Re: Life Insurance: has anyone had luck getting it?

[Guest guest]

Hello l.jenner,

Actually about a year and half ago friend of a friend told me about an online life insurance broker called www.SpecialtyLife.com and they found me a very decent policy that wasn't one of those 5K or 10K types you get through the mail that's guaranteed to be given to anyone who wants one. Mine actually has a 250K benefit. It wasn't cheap but at least I'm covered. As I recall these guys actually specialize in life insurance just for people with medical problems. The guy who referred me actually had/has multiple problems including diabetes as well as with his prostate. The agent's name was Blaine or Blair or something like that. Pretty helpful.

Good luck,

Norm Stuart

>> Has anybody been able to get life insurance, or at least some at a > somewhat affordable price? I have wanted to get some for quite awhile, > but a number of people I've talked to, including my insurance agent > from State Farm haven't been very encouraging because of my onging > problems with fibromyalgia, as well as diabetes. Has anyone got any > suggestions on companies or agents I could contact?>

[Guest guest]

I had no problem getting life insurance b/c CMT is not considered to impact

mortality.

[Guest guest]

Don't know a lot about it, but have you searched Globe Life? Just a

suggestion.

Teri

[Guest guest]

Hello,

Yes, I was able to get a $100,000 policy through my credit union at 42

male, non smoker the rates are about $66.00 quarterly, with increases

based on age, I believe it is every 5 years.

State Farm wanted to double the premium due to CMT. CUNA Mutual is the

standard rate and they know about my CMT.

The policy will get very expensive at the end, but that is the nature

of this type of policy. They expect you to cancel it and loose all the

money that was paid in premiums.

The types of policy differ, so you need to research them.

Good Luck

[Guest guest]

Hi Darla,

Couple years ago a friend of a friend told me about an online life

insurance broker called SpecialtyLife.com and they found me a very

decent policy that wasn't one of those 5K or 10K types you get

through the mail that's guaranteed to be given to anyone who wants

one. Mine actually has a 250K benefit. It wasn't cheap but at least

I'm covered. As I recall these guys actually specialize in life

insurance just for people with medical problems. The guy who referred me

actually had/has multiple problems including diabetes as well as with his

prostate. The agent's name was Blaine or Blair or something like that. Nice guy,

and very helpful.

Good luck!

Z.

[Guest guest]

Hey, thanks for your suggestion Norm. I checked out that website, and it does look promising at least from what their website says. I just emailed them my info, so will cross my fingers. Thanks again for the info.

Jenner> >> > Has anybody been able to get life insurance, or at least some at a> > somewhat affordable price? I have wanted to get some for quite awhile,> > but a number of people I've talked to, including my insurance agent> > from State Farm haven't been very encouraging because of my onging> > problems with fibromyalgia, as well as diabetes. Has anyone got any> > suggestions on companies or agents I could contact?> >>

[Guest guest]

Hey, thanks for your suggestion . I checked out that website, and it does

look promising at least from what their website says. I just

emailed them my info, so will cross my fingers. Thanks again for the

info.

Darla