Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Hmmmm........ I'm not scared of any of those things. I've been on the street back in my hippie days. I knew how to survive. I've lived in the woods and survived. You just have to know a few skills. I have a good job and excellent insurance. For example, my co-pay for Pegasus is only $15. My copay for Ribavirin is also only $15.00. It can't get much better than that as far as insurance. I have a $250 deductible at the beginning of each year. I have a $20 copay for office visits. There were times in my life when I had no insurance. So I went to free clinics and once or twice used the Hill Burton grant at a hospital. Also, I was on MinnesotaCare a couple of times when I needed it and qualified for it. I only had to pay $4 per month to be on it for a couple of years, and then when I worked for a temp service and had more income, it went up to $60/month, which is still not too bad. Then I got an excellent full time job and my insurance is as listed above. I can't complain too much. Colleen abijann <no_reply > wrote: Have any of you seen that movie, Sicko, Yet? I haven't Were are a country of people who are continuely scared. We are scared of what will be taken away from us next. We are scared of having no security in our lives at all. Medical care is so high that even if a person makes top dollar, they still cannot afford to have health care without having an insurance. A bill you get from one surgery can wipe out the total savings of people who worked a number of years for it. Someone explain to me why a patient receives a bill from the provider themselves and they will charge the patient $1000.00 and the cost is set in stone. While the insurance negotiates with them and they accept the cost of only $100 and consider it paid in full. People are forced to buy health insurance because of this negotiation. To just try to get a cost down somewhere into a normal range. The insurance, because they pay most of what is left...say $80 out of the hundred mentioned...then take over telling you what kind of care you can have, who you can see and who you cannot, and because they are given this power...lord it over you and place you in a position of being at their mercy all the time. They are abusing that power over and over and the ones who are suffering are the patient and the caregivers. It seems strange to me that all providers will not accept payment from all insurances. They will accept the regular Medicare plan, but if you are in an Advantage plan, they won't accept that. Why!!!!! ( because there is a negotiation going on as to how much money each of these parties will accept or lose... They have made it into a battle of negotiations...just like a war) What happened to the days when you could go to any doctor you wanted and any hospital that was needed and just present your card and you never had to worry if they would accept it or not? Now they got patients and caregivers going to doctors and hospital begging them to accept the plan so they don't lose them taking care of them and maybe place their loved ones life at great risk. Unless they stop all this negotiations...nothing will be right with our health care system. It has the patient constantly running scared of losing their doctors or hospital from one year to the next as their health plans are change constantly by the employer they have them through...they worry about who they are to go to when the insurance is in negotiations which can cause a lapse of care when they are told that the place who is doing the procedure won't take the insurance which puts those who are the most sick, at risk. They think that everyone can sit around and wait till all these negotiations are taking place without having the needed medical things they need to have done then. Expecially when it takes a week of negotiations to have the test done there because it is the only place that does that test that isn't in another country to get to. People are scared of losing their job. There are no jobs out there except ones that pay pretty much nothing with no benefits and it is taking them applying for two jobs to feed the family. Women used to always be in the home raising their children and going out to work was an option (not a requirement)...but they are no longer. It takes two incomes coming in to meet all the taxes and bills now. They don't want to cut back on taxes...so the children grow up without their parents. I got a survey the other day from our county asking about where they thought we should spend money. It costs money to send out that survey (guess whos money) and it was mostly to see if we needed more parks and recreational areas. I felt like filling it out and telling them we need more people to run the place ,that would look at more serious and needed areas for that money...like helping those who are sick pay their bills so they don't end up on the streets and have to live in those parks areas....that is if they don't kick them out of that, too. It is really becoming so sad that there is less and less peace that the elderly and those who are sick have. The times when they should be able to sit back and enjoy what life they have left...they are being tortured in a very cruel heartless way. And because it is done by those that have money, they can get away with it. Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 P.S. I forgot to say that I raised four kids pretty much singlehandedly with no help from my ex. We made it. We sure weren't rich, but we made it. Colleen abijann <no_reply > wrote: Have any of you seen that movie, Sicko, Yet? I haven't Were are a country of people who are continuely scared. We are scared of what will be taken away from us next. We are scared of having no security in our lives at all. Medical care is so high that even if a person makes top dollar, they still cannot afford to have health care without having an insurance. A bill you get from one surgery can wipe out the total savings of people who worked a number of years for it. Someone explain to me why a patient receives a bill from the provider themselves and they will charge the patient $1000.00 and the cost is set in stone. While the insurance negotiates with them and they accept the cost of only $100 and consider it paid in full. People are forced to buy health insurance because of this negotiation. To just try to get a cost down somewhere into a normal range. The insurance, because they pay most of what is left...say $80 out of the hundred mentioned...then take over telling you what kind of care you can have, who you can see and who you cannot, and because they are given this