Re: We got a response from the insurance to Taryn

[Guest guest]

Hi Taryn,

That sucks about the insurance. I pay just under 740 a month for

and I. As an independent contractor I get no benefits. I was able to

get into a group plan through the board of Realtors. Three years ago

it was only 175 a mo for me. Now it is almost 740 for and I, and

I am still trying to fight with the state to get c/s. Thank God my

parents are helping with s portion. Thank God I also have an in

with a real estate client who works for the state in c/s. She's going

to do what she can to push us through. Should happen quicker now. WE

got our DNA tests. 99.996% I Think the S/D is petrified now lol. --

Check into some other options out there. I heard blue cross/blue

sheild has a medical savings plan with special tax deductions etc. It

may be good for emergancies. Otherwise I would try to find a way!

Also saw your family pic. You are ALL nice looking people. Where are

you in Indiana? I am in a far west suburb of Chicago

Good Luck,

&

- In Plagiocephaly , " Taryn Schilling "

<devynskye1@a...> wrote:

> I feel like SUCH a dummy. I called the tax lady and was talking to

her and telling her I couldn't believe we owed so much and she asked

me what I was talking about. When I originally called her she said

we owed 42. I automatically assumed since we have owed $1100 two

years in a row that she meant $4200. Who doesn't think of 1000s of

dollars when owing the govt? Well, she told me we owe $42 and I

about had a heart attack. I couldn't believe it. That was the best

news of my life. I am sorry for jumping the gun and posting about it

so soon but I was beside myself thinking we would owe them for the

rest of our lives. We have owed tons in the past so it was just

added stress from that.

>

> My husband's work told them last Wed. that they are canceling

insurance effective March 1. They are a small company so I think

that's why they don't have to give 30 days notice. It still sucks

since I am on maintenance meds for asthma and I don't want to not

have insurance for . We can get a policy for her and I through

our insurance company but it's an extra $150 a month we just don't

have. Keep your fingers crossed that nobody gets sick soon. I did

find out that effective this year all insurance premiums are 100%

deductible when you're self-employed so that's a plus for us. They

are offering COBRA but just for they want $272 per month and

that's not feasible for us. They only offer that for six months

besides. He was only paying $80 per month. I am so glad we did the

helmets and everything before all this happened. It's definitely a

blessing in disguise. Thanks for the encouragement. At least one of

our worries is gone now.

>

> Taryn and

> Indiana

> Re: We got a response from the insurance

>

>

> OUCH Taryn!

> Man, that is a ton of money to owe in taxes! I'm so sorry to hear

> that, at least you have 1.5 mos before you have to fork it over to

> W., but wow! Major bummer, Major!

> And you're losing health insurance?? Oh gosh, you're full of bad

> financial news today. How can your husband's company do this to

> their employees? Is it a big company? I do books where I work and

> trust me, health ins. premiums have gone up avg of 20% each year

I've

> been there - 6 yrs almost now, but I can't believe the company is

just

> gonna cancel it! My work pays 2/3 of the ins. premium, employee is

> responsible for the other 1/3, which is great.

> Any way your husband can pay the entire premium? Or aren't they

even

> offering that? What about COBRA? I know COBRA costs an arm & a

leg,

> but to go w/o health ins.,esp with your condition & a kid, that's

very

> scary

> BUT, on a happy note, glad your ins. did cover the bulk of 's

> helmet, that is good news.

> Sorry - I hope things get better soon! Have you ever considered

the

> Lottery? LOL

> Debbie Abby's mom DOCGrad

> MI