Anyone have luck with United Health Care and ABA

[Guest guest]

Does anyone here have United Health Care? Ours is going to be a fully funded

plan, not self insured. Our ABA is out of network. Just wondering what others'

experiences with them has been w/ out of network providers. $9000 deductible and

only 50% after that. But the question is 50% of what? 50% of the amount billed

or do they try and set an allowable amount for out of network and pay 50% of

that?