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3,500 explained

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This is just an explanation for what I said about being worth $3,500

less than I was in 1994. If I had tens or hundreds of thousands to my

name, it wouldn't be worth mentioning! What I meant was, in 1995 I had

saved $4,000. If for some reason we had to pay off everything right

now, I would come out with $500 (not counting this month's mortgage

which is in my bank account). I'm not in any danger so far of having

to try to live on $500 so I try not to think about it.

Rhonda

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