We are retired military and have had it when we were active duty. My husband is the holder of the policy and then we are the dependents. If he dies, I used to be active duty and Reservist, I can have the program with myself as primary. People who have this can use civilian doctors, the military facilitates, or co share with the VA. When you turn 65, you get Tricare for life which means that medicare is the primary and Tricare secondary. The information can be found on the Tricare website, and I could not have afforded the care I got. They have a directory of providers and I have been able to find the specialist I need and if you can't, they will waiver a provider and pay them if your primary doctor signs off on it. Hope the info helps-Bennie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 26, 2009 Report Share Posted February 26, 2009 I'm not military. And not of retirement age, will be 50 this year. My secondary insurance is bc/bs (460 month) and they wont sell me sup insurance because of my age. The lady told me that they had to sell it to me because I have Medicare, but when she found out my age, she said no and hung up on me as quickly as she could. I looked at Humana's website the other day, I think I signed up for a booklet to be mailed to me. I really should write this stuff down. I could sign up for my husband's insurance but we would be paying (225/month) for it, for a year before I could use it because of pre- existing condition. I don't hold much faith in the stability of their future, so that is out. I'll have to check with ACA to see what they may know about. Anita --- , bennie@... wrote: > Anita, > > No, Tricare is a military insurance program that uses different > contractors to supply the services (Humana etc). It has categories, > Standard, Extra, and Prime. All military eligible people to include > retired military can use it. Quote Link to comment Share on other sites More sharing options...
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