Re: Two Nevada Assembly members blast Angle’s autism state...

[Guest guest]

" She is right in a way. If the legislators want this coverage, the state should

pay for it. All forcing insurers to cover it is doing is running up the rates

for those who have insurance. Eventually the insurance industry will collapse

thanks to the politicians vote-buying largess, leaving only a state run system.

Maybe if those screaming horde paid attention to the system in Canada, England

and elsewhere, they'd see how bad that is and change course. Probably not

though, as long as they get their goody they don't care. "

Think about what is going to happen when everyone in the US is covered by

insurance no matter what condition they have. Insurance rates will skyrocket. It

is as simple as that.

At present, in a private system, companies have a right to exclude anyone from

being insured who is going to be a huge liability. I agree with that.

Alternatively, they should have the right to charge what they need to to insure

such people.

I have had no accidents, not tickets. My auto insurance is low. Why should some

guy who has had ten accidents and fifty tickets pay the same rates as I do? It

doesn't make sense. He should pay more and does.

In a public system, assuming all people are equal under the law, then all people

should pay an equal amount for health insurance. But they will not.

The reason for this is because:

1) Not all people are created equal. Some are born with serious illnesses, and

some are genetically wired to have serious illnesses. So in this society, these

people will get special government services to begin with, and also pay the same

for health insurance. Si in a way, they are favored, even though they are

" equal. "

2) If a person's income falls below a certain threshhold, the government will

pay their health insurance cost, so these people, who are " equal " are also

favored.

What this means is that whomever gets the bill is going to pay for his or her

own healthcare, and the healthcare for a lot of other people, and we are all

going to get taxed in one way or another so that the government will pay for

whomever cannot afford health insurance.

The system as it is set up right now is not ideal, but it works. The reason it

has worked less and less in recent years is because of class action lawsuits and

high cost of malpractice insurance.

Medical technology can always be made and sold for low prices as can meds. And

example of how this can be done is the " loss leader " concept employed by

Walmart. They advertise one item at a ridiculous low price, such as an air

conditioner for $80.00, and they gamble that whoever comes into the store will

buy other items while they are there. Marked up items which will yield Walmart

significant profit.

Any manufacturer of any good or medication can do the same. If they did that, we

could all have good medical technology and good medicine at low prices. I don't

think anyone would mind paying a buck a bottle more for 1,000 aspirin, for

example, if it meant lower prescription prices on some kind of rare medication.

Millions buy aspirin every year. Think of how much less a rare prescription

medication would cost if the money from aspirin paid for the cost of research

and development, sales and marketing of the rare med.

But along comes government, who wants everyone to be insured, but does not want

to enter into the fray. So they expect a free-market economy to work, when in

reality, no one is going to have the buying power collectively like Walmart. So

we are ALL going to be paying for insurance, and the cost of medical technology

or medicine will stay the same or go up, and so will our premiums. America will

be paying more for health care than they ever have in their entire history.

Watch and see.

Administrator