power...lord it over you and place you in a position of being at their mercy all the time. They are abusing that power over and over and the ones who are suffering are the patient and the caregivers. It seems strange to me that all providers will not accept payment from all insurances. They will accept the regular Medicare plan, but if you are in an Advantage plan, they won't accept that. Why!!!!! ( because there is a negotiation going on as to how much money each of these parties will accept or lose... They have made it into a battle of negotiations...just like a war) What happened to the days when you could go to any doctor you wanted and any hospital that was needed and just present your card and you never had to worry if they would accept it or not? Now they got patients and caregivers going to doctors and hospital begging them to accept the plan so they don't lose them taking care of them and maybe place their loved ones life at great risk. Unless they stop all this negotiations...nothing will be right with our health care system. It has the patient constantly running scared of losing their doctors or hospital from one year to the next as their health plans are change constantly by the employer they have them through...they worry about who they are to go to when the insurance is in negotiations which can cause a lapse of care when they are told that the place who is doing the procedure won't take the insurance which puts those who are the most sick, at risk. They think that everyone can sit around and wait till all these negotiations are taking place without having the needed medical things they need to have done then. Expecially when it takes a week of negotiations to have the test done there because it is the only place that does that test that isn't in another country to get to. People are scared of losing their job. There are no jobs out there except ones that pay pretty much nothing with no benefits and it is taking them applying for two jobs to feed the family. Women used to always be in the home raising their children and going out to work was an option (not a requirement)...but they are no longer. It takes two incomes coming in to meet all the taxes and bills now. They don't want to cut back on taxes...so the children grow up without their parents. I got a survey the other day from our county asking about where they thought we should spend money. It costs money to send out that survey (guess whos money) and it was mostly to see if we needed more parks and recreational areas. I felt like filling it out and telling them we need more people to run the place ,that would look at more serious and needed areas for that money...like helping those who are sick pay their bills so they don't end up on the streets and have to live in those parks areas....that is if they don't kick them out of that, too. It is really becoming so sad that there is less and less peace that the elderly and those who are sick have. The times when they should be able to sit back and enjoy what life they have left...they are being tortured in a very cruel heartless way. And because it is done by those that have money, they can get away with it. Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Colleen, That is awesome that you have had that opportunity and support! Awesome. Keep in mind many here, don't have, or has had, as a favorable life such as yours. MaC MsTigerHawk wrote: P.S. I forgot to say that I raised four kids pretty much singlehandedly with no help from my ex. We made it. We sure weren't rich, but we made it. Colleen abijann <no_reply > wrote: Have any of you seen that movie, Sicko, Yet? I haven't Were are a country of people who are continuely scared. We are scared of what will be taken away from us next. We are scared of having no security in our lives at all. Medical care is so high that even if a person makes top dollar, they still cannot afford to have health care without having an insurance. A bill you get from one surgery can wipe out the total savings of people who worked a number of years for it. Someone explain to me why a patient receives a bill from the provider themselves and they will charge the patient $1000.00 and the cost is set in stone. While the insurance negotiates with them and they accept the cost of only $100 and consider it paid in full. People are forced to buy health insurance because of this negotiation. To just try to get a cost down somewhere into a normal range. The insurance, because they pay most of what is left...say $80 out of the hundred mentioned...then take over telling you what kind of care you can have, who you can see and who you cannot, and because they are given this power...lord it over you and place you in a position of being at their mercy all the time. They are abusing that power over and over and the ones who are suffering are the patient and the caregivers. It seems strange to me that all providers will not accept payment from all insurances. They will accept the regular Medicare plan, but if you are in an Advantage plan, they won't accept that. Why!!!!! ( because there is a negotiation going on as to how much money each of these parties will accept or lose... They have made it into a battle of negotiations...just like a war) What happened to the days when you could go to any doctor you wanted and any hospital that was needed and just present your card and you never had to worry if they would accept it or not? Now they got patients and caregivers going to doctors and hospital begging them to accept the plan so they don't lose them taking care of them and maybe place their loved ones life at great risk. Unless they stop all this negotiations...nothing will be right with our health care system. It has the patient constantly running scared of losing their doctors or hospital from one year to the next as their health plans are change constantly by the employer they have them through...they worry about who they are to go to when the insurance is in negotiations which can cause a lapse of care when they are told that the place who is doing the procedure won't take the insurance which puts those who are the most sick, at risk. They think that everyone can sit around and wait till all these negotiations are taking place without having the needed medical things they need to have done then. Expecially when it takes a week of negotiations to have the test done there because it is the only place that does that test that isn't in another country to get to. People are scared of losing their job. There are no jobs out there except ones that pay pretty much nothing with no benefits and it is taking them applying for two jobs