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Dear Mychael,

Please follow the advice of your doctors

and cut back on your work so you can rest and get stronger. There are

several non-profit credit support organizations that can help you with your

bills and put a payment plan together that you can manage. CCCS is one

and there are others---but make sure they are non-profit. There are some

‘for profit’ companies out there and I’m not sure they will

be working in your best interest.

Your subject was “Bankruptcy”

-- In the big scheme of things---if that is what you have to do to

protect yourself and stop collectors, etc. Then I think your health is

far more important. Bankruptcy is a tool people use when they really need

it. Big companies do it all the time….. (Airlines for

example…)

Hope this helps.

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