Guest guest Posted December 21, 2005 Report Share Posted December 21, 2005 Hi I just want to wish you all a very happy and peaceful xmas. Best wishes for the year 2006... Love Joyce xxxxxxxxxxxxxxxxxxxxxx Beth <mightybeth2001@...> wrote: Toni, I hope things get better. I know what you mean about ins. co. The one I have has a $1000 deductable. I didn't even meet it this year. Looks like we could get some better coverage. But it seems like they want everyone to suffer. You are in my prayers. Beth in AR --- aclavern33@... wrote: > Well I went to the rheummy with my new insurance. > He really didn't do much > this visit except fill out the tons of paperwork > required by my disability > insurance. My toes, ankles and hips are a mess. He > is not doing anything at > all until the weather warms up. He claims it would > be a waste with everyone > getting sick with the cold and flu season in full > force. I go back in two > months and he plans to start Humira then. I am NOT > looking forward to this. I > do NOT want to take this drug. Not to mention I > really can't afford it. So I > am still on Plaquinil and Lodine. > > This new insurance is a PPO and it sucks. I have to > pay for my lab tests > cause my doc does not do labs in his office. So I > have to meet a deductible > first before they will pay for anything...so the > next few rounds of labs will > be totally on me. If I went to a doc that does labs > in office I would just > have a co-pay. Well that would be great...but when > I asked the insurance what > docs have in office labs I was told I need to call > around and ask the docs if > they were approved as in house lab in there contract > with CIGNA. This > insurance really sucks. My co-pays are have > doubled...and my coverage is half of > what I had before the change to Cigna. The people > at Cigna are less than > helpful....plus the insurance started December 1st > and I have yet to get any new > benefits package or even ID cards. So I had to > print out temporary > cards...which are only good for one week. > > So I get to suffer for another two months while I > try to figure this all > out. At first look it appears I will NOT get any > labs and I can NOT afford to > take Humira...which on the Humira issue is fine with > me. Plus my insurance > will not pay for Humira unless you have failed on > MTX...which I didn't really > fail...but it had far too many side effects and I > refused to take it anymore. > > Toni > > > [Non-text portions of this message have been > removed] > > __________________________________________________ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 21, 2005 Report Share Posted December 21, 2005 a very Merry Christmas to you also...... Debbie __________________________________________________ Quote Link to comment Share on other sites More sharing options...
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