RE: Cobra/Non-group commercial ins

[Guest guest]

Re COBRA federal law allows the group to term the COBRA if Medicare entitlement starts after COBRA starts. I've never seen a group allow the member to continue but the question should be asked of the group, since it is employer choice.

Re: non-group, check the policy details. If allowed, and it's an individual policy, it will be secondary to Medicare when entitlement begins and may not be the best way to supplement Medicare.

on Transplant Financial Coordinator Legacy Good Samaritan Hospital Legacy Transplant Services 1040 NW 22nd Ave Ste 480 Portland OR 97210 direct main office toll-free fax lmorriso@...

-----Original Message-----From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ]On Behalf Of tzauner7Sent: Friday, April 15, 2011 1:25 PMTo: TxFinancialCoordinators Subject: Cobra/Non-group commercial ins

Hello everyone,If a patient (I work with kidney pts) is on Cobra or non-group commerical insurance policy could they lose it if they enroll in medicare?Thank you!

[Guest guest]

So, if they delay enrolling in medicare to keep COBRA don't they get penalized? Thanks, >>> "on, :LPH Trnsplnt" 4/15/2011 3:31 PM >>> Re COBRA federal law allows the group to term the COBRA if Medicare entitlement starts after COBRA starts. I've never seen a group allow the member to continue but the question should be asked of the group, since it is employer choice. Re: non-group, check the policy details. If allowed, and it's an individual policy, it will be secondary to Medicare when entitlement begins and may not be the best way to supplement Medicare. on Transplant Financial Coordinator Legacy Good Samaritan Hospital Legacy Transplant Services 1040 NW 22nd Ave Ste 480 Portland OR 97210 direct main office toll-free fax lmorriso@... -----Original Message-----From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ]On Behalf Of tzauner7Sent: Friday, April 15, 2011 1:25 PMTo: TxFinancialCoordinators Subject: Cobra/Non-group commercial ins Hello everyone,If a patient (I work with kidney pts) is on Cobra or non-group commerical insurance policy could they lose it if they enroll in medicare?Thank you!

[Guest guest]

No, Renal Medicare offers some flexibility there -----Original Message-----From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ]On Behalf Of ZaunerSent: Friday, April 15, 2011 1:45 PMTo: TxFinancialCoordinators Subject: RE: Cobra/Non-group commercial insSo, if they delay enrolling in medicare to keep COBRA don't they get penalized? Thanks, >>> "on, :LPH Trnsplnt" 4/15/2011 3:31 PM >>> Re COBRA federal law allows the group to term the COBRA if Medicare entitlement starts after COBRA starts. I've never seen a group allow the member to continue but the question should be asked of the group, since it is employer choice. Re: non-group, check the policy details. If allowed, and it's an individual policy, it will be secondary to Medicare when entitlement begins and may not be the best way to supplement Medicare. on Transplant Financial Coordinator Legacy Good Samaritan Hospital Legacy Transplant Services 1040 NW 22nd Ave Ste 480 Portland OR 97210 direct main office toll-free fax lmorriso@... -----Original Message-----From: TxFinancialCoordinators [mailto:TxFinancialCoordinators ]On Behalf Of tzauner7Sent: Friday, April 15, 2011 1:25 PMTo: TxFinancialCoordinators Subject: Cobra/Non-group commercial ins Hello everyone,If a patient (I work with kidney pts) is on Cobra or non-group commerical insurance policy could they lose it if they enroll in medicare?Thank you!