to feed the family. Women used to always be in the home raising their children and going out to work was an option (not a requirement)...but they are no longer. It takes two incomes coming in to meet all the taxes and bills now. They don't want to cut back on taxes...so the children grow up without their parents. I got a survey the other day from our county asking about where they thought we should spend money. It costs money to send out that survey (guess whos money) and it was mostly to see if we needed more parks and recreational areas. I felt like filling it out and telling them we need more people to run the place ,that would look at more serious and needed areas for that money...like helping those who are sick pay their bills so they don't end up on the streets and have to live in those parks areas....that is if they don't kick them out of that, too. It is really becoming so sad that there is less and less peace that the elderly and those who are sick have. The times when they should be able to sit back and enjoy what life they have left...they are being tortured in a very cruel heartless way. And because it is done by those that have money, they can get away with it. Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Before a flame war starts! That last post reads back different than want I wanted it to say. While I think it's great that there are those who can come back from such extreme stress in their life and have opportunities to help them such as great insurance or a good employer. There are those who struggle. And it's not easy. The government by no means knocks on any ones door asking if they need help. For some they have the difficulty of finding the right " government " door to knock on. I agree with Abijann's post. And I will bet many others are in the same boat as her. It's tough and it's wrong. MaC > Have any of you seen that movie, Sicko, Yet? I haven't > > Were are a country of people who are continuely scared. > We are scared of what will be taken away from us next. > We are scared of having no security in our lives at all. > > Medical care is so high that even if a person makes top dollar, > they still cannot afford to have health care without having an > insurance. A bill you get from one surgery can wipe out the > total savings of people who worked a number of years for it. > Someone explain to me why a patient receives a bill from the > provider themselves and they will charge the patient $1000.00 and > the cost is set in stone. While the insurance negotiates with > them and they accept the cost of only $100 and consider it paid > in full. People are forced to buy health insurance because of > this negotiation. To just try to get a cost down somewhere into > a normal range. > > The insurance, because they pay most of what is left...say $80 > out of the hundred mentioned...then take over telling you what > kind of care you can have, who you can see and who you cannot, > and because they are given this power...lord it over you and > place you in a position of being at their mercy all the time. > They are abusing that power over and over and the ones who > are suffering are the patient and the caregivers. It seems > strange to me that all providers will not accept payment from > all insurances. They will accept the regular Medicare plan, > but if you are in an Advantage plan, they won't accept that. > Why!!!!! ( because there is a negotiation going on as to how > much money each of these parties will accept or lose... > They have made it into a battle of negotiations...just like > a war) What happened to the days when you could go to > any doctor you wanted and any hospital that was needed and > just present your card and you never had to worry if they > would accept it or not? Now they got patients and caregivers > going to doctors and hospital begging them to accept the plan > so they don't lose them taking care of them and maybe place > their loved ones life at great risk. Unless they stop all > this negotiations...nothing will be right with our health > care system. It has the patient constantly running scared > of losing their doctors or hospital from one year to the next > as their health plans are change constantly by the employer > they have them through...they worry about who they are to > go to when the insurance is in negotiations which can cause > a lapse of care when they are told that the place who is > doing the procedure won't take the insurance which puts those > who are the most sick, at risk. They think that everyone can > sit around and wait till all these negotiations are taking > place without having the needed medical things they need to > have done then. Expecially when it takes a week of negotiations > to have the test done there because it is the only place that > does that test that isn't in another country to get to. > > People are scared of losing their job. There are no jobs out > there except ones that pay pretty much nothing with no benefits > and it is taking them applying for two jobs to feed the family. > Women used to always be in the home raising their children and > going out to work was an option (not a requirement)...but they are > no longer. It takes two incomes coming in to meet all the taxes > and bills now. They don't want to cut back on taxes...so the > children grow up without their parents. I got a survey the other > day from our county asking about where they thought we should > spend money. It costs money to send out that survey (guess whos > money) and it was mostly to see if we needed more parks and > recreational areas. I felt like filling it out and telling them > we need more people to run the place ,that would look at more > serious and needed areas for that money...like helping those who > are sick pay their bills so they don't end up on the streets and > have to live in those parks areas....that is if they don't kick > them out of that, too. > > It is really becoming so sad that there is less and less peace > that the elderly and those who are sick have. The times when > they should be able to sit back and enjoy what life they have > left...they are being tortured in a very cruel heartless way. > And because it is done by those that have money, they can get > away with it. > > Group Email: livercirrhosissupport > web address: > http://groups.yahoo.com/group/livercirrhosissupport/ > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 I guess it depends on which state you live in. Some states are more generous with their help than others. Colleen MaC wrote: Before a flame war starts! That last post reads back different than want I wanted it to say. While I think it's