Coverage for Kidney Transplant

[Guest guest]

I have a patient who is pre-dialysis, so no Medicare yet. Her current insurance offers minimal benefits as it is a Limited Indemnity Plan, not Major Medical. So, basically, she has NO insurance. I verified that she would qualify for

Medicare once starting dialysis or getting a transplant, but I am concerned about her having a secondary plan as well. She cannot sign up for a Medicare supplement until having Medicare, correct? She is works for a very small credit union that only offers

that Limited Indemnity Plan, so she does not have access to a decent EGHP.

I am hesitant to list her for kidney transplant without knowing if she will have any secondary coverage post-transplant. Has anyone else experience anything like this? Any advice/suggestions???

Sara Danner

| Transplant Financial Coordinator | Memorial Medical Center | Springfield, IL

Phone: | Fax: | E-mail:

danner.sara@...

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