Re: USA Insurance Coverage Question

[Guest guest]

HI,

It depends on the insurance and I believe the state in which you live. If I

recall correctly, there was some law put into place that " forced " insurance

companies to accept all patients, regardless of whether or not there is a pre

existing condition. I don't know if that is a federal law or state law. I just

don't remember. You might want to check with the health insurance that is going

into effect on 09.01.06.

SZ

---- <wrote:

>Does anyone know how I could get around this one without getting

disqualified for pre-existing?

[Guest guest]

--- wrote:

> Their web site does not go into a lot of detail

about this, so that is why I am asking. Does anyone

know how I could get around this one without getting

disqualified for pre-existing?

Hi

Call the insurance company and ask them about

pre-existing conditions. They should have an 800

number.

Don't tell them about the lump. You might need to wait

until September, when your policy kicks in to have the

mammogram.

The members here in the group, who have, or are using

Tricare can give you information too.

Kaylene

Moderator

__________________________________________________

[Guest guest]

Hello my name is Annette and I know my son had shoulder trouble and he had to

wait for six months from his last doctor visit before his insurance would cover

it. I know you need the test but maybe you should wait until 9/2/06 to get it.

> wrote:

>I get this free mammogram done and it finds something wrong (I hate to even

think the word cancer), would I be dis-qualified for coverage because of a

pre-existing issue that was discovered with the free mammogram?

[Guest guest]

>

> Don't tell them about the lump. You might need to wait

> until September, when your policy kicks in to have the

> mammogram.

>

Thanks Kaylene!

[Guest guest]

>

> HI,

> It depends on the insurance and I believe the state in which you

live.

Hi!

Thanks for the input!

>

[Guest guest]

>

> Hello my name is Annette and I know my son had shoulder trouble and

he had to wait for six months from his last doctor visit before his

insurance would cover it. I know you need the test but maybe you

should wait until 9/2/06 to get it.

Thanks for the advice!

[Guest guest]

I have been very busy this week so please forgive me if this answer makes no

sense. I am not quite sure where all the discussion is yet.

We are having Bible School at church and you know me and kids! Fun Fun! It is

about to kill me but at least I will go out smiling!.

They will be able to find out you had the mammogram even if you do not tell

them. You should not have it done until the insurance takes affect. If you do

and then have a problem it is a preexisiting condition.

The computer age has changed alot of the things a person used to be able to do.

Now instantly they could know, once they punch your name or your social into the

computer.

Gwen

> wrote:

would I be dis-qualified for coverage because of a pre-

existing issue that was discovered with the free mammogram?

[Guest guest]

I have been very busy this week so please forgive me if this answer makes no

sense. I am not quite sure where all the discussion is yet.

We are having Bible School at church and you know me and kids! Fun Fun! It is

about to kill me but at least I will go out smiling!.

They will be able to find out you had the mammogram even if you do not tell

them. You should not have it done until the insurance takes affect. If you do

and then have a problem it is a preexisiting condition.

The computer age has changed alot of the things a person used to be able to do.

Now instantly they could know, once they punch your name or your social into the

computer.

Gwen

> wrote:

would I be dis-qualified for coverage because of a pre-

existing issue that was discovered with the free mammogram?

[Guest guest]

> They will be able to find out you had the mammogram even if you do

not tell them. You should not have it done until the insurance takes

affect. If you do and then have a problem it is a preexisiting

condition.

Thanks for the advice!

[Guest guest]

> They will be able to find out you had the mammogram even if you do

not tell them. You should not have it done until the insurance takes

affect. If you do and then have a problem it is a preexisiting

condition.

Thanks for the advice!