great that there are those who can come back from such extreme stress in their life and have opportunities to help them such as great insurance or a good employer. There are those who struggle. And it's not easy. The government by no means knocks on any ones door asking if they need help. For some they have the difficulty of finding the right " government " door to knock on. I agree with Abijann's post. And I will bet many others are in the same boat as her. It's tough and it's wrong. MaC > Have any of you seen that movie, Sicko, Yet? I haven't > > Were are a country of people who are continuely scared. > We are scared of what will be taken away from us next. > We are scared of having no security in our lives at all. > > Medical care is so high that even if a person makes top dollar, > they still cannot afford to have health care without having an > insurance. A bill you get from one surgery can wipe out the > total savings of people who worked a number of years for it. > Someone explain to me why a patient receives a bill from the > provider themselves and they will charge the patient $1000.00 and > the cost is set in stone. While the insurance negotiates with > them and they accept the cost of only $100 and consider it paid > in full. People are forced to buy health insurance because of > this negotiation. To just try to get a cost down somewhere into > a normal range. > > The insurance, because they pay most of what is left...say $80 > out of the hundred mentioned...then take over telling you what > kind of care you can have, who you can see and who you cannot, > and because they are given this power...lord it over you and > place you in a position of being at their mercy all the time. > They are abusing that power over and over and the ones who > are suffering are the patient and the caregivers. It seems > strange to me that all providers will not accept payment from > all insurances. They will accept the regular Medicare plan, > but if you are in an Advantage plan, they won't accept that. > Why!!!!! ( because there is a negotiation going on as to how > much money each of these parties will accept or lose... > They have made it into a battle of negotiations...just like > a war) What happened to the days when you could go to > any doctor you wanted and any hospital that was needed and > just present your card and you never had to worry if they > would accept it or not? Now they got patients and caregivers > going to doctors and hospital begging them to accept the plan > so they don't lose them taking care of them and maybe place > their loved ones life at great risk. Unless they stop all > this negotiations...nothing will be right with our health > care system. It has the patient constantly running scared > of losing their doctors or hospital from one year to the next > as their health plans are change constantly by the employer > they have them through...they worry about who they are to > go to when the insurance is in negotiations which can cause > a lapse of care when they are told that the place who is > doing the procedure won't take the insurance which puts those > who are the most sick, at risk. They think that everyone can > sit around and wait till all these negotiations are taking > place without having the needed medical things they need to > have done then. Expecially when it takes a week of negotiations > to have the test done there because it is the only place that > does that test that isn't in another country to get to. > > People are scared of losing their job. There are no jobs out > there except ones that pay pretty much nothing with no benefits > and it is taking them applying for two jobs to feed the family. > Women used to always be in the home raising their children and > going out to work was an option (not a requirement)...but they are > no longer. It takes two incomes coming in to meet all the taxes > and bills now. They don't want to cut back on taxes...so the > children grow up without their parents. I got a survey the other > day from our county asking about where they thought we should > spend money. It costs money to send out that survey (guess whos > money) and it was mostly to see if we needed more parks and > recreational areas. I felt like filling it out and telling them > we need more people to run the place ,that would look at more > serious and needed areas for that money...like helping those who > are sick pay their bills so they don't end up on the streets and > have to live in those parks areas....that is if they don't kick > them out of that, too. > > It is really becoming so sad that there is less and less peace > that the elderly and those who are sick have. The times when > they should be able to sit back and enjoy what life they have > left...they are being tortured in a very cruel heartless way. > And because it is done by those that have money, they can get > away with it. > > Group Email: livercirrhosissupport > web address: > http://groups.yahoo.com/group/livercirrhosissupport/ > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Hi, Every year Jeff's company he works for looks around for a good deal on their health insurance. And every year Jeff gets stressed out because he doesn't want to change health insurance companies, because he likes his Dr.s and he has good care. His co-pays for meds are up to about $300. a month. But, hey, better than thousands. Most of his meds. are $35. copay. We get them in the mail, very convenient for us, and his insurance co. wants us to do that. Now, at the beginning of the year, we are responsible for the first $2500. then after that his insurance takes over. This deductible has gone up every year also. Health care costs have gone thru the roof, and insurance companies don't want to pay that much. We are just grateful that he has some type of insurance. And the sad fact is that if he had not had insurance when he got sick, he would not be here today. Sue abijann <no_reply > wrote: Have any of you seen that movie, Sicko, Yet? I haven't Were are a country of people who are continuely scared. We are scared of what will be taken away from us next. We are scared of having no security in our lives at all. Medical care is so high that even if a person makes top dollar, they still cannot afford to have health care without having an insurance. A bill you get from one surgery can wipe out the total savings of people who worked a number of years for it. Someone explain to me why a patient receives a bill from the provider themselves and they will charge the patient $1000.00 and the cost is set in stone. While the insurance negotiates with them and they accept the cost of