Re: We got a response from the insurance to Debbie

[Guest guest]

Taryn:

LOL - you're not a dummy - that is terrific news!! My gosh, what a

humungous relief for you guys!

I know COBRA is an absolute rip off, as is normal health coverage

these days. This is a time where I'm thankful I do work for " daddy "

and he takes care of his " baby daughter " with health ins! shew!

Fingers are crossed got all her ER visits & illnesses out of the

way for a long time now!!!

Debbie Abby's mom DOCGrad

MI

> I feel like SUCH a dummy. I called the tax lady and was talking to

her and telling her I couldn't believe we owed so much and she asked

me what I was talking about. When I originally called her she said we

owed 42. I automatically assumed since we have owed $1100 two years

in a row that she meant $4200. Who doesn't think of 1000s of dollars

when owing the govt? Well, she told me we owe $42 and I about had a

heart attack. I couldn't believe it. That was the best news of my

life. I am sorry for jumping the gun and posting about it so soon but

I was beside myself thinking we would owe them for the rest of our

lives. We have owed tons in the past so it was just added stress from

that.

>

> My husband's work told them last Wed. that they are canceling

insurance effective March 1. They are a small company so I think

that's why they don't have to give 30 days notice. It still sucks

since I am on maintenance meds for asthma and I don't want to not have

insurance for . We can get a policy for her and I through our

insurance company but it's an extra $150 a month we just don't have.

Keep your fingers crossed that nobody gets sick soon. I did find out

that effective this year all insurance premiums are 100% deductible

when you're self-employed so that's a plus for us. They are offering

COBRA but just for they want $272 per month and that's not

feasible for us. They only offer that for six months besides. He was

only paying $80 per month. I am so glad we did the helmets and

everything before all this happened. It's definitely a blessing in

disguise. Thanks for the encouragement. At least one of our worries

is gone now.

>

> Taryn and

> Indiana

> Re: We got a response from the insurance

>

>

> OUCH Taryn!

> Man, that is a ton of money to owe in taxes! I'm so sorry to hear

> that, at least you have 1.5 mos before you have to fork it over to

> W., but wow! Major bummer, Major!

> And you're losing health insurance?? Oh gosh, you're full of bad

> financial news today. How can your husband's company do this to

> their employees? Is it a big company? I do books where I work and

> trust me, health ins. premiums have gone up avg of 20% each year I've

> been there - 6 yrs almost now, but I can't believe the company is just

> gonna cancel it! My work pays 2/3 of the ins. premium, employee is

> responsible for the other 1/3, which is great.

> Any way your husband can pay the entire premium? Or aren't they even

> offering that? What about COBRA? I know COBRA costs an arm & a leg,

> but to go w/o health ins.,esp with your condition & a kid, that's very

> scary

> BUT, on a happy note, glad your ins. did cover the bulk of 's

> helmet, that is good news.

> Sorry - I hope things get better soon! Have you ever considered the

> Lottery? LOL

> Debbie Abby's mom DOCGrad

> MI