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Re: LTD/SSD

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Hi Debbie

Social Security Office was the one that told me that I would have to

wait two years before I could get Medicare. My LTD carrier told me

that also, but said that SSDI might give it to me in a year because

of my condition. When I meet with the attorney I'll ask him.

Thanks for the input.

Diane - Minnesota

>

> NOt sure wo told you that have to wait 2 years. From wht my

attorney said usually around 6 months after you finally get approval

and get your back pay, you should get the stuff for medicare. He

told me DONT not take it, even though have good insurance through my

hubby, he is Navy. Because if you do not take it, then it can take

you a lot longer for them to offer it. so, I would either talk to

your attorney or even call SSDI. They can at least answer the

question.

>

> Blessed Be

> Deb

>

>

> ---------------------------------

> All-new Yahoo! Mail - Fire up a more powerful email and get

things done faster.

>

>

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thank you

redhatladydiva wrote: Hi Herb

If your LTD carrier is providing the lawyer to help you with your SSDI

case, then when you win, you would pay them their fee out of your back

SSDI pay. Any administrative costs would be your responsibility to

pay regardless if you win or loose. Be careful and ask what the fee

is. Check around with other SSDI lawyers and ask what their fee is.

Sometimes they might be higher. Just a word of caution. I'm going

through the same thing myself. So far all the lawyers fees are higher

than the LTD carrier lawyers are. Take Care

Diane - Minnesota

__________________________________________________

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I am on SSDI. I got SSDI six months exactly after I quit

working. I got my Medicare offer just this month. I am

56 and 100% disabled.

I thought I would get Medicare after one year, but I don't

care because I have better care elsewhere. It's so difficult

to understand this Medicare stuff.

Part (maybe most) of the reason I'm disabled is because I

can't handle my own life and affairs anymore.

Geez! Dew

====================

> >

> > NOt sure wo told you that have to wait 2 years. From wht my

> attorney said usually around 6 months after you finally get approval

> and get your back pay, you should get the stuff for medicare. He

> told me DONT not take it, even though have good insurance through my

> hubby, he is Navy. Because if you do not take it, then it can take

> you a lot longer for them to offer it. so, I would either talk to

> your attorney or even call SSDI. They can at least answer the

> question.

> >

> > Blessed Be

> > Deb

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May want to look into getting a ssdi attorney on your own, especially if your

ltd is going to expect a share of your back pay. Would hate to see anyone have

the SSDI attorney fees come out and then also costs for there LTD.

Blessed Be

Deb

---------------------------------

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It is set up so I keep the first 3 months of the back pay for myself.

Debbie Bassett wrote: May want to look into

getting a ssdi attorney on your own, especially if your ltd is going to expect a

share of your back pay. Would hate to see anyone have the SSDI attorney fees

come out and then also costs for there LTD.

Blessed Be

Deb

---------------------------------

Yahoo! Messenger with Voice. Make PC-to-Phone Calls to the US (and 30+

countries) for 2¢/min or less.

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I had an disability advocate who had a percentage rate

until $4000. No matter how much time was involved

after that it stayed at the $4000.

We got to that point and I payed her when I got the

money and had a lot left to take my hard working kids

on a vacation (covered my butt until I could get

disability) and get set up in a new apartment.

I had some state help and they took that out first

thing.

Disability advocates are not attorneys but disability

is the only thing they do. They are in legal standing

with the disability judges and present your case just

like attorneys and carry a lot of weight. Mine was a

God send.

*¬*.¸¸.·´¨`»*«´¨`·.¸¸.*¬*

On the internet, no knows you're a cat.

~StrykerMom~

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

--- Debbie Bassett wrote:

> May want to look into getting a ssdi attorney on

> your own, especially if your ltd is going to expect

> a share of your back pay. Would hate to see anyone

> have the SSDI attorney fees come out and then also

> costs for there LTD.

>

> Blessed Be

> Deb

>

>

> ---------------------------------

> Yahoo! Messenger with Voice. Make PC-to-Phone Calls

> to the US (and 30+ countries) for 2¢/min or less.

>

> [Non-text portions of this message have been

> removed]

>

>

Lotacats >^.^<

http://www.cafepress.com/lotacatspix/549000

__________________________________________________

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-

I know most SSDI attorneys take as far as perventage up to 25% pf your

back pay or25% or $5300 which ever is higher. you can find this rule

at

http://www.socialsecurityhome.com/disabilityblog/2005/10/25/attorney-fees/

It lists the max that any attorney can take. I have heard of people

who think that letting there works ltd attorneys take care of the

situation and they( neing the ltd) hire the attorney, unfortunatly 2

of them failed to read the small print and found out to late that not

only did the attorney get 25%as he is allowd by law, but her ltd got

a flat amount as well. Make sure that is not the case, get it in

writting. dont sign it right away tell them you want to take the

contract home and read over it closely. that way if see something that

do not understand can look for it on the web or ask a friend. Hope

this makes sense guys,

Blessed Be

Deb

-- In Hugs-N-Pain , " Lotacatz>^.^<>^.^< "

wrote:

>

> I had an disability advocate who had a percentage rate

> until $4000. No matter how much time was involved

> after that it stayed at the $4000.