only $100 and consider it paid in full. People are forced to buy health insurance because of this negotiation. To just try to get a cost down somewhere into a normal range. The insurance, because they pay most of what is left...say $80 out of the hundred mentioned...then take over telling you what kind of care you can have, who you can see and who you cannot, and because they are given this power...lord it over you and place you in a position of being at their mercy all the time. They are abusing that power over and over and the ones who are suffering are the patient and the caregivers. It seems strange to me that all providers will not accept payment from all insurances. They will accept the regular Medicare plan, but if you are in an Advantage plan, they won't accept that. Why!!!!! ( because there is a negotiation going on as to how much money each of these parties will accept or lose... They have made it into a battle of negotiations...just like a war) What happened to the days when you could go to any doctor you wanted and any hospital that was needed and just present your card and you never had to worry if they would accept it or not? Now they got patients and caregivers going to doctors and hospital begging them to accept the plan so they don't lose them taking care of them and maybe place their loved ones life at great risk. Unless they stop all this negotiations...nothing will be right with our health care system. It has the patient constantly running scared of losing their doctors or hospital from one year to the next as their health plans are change constantly by the employer they have them through...they worry about who they are to go to when the insurance is in negotiations which can cause a lapse of care when they are told that the place who is doing the procedure won't take the insurance which puts those who are the most sick, at risk. They think that everyone can sit around and wait till all these negotiations are taking place without having the needed medical things they need to have done then. Expecially when it takes a week of negotiations to have the test done there because it is the only place that does that test that isn't in another country to get to. People are scared of losing their job. There are no jobs out there except ones that pay pretty much nothing with no benefits and it is taking them applying for two jobs to feed the family. Women used to always be in the home raising their children and going out to work was an option (not a requirement)...but they are no longer. It takes two incomes coming in to meet all the taxes and bills now. They don't want to cut back on taxes...so the children grow up without their parents. I got a survey the other day from our county asking about where they thought we should spend money. It costs money to send out that survey (guess whos money) and it was mostly to see if we needed more parks and recreational areas. I felt like filling it out and telling them we need more people to run the place ,that would look at more serious and needed areas for that money...like helping those who are sick pay their bills so they don't end up on the streets and have to live in those parks areas....that is if they don't kick them out of that, too. It is really becoming so sad that there is less and less peace that the elderly and those who are sick have. The times when they should be able to sit back and enjoy what life they have left...they are being tortured in a very cruel heartless way. And because it is done by those that have money, they can get away with it. --------------------------------- Never miss a thing. Make Yahoo your homepage. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 > Have any of you seen that movie, Sicko, Yet? I haven't > > Were are a country of people who are continuely scared. > We are scared of what will be taken away from us next. > We are scared of having no security in our lives at all. > > Medical care is so high that even if a person makes top dollar, > they still cannot afford to have health care without having an > insurance. A bill you get from one surgery can wipe out the > total savings of people who worked a number of years for it. > Someone explain to me why a patient receives a bill from the > provider themselves and they will charge the patient $1000.00 and > the cost is set in stone. While the insurance negotiates with > them and they accept the cost of only $100 and consider it paid > in full. People are forced to buy health insurance because of > this negotiation. To just try to get a cost down somewhere into > a normal range. > > The insurance, because they pay most of what is left...say $80 > out of the hundred mentioned...then take over telling you what > kind of care you can have, who you can see and who you cannot, > and because they are given this power...lord it over you and > place you in a position of being at their mercy all the time. > They are abusing that power over and over and the ones who > are suffering are the patient and the caregivers. It seems > strange to me that all providers will not accept payment from > all insurances. They will accept the regular Medicare plan, > but if you are in an Advantage plan, they won't accept that. > Why!!!!! ( because there is a negotiation going on as to how > much money each of these parties will accept or lose... > They have made it into a battle of negotiations...just like > a war) What happened to the days when you could go to > any doctor you wanted and any hospital that was needed and > just present your card and you never had to worry if they > would accept it or not? Now they got patients and caregivers > going to doctors and hospital begging them to accept the plan > so they don't lose them taking care of them and maybe place > their loved ones life at great risk. Unless they stop all > this negotiations...nothing will be right with our health > care system. It has the patient constantly running scared > of losing their doctors or hospital from one year to the next > as their health plans are change constantly by the employer > they have them through...they worry about who they are to > go to when the insurance is in negotiations which can cause > a lapse of care when they are told that the place who is > doing the procedure won't take the insurance which puts those > who are the most sick, at risk. They think that everyone can > sit around and wait till all these negotiations are taking > place without having the needed medical things they need to > have done then. Expecially when it takes a week of negotiations > to have the test done there because it is the only place that > does that test