Re: / Margaret/ life insurance

[Guest guest]

I thought life insurance was only needed to replace the financial support from

the person who dies.

Do you mind if I ask why you wanted life insurance for your boys?

Thanks,

Re: / Margaret

Margaret,

Wow, that would not surprise me about the insurance.

Does anyone on the list serve know if this is the case?

We were so hurt and discouraged we didn't ask anyone else.

Thanks,

Dad to Age 13, Age 12 and Geena age 9 w/DS Autism and profound

hearing loss

[Guest guest]

I think the theory is that everyone should have at least $10,000 to pay for

funeral expenses if God forbid, something should happen. If one of my boys

were to die tonight, funeral expenses would totally wipe out our savings.

Of course at that point I really wouldn't care but. it used to be that

everyone took out policies on their children in the event something

happened. I wonder if that has changed?

I know my MIL has a life insurance policy for a larger amount and then

another one for $10,000 which is earmarked for funeral expenses. Her

husband did as well.

And my first email should have said, they do NOT have heart problems. But

the insurance company will not sell to our children because their life

expectancy is not as long as a person without Down syndrome. So they are

not considered a good risk even though mathematically their thinking no

longer makes sense.

Lori

_____

From: [mailto: ] On Behalf

Of cathynash@...

Sent: Wednesday, April 14, 2010 9:37 PM

To:

Subject: Re: / Margaret/ life insurance

I thought life insurance was only needed to replace the financial support

from the person who dies.

Do you mind if I ask why you wanted life insurance for your boys?

Thanks,

Re: / Margaret

Margaret,

Wow, that would not surprise me about the insurance.

Does anyone on the list serve know if this is the case?

We were so hurt and discouraged we didn't ask anyone else.

Thanks,

Dad to Age 13, Age 12 and Geena age 9 w/DS Autism and profound

hearing loss

[Guest guest]

These days with so much scence being developed, seems to me that having a

funeral where bodies are committed to earth to become fertilizer, is a waste

in possibly help to solve the ills which our children attract. It has been

our hope and wish that when Elie dies (as we all will eventually) that his

death would serve some good in that his body being used for research in to

the ds/asd with which he lives .

Thus HE doesn't need life insurance or what used to be called a burial

policy.

I know this is a hot button topic. Open for respectful discussion but this

is my thinking.

>

>

> I think the theory is that everyone should have at least $10,000 to pay for

> funeral expenses if God forbid, something should happen. If one of my boys

> were to die tonight, funeral expenses would totally wipe out our savings.

> Of course at that point I really wouldn't care but. it used to be that

> everyone took out policies on their children in the event something

> happened. I wonder if that has changed?

>

> I know my MIL has a life insurance policy for a larger amount and then

> another one for $10,000 which is earmarked for funeral expenses. Her

> husband did as well.

>

> And my first email should have said, they do NOT have heart problems. But

> the insurance company will not sell to our children because their life

> expectancy is not as long as a person without Down syndrome. So they are

> not considered a good risk even though mathematically their thinking no

> longer makes sense.

>

> Lori

>

> _____

>

> From: [mailto:

> ] On Behalf

> Of cathynash@... <cathynash%40shaw.ca>

> Sent: Wednesday, April 14, 2010 9:37 PM

> To:

> Subject: Re: / Margaret/ life insurance

>

> I thought life insurance was only needed to replace the financial support

> from the person who dies.

> Do you mind if I ask why you wanted life insurance for your boys?

> Thanks,

>

> Re: / Margaret

>

> Margaret,

>

> Wow, that would not surprise me about the insurance.

>

> Does anyone on the list serve know if this is the case?

>

> We were so hurt and discouraged we didn't ask anyone else.

>

> Thanks,

>

>

>

> Dad to Age 13, Age 12 and Geena age 9 w/DS Autism and profound

> hearing loss

>

>

[Guest guest]

I am of this same thinking for myself and my daughter.  Plus I think the

funeral industry has become such a $ racket.  If students can learn something

it seems just one more  final offering.

..  jay

________________________________

To:

Sent: Thu, April 15, 2010 2:25:36 PM

Subject: Re: / Margaret/ life insurance

 

These days with so much scence being developed, seems to me that having a

funeral where bodies are committed to earth to become fertilizer, is a waste

in possibly help to solve the ills which our children attract. It has been

our hope and wish that when Elie dies (as we all will eventually) that his

death would serve some good in that his body being used for research in to

the ds/asd with which he lives .

Thus HE doesn't need life insurance or what used to be called a burial

policy.

I know this is a hot button topic. Open for respectful discussion but this

is my thinking.

On Thu, Apr 15, 2010 at 1:46 PM, Lori <uccpowelltds (DOT) net> wrote:

>

>

> I think the theory is that everyone should have at least $10,000 to pay for

> funeral expenses if God forbid, something should happen. If one of my boys

> were to die tonight, funeral expenses would totally wipe out our savings.

> Of course at that point I really wouldn't care but. it used to be that

> everyone took out policies on their children in the event something

> happened. I wonder if that has changed?

>

> I know my MIL has a life insurance policy for a larger amount and then

> another one for $10,000 which is earmarked for funeral expenses. Her

> husband did as well.

>

> And my first email should have said, they do NOT have heart problems. But

> the insurance company will not sell to our children because their life

> expectancy is not as long as a person without Down syndrome. So they are

> not considered a good risk even though mathematically their thinking no

> longer makes sense.

>

> Lori

>

> _____

>

> From: @yahoogrou ps.com <%40yahoog roups.com> [mailto:

> @yahoogrou ps.com <%40yahoog roups.com> ] On Behalf

> Of cathynashshaw (DOT) ca <cathynash%40shaw. ca>

> Sent: Wednesday, April 14, 2010 9:37 PM

> To: @yahoogrou ps.com <%40yahoog roups.com>

> Subject: Re: / Margaret/ life insurance

>

> I thought life insurance was only needed to replace the financial support

> from the person who dies.

> Do you mind if I ask why you wanted life insurance for your boys?

> Thanks,

>

> Re: / Margaret

>

> Margaret,

>

> Wow, that would not surprise me about the insurance.

>

> Does anyone on the list serve know if this is the case?

>

> We were so hurt and discouraged we didn't ask anyone else.

>

> Thanks,

>

>

>

> Dad to Age 13, Age 12 and Geena age 9 w/DS Autism and profound

> hearing loss

>

>