Re: INSURANCE INFO HELP!!!!

[Guest guest]

Crystal,

Hey I think you and I are riding in the same boat. I had my TR on May 30,

2001 and was not thinking at all. It was court ordered that my ex husband

keep me on his insurance plan until I remarried. Well, guess what I had a

dumba** attack. I told my b/f at the time that I would not have the TR and

take a chance on becoming pg without us being married. So on May 25, 2001 we

got married.

Not thinking ahead at all I went through the TR and everything and it was

about 4 wks later when AF should arrive I got to thinking I did not have

health insurance. What in the world am I going to do? At the time my husband

was self employed and the cost for health insurance is very high.

Since then I have decided to return to work myself. And he has changed jobs

but neither of us will have health insurance for 90 days. I just know deep

down inside that this will be the time that I will become PG. I am not sure

if either of them will have to cover the pg or not. That I dont know.

But dont feel like you are out there all alone because I am in the same boat

with you. If you need or want to talk I am here.

Your friend,

Tami Mitchem

Beckley, WV

tmitchem@...

INSURANCE INFO HELP!!!!

> I just got a real dissapointing bit of information. My husband was

> supposed to get insurance from his work by the end of the month and

> they just told them they are not going to do it.

> He is a bartender. Actually he is the fastest bartender in Texas,

> officially.

> He makes a good living because he is so good at what he does but in

> this business they usually dont offer insurance.

> I'm just dumbfounded. I don't know what to do now.

> I'm 4 weeks post TR. and I'm scared I won't be able to get care.

> I know I am going to need an ultrasound as soon as I get PG because

> of the possibility of a ectopic pregnancy.

> I had to have major neck surgery just over a year ago and I had to

> lay in bed for a month in extreme pain and not able to lift my right

> arm at all because we didn't have ins. They just let me suffer until

> we could come up with 10.000 cash. There is no comunity hospital here

> in my county so I am litterally scared to even get pregnant now!

> I am so mad at his work I could spit fire.

> Does anyone out there have any advice on this? The part that makes me

> the maddest is that I could have probably bought insurance before my

> TR if I knew this was going to happen, now I don't see anyone

> approveing us because I had a surgery to help me get pregnant and

> they know they would have to pay for the whole thing. Crystal

>

>

>

>

[Guest guest]

Call and get quotes!!!!

Call your local health dept they may have a program. A

friend in HS went through them.

Angi

--- " Crystal Kniss ,Husband Zeus "

wrote:

> I just got a real dissapointing bit of information.

> My husband was

> supposed to get insurance from his work by the end

> of the month and

> they just told them they are not going to do it.

> He is a bartender. Actually he is the fastest

> bartender in Texas,

> officially.

> He makes a good living because he is so good at what

> he does but in

> this business they usually dont offer insurance.

> I'm just dumbfounded. I don't know what to do now.

> I'm 4 weeks post TR. and I'm scared I won't be able

> to get care.

> I know I am going to need an ultrasound as soon as I

> get PG because

> of the possibility of a ectopic pregnancy.

> I had to have major neck surgery just over a year

> ago and I had to

> lay in bed for a month in extreme pain and not able

> to lift my right

> arm at all because we didn't have ins. They just let

> me suffer until

> we could come up with 10.000 cash. There is no

> comunity hospital here

> in my county so I am litterally scared to even get

> pregnant now!

> I am so mad at his work I could spit fire.

> Does anyone out there have any advice on this? The

> part that makes me

> the maddest is that I could have probably bought

> insurance before my

> TR if I knew this was going to happen, now I don't

> see anyone

> approveing us because I had a surgery to help me get

> pregnant and

> they know they would have to pay for the whole

> thing. Crystal

>

>

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[Guest guest]

Crystal,

Nothing in a health policy should ask whether or not you PLAN to

become pregnant. It will only ask if you ARE pregnant. Depending on

your income level - you may be eligible for a Department of Health

insurance plan - especially if you already have minor children who

live with you. Even if your EX says he has coverage on the children -

make sure you have a plan where the insurance notifies you if he

drops the coverage. My EX was to carry coverage on our children as

part of a Court Order but dropped it and I didn't find out until I

needed to take my daughter for emergency treatment and medication.

Then I found out it had been dropped 11 months before. Just one of

the many reasons he's an EX :-)

You might also see if your Dh's place of employment is a member of

your Chamber of Commerce. Sometimes they offer group health plans

for members and employees. It's always less expensive to buy into a

group than go with an individual plan. Good luck!!

Mandy

> I just got a real dissapointing bit of information. My husband was

> supposed to get insurance from his work by the end of the month and

> they just told them they are not going to do it.

> He is a bartender. Actually he is the fastest bartender in Texas,

> officially.

> He makes a good living because he is so good at what he does but in

> this business they usually dont offer insurance.

> I'm just dumbfounded. I don't know what to do now.

> I'm 4 weeks post TR. and I'm scared I won't be able to get care.

> I know I am going to need an ultrasound as soon as I get PG because

> of the possibility of a ectopic pregnancy.

> I had to have major neck surgery just over a year ago and I had to

> lay in bed for a month in extreme pain and not able to lift my

right

> arm at all because we didn't have ins. They just let me suffer

until

> we could come up with 10.000 cash. There is no comunity hospital

here

> in my county so I am litterally scared to even get pregnant now!

> I am so mad at his work I could spit fire.

> Does anyone out there have any advice on this? The part that makes

me

> the maddest is that I could have probably bought insurance before

my

> TR if I knew this was going to happen, now I don't see anyone

> approveing us because I had a surgery to help me get pregnant and

> they know they would have to pay for the whole thing. Crystal

[Guest guest]

Crystal,

I wouldn't tell an insurance company you had a TR. If you had never had your

tubes tied they would have to pay. It is none of there business that you

wanted to be a whole person again.

[Guest guest]

You can double check with your insurance commisioner,but I bellieve that

pregnancy can not be considered as a pre-existing condition.So even if you

were pregnant at the time you signed up for insurance they still could not

hold it against you

Those who fail to plan, Plan to fail

[Guest guest]

Contact NASE, it is for self-employed people. You may have to have a DBA or

something. A business is defined as any attempt to earn money whether or

not you actually make a positive cash flow.

Good Luck!

carly m

>

>Reply-To: TubalLigationReversal

>To: TubalLigationReversal

>Subject: INSURANCE INFO HELP!!!!

>Date: Wed, 19 Sep 2001 23:25:01 -0000

>

>I just got a real dissapointing bit of information. My husband was

>supposed to get insurance from his work by the end of the month and

>they just told them they are not going to do it.

>He is a bartender. Actually he is the fastest bartender in Texas,

>officially.

>He makes a good living because he is so good at what he does but in

>this business they usually dont offer insurance.

>I'm just dumbfounded. I don't know what to do now.

>I'm 4 weeks post TR. and I'm scared I won't be able to get care.

>I know I am going to need an ultrasound as soon as I get PG because

>of the possibility of a ectopic pregnancy.

>I had to have major neck surgery just over a year ago and I had to

>lay in bed for a month in extreme pain and not able to lift my right

>arm at all because we didn't have ins. They just let me suffer until

>we could come up with 10.000 cash. There is no comunity hospital here

>in my county so I am litterally scared to even get pregnant now!

>I am so mad at his work I could spit fire.

>Does anyone out there have any advice on this? The part that makes me

>the maddest is that I could have probably bought insurance before my

>TR if I knew this was going to happen, now I don't see anyone

>approveing us because I had a surgery to help me get pregnant and

>they know they would have to pay for the whole thing. Crystal

>

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