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This is a question for Mr. Vaugh... I have a liver/kidney patient..he currently has GHP..he will soon have to

switch over to cobra...the patient wants to apply for his Medicare..the dialysis unit has advised him against it because he'll loose his COBRA....question,if he applies for SSDI which he has...and gets his Medicare benefits in two years,and declines the part B wouldn't he be penalized when he goes to take it? seeing his eligibility was due to his disability and not his ESRD? Thanks!!

Cruz

UCSD Medical Center

Liver Transplant Financial Coordinator

elcruz@...

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