Just got back from rheummy

[Guest guest]

Well I went to the rheummy with my new insurance. He really didn't do much

this visit except fill out the tons of paperwork required by my disability

insurance. My toes, ankles and hips are a mess. He is not doing anything at

all until the weather warms up. He claims it would be a waste with everyone

getting sick with the cold and flu season in full force. I go back in two

months and he plans to start Humira then. I am NOT looking forward to this. I

do NOT want to take this drug. Not to mention I really can't afford it. So I

am still on Plaquinil and Lodine.

This new insurance is a PPO and it sucks. I have to pay for my lab tests

cause my doc does not do labs in his office. So I have to meet a deductible

first before they will pay for anything...so the next few rounds of labs will

be totally on me. If I went to a doc that does labs in office I would just

have a co-pay. Well that would be great...but when I asked the insurance what

docs have in office labs I was told I need to call around and ask the docs if

they were approved as in house lab in there contract with CIGNA. This

insurance really sucks. My co-pays are have doubled...and my coverage is half

of

what I had before the change to Cigna. The people at Cigna are less than

helpful....plus the insurance started December 1st and I have yet to get any

new

benefits package or even ID cards. So I had to print out temporary

cards...which are only good for one week.

So I get to suffer for another two months while I try to figure this all

out. At first look it appears I will NOT get any labs and I can NOT afford to

take Humira...which on the Humira issue is fine with me. Plus my insurance

will not pay for Humira unless you have failed on MTX...which I didn't really

fail...but it had far too many side effects and I refused to take it anymore.

Toni