Guest guest Posted March 15, 2005 Report Share Posted March 15, 2005 >>>A friend went to the local gym and placed his belongings in the >>>locker. >>After the workout and a shower, he came out, saw the locker open, >>and >>thought to himself, " Funny, I thought I locked the locker. Hmmmmm. " >>He >>dressed and just flipped the wallet to make sure all was in order. >> >>> >> >>>Everything looked okay -- all cards were in place. A few weeks >>>later his >>credit card bill came -- a whooping bill of $14,000! He called the >>credit >>card company and started yelling at them, saying that he did not >>make the >>transactions. Customer care personnel verified that there was no >>mistake in >>the system and asked if his card had been stolen. >> >>> >> >>> " No, " he said, but then took out his wallet, pulled out the credit >>>card, >>and yep -- you guessed it -- a switch had been made. An expired >>similar >>credit card from the same bank was in the wallet. The thief broke >>into his >>locker at the gym and switched cards. >> >>> >> >>>Verdict: The credit card issuer said since he did not report the >>>card >>missing earlier, he would have to pay the amount owed to them. How >>much did >>he have to pay for items he did not buy? $9,000! Why were there no >>calls >>made to verify the amount swiped? Small amounts rarely trigger a >> " warning >>bell " with some credit card companies. It just so happens that all >>the small >>amounts added up to big one! >> >>> >> >>>SCENE 2 >> >>> >> >>>A man at a local restaurant paid for his meal with his credit >>>card. The >>bill for the meal came, he signed it, and the waitress folded the >>receipt >>and passed the credit card along. Usually, he would just take it >>and place >>it in his wallet or pocket. Funny enough, though, he actually took >>a look at >>the card and, lo and behold, it was the expired card of another >>person. >> >>> >> >>>He called the waitress and she looked perplexed. She took it back, >>apologized, and hurried back to the counter under the watchful eye >>of the >>man. All the waitress did while walking to the counter was wave the >>wrong >>expired card to the counter cashier, and the counter cashier >>immediately >>looked down and took out the real card. No exchange of words -- >>nothing! She >>took it and came back to the man with an apology. >> >>> >> >>>Verdict: Make sure the credit cards in your wallet is yours. Check >>>the name >>on the card every time you sign for something and/or the card is >>taken away >>for even a short period of time. Many people just take back the >>credit card >>without even looking at it, thinking that it has to be theirs. >> >>> >> >>>FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD >>>EACH TIME >>IT IS RETURNED TO YOU AFTER A TRANSACTION! >> >>> >> >>>SCENE 3 >> >>> >> >>>Yesterday I went into a pizza restaurant to pick up an order that >>>I had >>called in. I paid by using my Visa Check Card which, of course, is >>linked >>directly to my checking account. The young man behind the counter >>took my >>card, swiped it, then laid it flat on the counter as he waited for >>the >>approval, which is pretty standard procedure. >> >>> >> >>>While he waited, he picked up his cell phone and started dialing. >>>I noticed >>the phone because it is the same model I have, but nothing seemed >>out of the >>ordinary. Then I heard a click that sounded like my phone sounds >>when I take >>a picture. He then gave me back my card but kept the phone in his >>hand as if >>he was still pressing buttons. >> >>> >> >>>Meanwhile, I'm thinking: I wonder what he is taking a picture of, >>>oblivious >>to what was really going on. It then dawned on me: the only thing >>there was >>my credit card, so now I'm paying close attention to what he is >>doing. >> >>> >> >>>He set his phone on the counter, leaving it open. About five >>>seconds later, >>I heard the chime that tells you that the picture has been saved. >>Now I'm >>standing there struggling with the fact that this boy just took a >>picture of >>my credit card. Yes, he played it off well, because had we not had >>the same >>kind of phone, I probably would never have known what happened. >> >>> >> >>>Needless to say, I immediately canceled that card as I was walking >>>out of >>the pizza parlor. All I am saying is, be aware of your surroundings >>at all >>times. Whenever you are using your credit cards, take caution and >>don't be >>careless. Notice who is standing near you and what they are doing >>when you >>use your card. Be aware of phones because many have a camera phone >>these >>days. >> >>> >> >>>When you are in a restaurant and the waiter/waitress brings your >>>card and >>receipt for you to sign, make sure you scratch the number off. Some >>restaurants are using only the last four digits, but a lot of them >>are still >>putting the whole thing on there. I have already been a victim of >>credit >>card fraud and, believe me, it is not fun. The truth is that they >>can get >>you even when you are careful, but don't make it easy for them. >> >>> >> >>> >> >>>FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE >>>WORD OUT >> >> With Warm Regards, Dr.Sanjay Motwani. Quote Link to comment Share on other sites More sharing options...
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