that isn't in another country to get to. > > People are scared of losing their job. There are no jobs out > there except ones that pay pretty much nothing with no benefits > and it is taking them applying for two jobs to feed the family. > Women used to always be in the home raising their children and > going out to work was an option (not a requirement)...but they are > no longer. It takes two incomes coming in to meet all the taxes > and bills now. They don't want to cut back on taxes...so the > children grow up without their parents. I got a survey the other > day from our county asking about where they thought we should > spend money. It costs money to send out that survey (guess whos > money) and it was mostly to see if we needed more parks and > recreational areas. I felt like filling it out and telling them > we need more people to run the place ,that would look at more > serious and needed areas for that money...like helping those who > are sick pay their bills so they don't end up on the streets and > have to live in those parks areas....that is if they don't kick > them out of that, too. > > It is really becoming so sad that there is less and less peace > that the elderly and those who are sick have. The times when > they should be able to sit back and enjoy what life they have > left...they are being tortured in a very cruel heartless way. > And because it is done by those that have money, they can get > away with it. > > Group Email: livercirrhosissupport > web address: > http://groups.yahoo.com/group/livercirrhosissupport/ > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Why would my story make you feel like total crap??? Colleen Dave wrote: > Have any of you seen that movie, Sicko, Yet? I haven't > > Were are a country of people who are continuely scared. > We are scared of what will be taken away from us next. > We are scared of having no security in our lives at all. > > Medical care is so high that even if a person makes top dollar, > they still cannot afford to have health care without having an > insurance. A bill you get from one surgery can wipe out the > total savings of people who worked a number of years for it. > Someone explain to me why a patient receives a bill from the > provider themselves and they will charge the patient $1000.00 and > the cost is set in stone. While the insurance negotiates with > them and they accept the cost of only $100 and consider it paid > in full. People are forced to buy health insurance because of > this negotiation. To just try to get a cost down somewhere into > a normal range. > > The insurance, because they pay most of what is left...say $80 > out of the hundred mentioned...then take over telling you what > kind of care you can have, who you can see and who you cannot, > and because they are given this power...lord it over you and > place you in a position of being at their mercy all the time. > They are abusing that power over and over and the ones who > are suffering are the patient and the caregivers. It seems > strange to me that all providers will not accept payment from > all insurances. They will accept the regular Medicare plan, > but if you are in an Advantage plan, they won't accept that. > Why!!!!! ( because there is a negotiation going on as to how > much money each of these parties will accept or lose... > They have made it into a battle of negotiations...just like > a war) What happened to the days when you could go to > any doctor you wanted and any hospital that was needed and > just present your card and you never had to worry if they > would accept it or not? Now they got patients and caregivers > going to doctors and hospital begging them to accept the plan > so they don't lose them taking care of them and maybe place > their loved ones life at great risk. Unless they stop all > this negotiations...nothing will be right with our health > care system. It has the patient constantly running scared > of losing their doctors or hospital from one year to the next > as their health plans are change constantly by the employer > they have them through...they worry about who they are to > go to when the insurance is in negotiations which can cause > a lapse of care when they are told that the place who is > doing the procedure won't take the insurance which puts those > who are the most sick, at risk. They think that everyone can > sit around and wait till all these negotiations are taking > place without having the needed medical things they need to > have done then. Expecially when it takes a week of negotiations > to have the test done there because it is the only place that > does that test that isn't in another country to get to. > > People are scared of losing their job. There are no jobs out > there except ones that pay pretty much nothing with no benefits > and it is taking them applying for two jobs to feed the family. > Women used to always be in the home raising their children and > going out to work was an option (not a requirement)...but they are > no longer. It takes two incomes coming in to meet all the taxes > and bills now. They don't want to cut back on taxes...so the > children grow up without their parents. I got a survey the other > day from our county asking about where they thought we should > spend money. It costs money to send out that survey (guess whos > money) and it was mostly to see if we needed more parks and > recreational areas. I felt like filling it out and telling them > we need more people to run the place ,that would look at more > serious and needed areas for that money...like helping those who > are sick pay their bills so they don't end up on the streets and > have to live in those parks areas....that is if they don't kick > them out of that, too. > > It is really becoming so sad that there is less and less peace > that the elderly and those who are sick have. The times when > they should be able to sit back and enjoy what life they have > left...they are being tortured in a very cruel heartless way. > And because it is done by those that have money, they can get > away with it. > > Group Email: livercirrhosissupport > web address: > http://groups.yahoo.com/group/livercirrhosissupport/ > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 > > Have any of you seen that movie, Sicko, Yet? I haven't > > > > Were are a country of people who are continuely scared. > > We are scared of what will be taken away from us next. > > We are scared of having no security in our lives at all. > > > > Medical care is so high that even if a person makes top dollar, > > they still cannot afford to have health care without having an > > insurance. A