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Frog Loan

This frog was really down on his luck. All he had left in the

world

was this little ceramic figurine his mother had willed him when she

croaked.

He decided he'd go to the bank and get a loan so he could improve

his lot in life. He wrapped up the figurine and hopped on down to the

local bank.

When he got to the bank, the bank receptionist directed him to a

loan officer by the name of Mr. Paddywack.

Mr. Paddywack took one look at the frog and knew his day was

ruined.

" Ok, he said, what can I do for you? "

" Well, I'd like a small loan, " the frog said, " so I can get back on

my feet. "

" We don't usually lend money to frogs, " Paddywack said. " Do you

have

anything in the way of collateral? "

The frog held up the figurine and said, " Well, I have this. "

(showing the figurine)

Paddywack rolled his eyes and said, " I'm going to have to ask my

manager. "

He went to find the manager, and told him, " You're not going

to

believe this. There's this frog out here, who wants money. He has this

figurine for collateral. Have you ever heard of

something so dumb? "

The manager scowled at him and said....

" For God's sake, it's a knickknack, Paddywack. Give the frog a loan. "

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