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Re: Digest Number 4724

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Get a Lawyer quick and read up on the internet about Unum. They have had

major lawsuites againthem for some pretty shadey crap they have been pulling.

I also have Unum for disability and have had problems...

I am currently in review for wrongful denial of benifits.

_UNUM Provident Crimes_ (http://www.corporatecrimefighters.com/)

_UNUM Provident Info_

(http://www.corporatecrimefighters.com/html/unum_news.html)

_Disability Insurance Lawyer Unum Provident Claim Attorney_

(http://www.disabilityinsurancelawyers.com/)

_Unum Provident Agrees to Review Denied Disability Claims_

(http://www.consumeraffairs.com/news04/unum_ny.html)

This is what I found on a quick search of Unum Provident. Please do your

homework. It many be well worth it. Also request a copy of your policy with

them. They are required by law to sent that to you with in 72 hrs of request.

Know the rules and laws...Admit to nothing until you get the ALL the facts.

Toni

In a message dated 6/4/05 4:35:17 A.M. Central Daylight Time,

writes:

Date: Fri, 3 Jun 2005 22:50:45 EDT

From: BadKneesDebs@...

Subject: Re: disability

Hi Me Mom,

It does seem like the same path that we both took such a short time ago. I

got approved last year and I had UNUM disability while SSI was being

reviewed

and since that time it has been nothing but PAYBACK. I new I had to return

some money from the amount I received, but they claimed that I had to return

the

back pay amount that I received for my 2 daughters and now I have received

yet

another bill for $13,000.00. They claim that my children were insured and

receiving benefits for " being disabled " . Heck, I never even thought you

could

insure your kids like that!!!

When our taxes were calculated, they claimed that there was a shortage of

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Get a Lawyer quick and read up on the internet about Unum. They have had

major lawsuites againthem for some pretty shadey crap they have been pulling.

I also have Unum for disability and have had problems...

I am currently in review for wrongful denial of benifits.

_UNUM Provident Crimes_ (http://www.corporatecrimefighters.com/)

_UNUM Provident Info_

(http://www.corporatecrimefighters.com/html/unum_news.html)

_Disability Insurance Lawyer Unum Provident Claim Attorney_

(http://www.disabilityinsurancelawyers.com/)

_Unum Provident Agrees to Review Denied Disability Claims_

(http://www.consumeraffairs.com/news04/unum_ny.html)

This is what I found on a quick search of Unum Provident. Please do your

homework. It many be well worth it. Also request a copy of your policy with

them. They are required by law to sent that to you with in 72 hrs of request.

Know the rules and laws...Admit to nothing until you get the ALL the facts.

Toni

In a message dated 6/4/05 4:35:17 A.M. Central Daylight Time,

writes:

Date: Fri, 3 Jun 2005 22:50:45 EDT

From: BadKneesDebs@...

Subject: Re: disability

Hi Me Mom,

It does seem like the same path that we both took such a short time ago. I

got approved last year and I had UNUM disability while SSI was being

reviewed

and since that time it has been nothing but PAYBACK. I new I had to return

some money from the amount I received, but they claimed that I had to return

the

back pay amount that I received for my 2 daughters and now I have received

yet

another bill for $13,000.00. They claim that my children were insured and

receiving benefits for " being disabled " . Heck, I never even thought you

could

insure your kids like that!!!

When our taxes were calculated, they claimed that there was a shortage of

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  • 6 months later...

wrote:

>And all this reminded me of when I was a child and I was so very

>sensitive to sound. Normal everyday sounds in the neighborhood, like

>the sounds of construction with a new house going up, would just

>drive me wild. The sound seemed to actually hurt my brain somehow

>and I remember covering my ears to try to keep out teh sound. But it

>was just normal noises of a house being constructed. Does anyone

>else remember this kind of thing or notice it today? Sensitivity to

>sound

Absolutely. I need to leave the area when a vacuum cleaner is on. I

can always tell if the house heating system/fan is on, the water

running, the cat outside meowing to get in; in the summer I hear most

of the conversations of people up on the street, etc.; in the winter

I hear chain saws or leaf blowers many houses away - things other

people are completely unaware of. It used to be terrible back when I

was still working and occasionally flying or at a store or something

- I'd hear all of 6-7 conversations around me without trying to

eavesdrop at all and it was just too many stimuli to my system.

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Thank you for this, too. I have to do more thinking about these

things.

> >And all this reminded me of when I was a child and I was so very

> >sensitive to sound. Normal everyday sounds in the neighborhood,

like

> >the sounds of construction with a new house going up, would just

> >drive me wild. The sound seemed to actually hurt my brain somehow

> >and I remember covering my ears to try to keep out teh sound. But

it

> >was just normal noises of a house being constructed. Does anyone

> >else remember this kind of thing or notice it today? Sensitivity

to

> >sound

>

> Absolutely. I need to leave the area when a vacuum cleaner is on. I

> can always tell if the house heating system/fan is on, the water

> running, the cat outside meowing to get in; in the summer I hear

most

> of the conversations of people up on the street, etc.; in the

winter

> I hear chain saws or leaf blowers many houses away - things other

> people are completely unaware of. It used to be terrible back when

I

> was still working and occasionally flying or at a store or

something

> - I'd hear all of 6-7 conversations around me without trying to

> eavesdrop at all and it was just too many stimuli to my system.

>

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