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SSDI and taxes

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In a message dated 2/20/99 8:02:26 PM Eastern Standard Time, Cslyme@...

writes:

> SSDI is not taxable at all. My friend just got it and her tax gal said it

is

> not to be taxed.

That is not exactly true. SSDI can be taxable depending on the amount of that

income, as well as combined with other income. Your friend's tax person must

have looked at her total income and determined that hers wasn't taxable.

Reading from the booklet that is sent when you are approved for SSDI, it says

the following:

If you file a federal tax return as an individual, and your combined income*

is between $25,000 and $34,000, you may have to pay taxes on 50 percent of

your SS benefits.

If you file a joint return, you may have to pay taxes on 50% of your benefits

if you and your spouse have a combined income* between $32,000 and $44,000.

*on the 1040 return, your combined income is the sum of your adjusted gross

income plus nontaxable interest, plus one-half of your SS benefits.

Not sure how this affects people,,,but I know I need to do some more reading

up on the tax laws for myself.

Marci

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Connie,

My husband & I pored over the tax book and online sites regarding SS

disability yesterday, and learned much to my chagrin that 85% of mine will

be taxable, or at least 85% of what they put in line 5 of the 1099 I will

get next year. It is taxed due to I am under 62, and I will be filing

jointly with my spouse who made over $44,000 last year, and will do so again

this year. Maybe your friend had different circumstances than mine and thus

her's weren't taxable???

Thanks, but I guess I am just grateful for the check and will have to

pay Uncle Sam his due.

Marta

>From: Cslyme@...

>

>Hi Marta,

>SSDI is not taxable at all. My friend just got it and her tax gal said it

is

>not to be taxed.

>hugs, Connie

>

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Hi Marta,

Geez they tax you coming and going. The laws are so crazy. I kept out cpa

from our store and have him do it all. He only charges me 65.00 an I can mail

it to him and he gets it back to me in like 3 days. I lost all my number

ability when I got lyme, so I rely on others. But my friend did say to have

an expert do them for you because SS has messed up her benefits over and over.

Love ya,

Con

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Hi Connie,

I am still unsure of the tax situation, but silly to worry about it now,

maybe by next year I will learn and if not, I will try a tax service. I

used to love to work with numbers and complicated tax returns etc. but

better not trust my old abilities yet.

Hugs,

Marta

-

>From: Cslyme@...

>

>Hi Marta,

>Geez they tax you coming and going. The laws are so crazy.

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  • 7 years later...
Guest guest

>

> Do you have to pay income taxes on Social Security Disability

Insurance

> payments?

>

> I am not sure if anyone answered this, but yes you do if it is over

a certain amount or if your spouse earns over a certain amount. There

is a schedule to fill out to figure out what part of your SSD is

taxable. We had to pay a little tax on it, but it was not too bad. I

am just grateful to be receiving the SSD when so many have been denied

for so long. Good luck.

Tracie

>

>

>

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