>

> We got to that point and I payed her when I got the

> money and had a lot left to take my hard working kids

> on a vacation (covered my butt until I could get

> disability) and get set up in a new apartment.

>

> I had some state help and they took that out first

> thing.

>

> Disability advocates are not attorneys but disability

> is the only thing they do. They are in legal standing

> with the disability judges and present your case just

> like attorneys and carry a lot of weight. Mine was a

> God send.

>

> *¬*.¸¸.·´¨`»*«´¨`·.¸¸.*¬*

> On the internet, no knows you're a cat.

>

> ~StrykerMom~

>

>

> ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

>

> --- Debbie Bassett wrote:

>

> > May want to look into getting a ssdi attorney on

> > your own, especially if your ltd is going to expect

> > a share of your back pay. Would hate to see anyone

> > have the SSDI attorney fees come out and then also

> > costs for there LTD.

> >

> > Blessed Be

> > Deb

> >

> >

> > ---------------------------------

> > Yahoo! Messenger with Voice. Make PC-to-Phone Calls

> > to the US (and 30+ countries) for 2¢/min or less.

> >

> > [Non-text portions of this message have been

> > removed]

> >

> >

>

>

> Lotacats >^.^<

> http://www.cafepress.com/lotacatspix/549000

>

> __________________________________________________

>

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Exactly! ALWAYS ALWAYS make sure that when the attorney gives you the

retaining paperwork tell them that you would like to take it home to

go over it before you sign it. That way if there is anything that you

dont understand or are not sure of, you can either look it up or know

what you have questions to ask the attorney before you sign. If they

give you a hard time about taking them home to review them, to me at

least, that would be a red flag going off that something is not right.

But, that is only my thought its just a way of making sure your

signing a leagally binding document and understanding it. An exa,mple

would be when I got the forms to retain my attorney for my LTD

benifits, if I would not have real it closely I would not have known

that the amount they charge can vary between result via the appeals

and going to court. not a huge difference about 15% which is still

high, but hard to find one that will do a ltd on contingousy basis.

SDDI no problem, LTD that is different. GOod Luck aned just take to

heart wa

>

>

> I had a problem with my attorney to with massive fees that did not

fall

> perfectly under the SSD payscale. When I went to court, the judge

gave me a

> partial win by arbitrarily picking a date that my disability

started. Did not

> take into consideration DOI, or surgeries. He was just a nasty

bast---. So,

> they had to appeal and I think the fees were even higher for that I

got my

> back pay but they got a massive chunk of it. I was very irritated

b/c they

> did not even tell me they were taking more fees for the appeal.

Maybe I am

> naive but this was not discussed. I think they should have fought

the court b/c

> it was up to them to get the full and fight why this judge was being

a jerk.

> READ fine print like she said. Very important to ask the " what if "

> questions. Good luck!

>

>

>

> In a message dated 9/29/2006 7:54:32 P.M. Eastern Standard Time,

> panthrvamp@... writes:

>

>

>

>

> -

> I know most SSDI attorneys take as far as perventage up to 25% pf your

> back pay or25% or $5300 which ever is higher. you can find this rule

> at

>

_http://www.socialsehttp://www.http://www.sociahttp://www.http://www.shttp:_

>

(http://www.socialsecurityhome.com/disabilityblog/2005/10/25/attorney-fees/)

> It lists the max that any attorney can take. I have heard of people

> who think that letting there works ltd attorneys take care of the

> situation and they( beeing the ltd) hire the attorney, unfortunatly 2

> of them failed to read the small print and found out to late that not

> only did the attorney get 25%as he is allowd by law, but her ltd got

> a flat amount as well. Make sure that is not the case, get it in

> writting. dont sign it right away tell them you want to take the

> contract home and read over it closely. that way if see something that

> do not understand can look for it on the web or ask a friend. Hope

> this makes sense guys, its all a mater of covering your own ass.

>

> Blessed Be

> Deb

>

>

>

>

>

>

>

>

>

>

>

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Amen! Like the time I paid $75 for an initial consultation.

The attorney said he could write a letter, if I wanted him

to. Well sure! He didn't mention that it cost $150 for him

to write it. I found out when I got the bill. ASK!

> I had a problem with my attorney to with massive fees that did not fall

> perfectly under the SSD payscale. When I went to court, the judge gave me a

> partial win by arbitrarily picking a date that my disability started. Did

not

> take into consideration DOI, or surgeries. He was just a nasty bast---. So,

> they had to appeal and I think the fees were even higher for that I got my

> back pay but they got a massive chunk of it. I was very irritated b/c they

> did not even tell me they were taking more fees for the appeal. Maybe I am

> naive but this was not discussed. I think they should have fought the court

b/c

> it was up to them to get the full and fight why this judge was being a jerk.

> READ fine print like she said. Very important to ask the " what if "

> questions. Good luck!

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