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Re: OT-Funding Schooling

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Let me re-post something posted on July 8 which I think answers your question.

For Social Security had to appeal denial to the administrative judge, where I won. Took the back benefits and went to law school. Couldn't very well just sit, and heck, I had Social Security to live on so didn't have to work and go to school (which I hadn't the strength to do), AND only took out federal loans direct student loans (which means repayment is `income contingent', and Social Security isn't income. I make money they get repaid, I don't and I am not in default so they don't touch SocSec.) You on Social Security and want another degree? Go: done right, its free UNTIL you earn money.

http://health.groups.yahoo.com/group/PozHealth/message/17539

>> I know this is a bit off topic....but I thought maybe it would be a > good forum to get some information.> > I'd like to go back to school. I'm on social security....I'm > wondering how to pay for it. If we take out student loans and don't > go back to work....paying back would be difficult.....> > I'm open to ideas> > Marta>

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The Social Security Administration, through it's Ticket to Work program, offers a variety of services (including benefits counseling) to people receiving disability benefits who want to go back to work, and going to school can be a step toward returning to work. The SSA works with each state's Department of Rehabilitation to assist disabled people in reentering the work force. I know that in California, the state Department of Rehabilitation will pay tuition for a disabled person who has returned to school as part a rehabilitation plan. The SSA's Ticket to Work web site has links to help you locate your state's Department of Rehabilitation. http://www.ssa.gov/work/who_can_help.htm You should check with the financial aid department at the school you are thinking of enrolling in to find out what financial aid would be available to you, and what the repayment terms would

be for any loans you might take out. In California, and probably most other states, a creditor has no legal means to collect a debt from a person whose sole income is Social Security disability benefits, assuming there are no assets that weren't purchased with the disability income, and assuming you are not married or in a domestic partnership. However, any unpaid debt will damage your credit rating, and it will become collectible, with interest, when you return to work. So it probably would not be a good idea to incur any loans you can't pay back. martakay1962 wrote: I know this is a bit off topic....but I thought maybe it would be a good forum to get some information.I'd like to go back to school. I'm on social security....I'm wondering how to pay for it. If we take out student loans and don't go back to work....paying back would be difficult.....I'm open to ideasMarta

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