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Re: Insurance question

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Hospitals can't refuse them treatment.. even if they don't have any insurance.

If they are unable to pay... there are forms that you can fill out to get help

with the bill. She would probably have to contact her own insurance people to

see if her insurance would carry over here. I would suggest that they brings

plenty of their regular meds with them... that is where i can see that would get

expensive.. if they had to have a new med or a refill.

This probably wasn't much help... but hope it all works out!

Vickie

Shari Ferbert wrote:

I am writing to ask for advice on behalf of a friend living in South

Africa

who has FMS. She would like to visit family in the US but has an issue with

insurance. Please read her email below that explains. If anyone knows

anything that might help, please reply to this email.

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Vickie,

Thank you for taking the time to respond. Any input is helpful!! Although,

I have learned that talking to her insurance company is fruitless - it is

" military insurance " and there is coverage outside of their borders and no

discussion - period.

But you are right - hospitals cannot refuse treatment, and with all of the

illegal immigrants who get free medical coverage, maybe there is hope for

her! It is the unknown that she is worried about, and also the exchange

rate from any payment that would be due.

Thanks again - I will pass this along to Allyson.

Shari Ferbert

President, AFFTER

Advocates for Fibromyalgia Funding,

Treatment, Education and Research

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I have never gone out of the country which can be scarey when you

have a chronic illness but I have had to travel to other states for

prolonged periods of time exceeding 3 months.

If she gets nowhere with her insurance company (and I don't know how

things work there) have her go to her doctor and let him know she is

leaving the country ...she needs enough medication to carry her for

that period of time. Most insurance companies allow for this once to

twice a year whereby they allow this to be done and they cover their

normal amounts on RX's.

As far as her hospitalization is concerned, if she has a problem that

would require emergency treatment..there is normally a social worker

you can request to address these payment situations and if her

insurance does not pay out of the country for her emergency, a social

worker (works for hospital) and be a useful tool to help mediate

between hospital and her situation. That is about all I can offer

her. I would also email her insurance with her concerns in this

regard before she takes her holiday and keep all communications in

the event she needs proof to force them to pay their part etc.

Hope this helps,

God Bless

Dutchie/

>

> Vickie,

>

> Thank you for taking the time to respond. Any input is helpful!!

Although,

> I have learned that talking to her insurance company is fruitless -

it is

> " military insurance " and there is coverage outside of their borders

and no

> discussion - period.

>

>

>

> Treatment, Education and Research

>

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