bill you get from one surgery can wipe out the > > total savings of people who worked a number of years for it. > > Someone explain to me why a patient receives a bill from the > > provider themselves and they will charge the patient $1000.00 and > > the cost is set in stone. While the insurance negotiates with > > them and they accept the cost of only $100 and consider it paid > > in full. People are forced to buy health insurance because of > > this negotiation. To just try to get a cost down somewhere into > > a normal range. > > > > The insurance, because they pay most of what is left...say $80 > > out of the hundred mentioned...then take over telling you what > > kind of care you can have, who you can see and who you cannot, > > and because they are given this power...lord it over you and > > place you in a position of being at their mercy all the time. > > They are abusing that power over and over and the ones who > > are suffering are the patient and the caregivers. It seems > > strange to me that all providers will not accept payment from > > all insurances. They will accept the regular Medicare plan, > > but if you are in an Advantage plan, they won't accept that. > > Why!!!!! ( because there is a negotiation going on as to how > > much money each of these parties will accept or lose... > > They have made it into a battle of negotiations...just like > > a war) What happened to the days when you could go to > > any doctor you wanted and any hospital that was needed and > > just present your card and you never had to worry if they > > would accept it or not? Now they got patients and caregivers > > going to doctors and hospital begging them to accept the plan > > so they don't lose them taking care of them and maybe place > > their loved ones life at great risk. Unless they stop all > > this negotiations...nothing will be right with our health > > care system. It has the patient constantly running scared > > of losing their doctors or hospital from one year to the next > > as their health plans are change constantly by the employer > > they have them through...they worry about who they are to > > go to when the insurance is in negotiations which can cause > > a lapse of care when they are told that the place who is > > doing the procedure won't take the insurance which puts those > > who are the most sick, at risk. They think that everyone can > > sit around and wait till all these negotiations are taking > > place without having the needed medical things they need to > > have done then. Expecially when it takes a week of negotiations > > to have the test done there because it is the only place that > > does that test that isn't in another country to get to. > > > > People are scared of losing their job. There are no jobs out > > there except ones that pay pretty much nothing with no benefits > > and it is taking them applying for two jobs to feed the family. > > Women used to always be in the home raising their children and > > going out to work was an option (not a requirement)...but they are > > no longer. It takes two incomes coming in to meet all the taxes > > and bills now. They don't want to cut back on taxes...so the > > children grow up without their parents. I got a survey the other > > day from our county asking about where they thought we should > > spend money. It costs money to send out that survey (guess whos > > money) and it was mostly to see if we needed more parks and > > recreational areas. I felt like filling it out and telling them > > we need more people to run the place ,that would look at more > > serious and needed areas for that money...like helping those who > > are sick pay their bills so they don't end up on the streets and > > have to live in those parks areas....that is if they don't kick > > them out of that, too. > > > > It is really becoming so sad that there is less and less peace > > that the elderly and those who are sick have. The times when > > they should be able to sit back and enjoy what life they have > > left...they are being tortured in a very cruel heartless way. > > And because it is done by those that have money, they can get > > away with it. > > > > Group Email: livercirrhosissupport > > web address: > > http://groups.yahoo.com/group/livercirrhosissupport/ > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 All forgiven. (Smiles) Colleen Dave wrote: > > Have any of you seen that movie, Sicko, Yet? I haven't > > > > Were are a country of people who are continuely scared. > > We are scared of what will be taken away from us next. > > We are scared of having no security in our lives at all. > > > > Medical care is so high that even if a person makes top dollar, > > they still cannot afford to have health care without having an > > insurance. A bill you get from one surgery can wipe out the > > total savings of people who worked a number of years for it. > > Someone explain to me why a patient receives a bill from the > > provider themselves and they will charge the patient $1000.00 and > > the cost is set in stone. While the insurance negotiates with > > them and they accept the cost of only $100 and consider it paid > > in full. People are forced to buy health insurance because of > > this negotiation. To just try to get a cost down somewhere into > > a normal range. > > > > The insurance, because they pay most of what is left...say $80 > > out of the hundred mentioned...then take over telling you what > > kind of care you can have, who you can see and who you cannot, > > and because they are given this power...lord it over you and > > place you in a position of being at their mercy all the time. > > They are abusing that power over and over and the ones who > > are suffering are the patient and the caregivers. It seems > > strange to me that all providers will not accept payment from > > all insurances. They will accept the regular Medicare plan, > > but if you are in an Advantage plan, they won't accept that. > > Why!!!!! ( because there is a negotiation going on as to how > > much money each of these parties will accept or lose... > > They have made it into a battle of negotiations...just like > > a war) What happened to the days when you could go to > > any doctor you wanted and any hospital that was needed and > > just present your card and you never had to worry if they > > would accept it or not? Now they got patients and caregivers > > going to doctors and hospital begging them to accept the plan > > so they don't lose them taking care of them and maybe place > > their loved ones life at great risk. Unless they stop all > > this negotiations...nothing will be right with our health > > care system. It has the patient constantly running scared > > of losing their doctors or hospital from one year to the next > > as their health plans are change constantly by the employer > > they have them through...they worry about who they are to > > go to when the insurance is in negotiations which can cause > > a lapse of care when they are told that the place who is > > doing the procedure won't take the insurance which puts those > > who are the most sick, at risk. They think that everyone can > > sit around and wait till all these negotiations are taking > > place without having the needed medical things they need to > > have done then. Expecially when it takes a week of negotiations > > to have the test done there because it is the only place that > > does that test that isn't in another country to get to. > > > > People are scared of losing their job. There are no jobs out > > there except ones that pay pretty much nothing with no benefits > > and it is taking them applying for two jobs to feed the family. > > Women used to always be in the home raising their children and > > going out to work was an option (not a requirement)...but they are > > no longer. It takes two incomes coming in to meet all the taxes > > and bills now. They don't want to cut back on taxes...so the > > children grow up without their parents. I got a survey the other > > day from our county asking about where they thought we should > > spend money. It costs money to send out that survey (guess whos > > money) and it was mostly to see if we needed more parks and > > recreational areas. I felt like filling it out and telling them > > we need more people to run the place ,that would look at more > > serious and needed areas for that money...like helping those who > > are sick pay their bills so they don't end up on the streets and > > have to live in those parks areas....that is if they don't kick > > them out of that, too. > > > > It is really becoming so sad that there is less and less peace > > that the elderly and those who are sick have. The times when > > they should be able to sit back and enjoy what life they have > > left...they are being tortured in a very cruel heartless way. > > And because it is done by those that have money, they can get > > away with it. > > > > Group Email: livercirrhosissupport > > web address: > > http://groups.yahoo.com/group/livercirrhosissupport/ > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 Bear in mind that is what they are telling us, not necessarily the way it is! To imagine that the federal budget is messed up by disability and SS pensions is ridiculous. Check the federal budget and see what kind of figures you get. Considering that it costs over $40,000 to get $10,000 worth of welfare help to a family of 5, WHO is scamming the government? It's the salaries at the very top where the employees don't even participate in the SS program. And they have federal insurance and pensions that would embarrass us if they were made public often enough! Old Re: Scared The whole problem is that the government borrowed money from social security to pay for other programs, and they never paid it back, and now all hell is breaking loose and the social security system is going broke. Colleen destinyp2005 wrote: Hi I have been reading the message boards for about a month now and just wanted to say that the SSI process and the denial process is not only testing to you deal with it seems to me that SSI does not want to come off any $$ I have paid in I have worked all my adult years, now at the end stage of this i have found a Hospital in Dallas Tx the is accepting patients for research with the living donor transplant and it will be at no cost to you You do not have to live in the state to be accepted into program email me with info I will post phone numbers and address It is the Baylor Liver Inst, Thanks a destinyp2005@... Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 No the social security budget is messed up because the federal government borrowed from it extensively to pay for other things, which they never should have done. Also, for the first time ever, there will soon be more senior citizens than any other age groups. The work force pays for the social security of the retirees. By the time my kids retire, there won't be any money left. They figure it will be okay for everyone currently over 50, but for everyone younger than that, zilch...nada. I work for the State of Minnesota, and I can tell you that the executive staff does not make all that much, nothing like they do in the private sector. Colleen Bracewell wrote: Bear in mind that is what they are telling us, not necessarily the way it is! To imagine that the federal budget is messed up by disability and SS pensions is ridiculous. Check the federal budget and see what kind of figures you get. Considering that it costs over $40,000 to get $10,000 worth of welfare help to a family of 5, WHO is scamming the government? It's the salaries at the very top where the employees don't even participate in the SS program. And they have federal insurance and pensions that would embarrass us if they were made public often enough! Old Re: Scared The whole problem is that the government borrowed money from social security to pay for other programs, and they never paid it back, and now all hell is breaking loose and the social security system is going broke. Colleen destinyp2005 wrote: Hi I have been reading the message boards for about a month now and just wanted to say that the SSI process and the denial process is not only testing to you deal with it seems to me that SSI does not want to come off any $$ I have paid in I have worked all my adult years, now at the end stage of this i have found a Hospital in Dallas Tx the is accepting patients for research with the living donor transplant and it will be at no cost to you You do not have to live in the state to be accepted into program email me with info I will post phone numbers and address It is the Baylor Liver Inst, Thanks a destinyp2005@... Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 I reiterate: Read the federal budget. Old THERE ARE ONLY TWO POSSIBLE FUTURES FOR THIS PLANET: A NON-NUCLEAR ONE, OR A CANCEROUS ONE Re: Scared The whole problem is that the government borrowed money from social security to pay for other programs, and they never paid it back, and now all hell is breaking loose and the social security system is going broke. Colleen destinyp2005 wrote: Hi I have been reading the message boards for about a month now and just wanted to say that the SSI process and the denial process is not only testing to you deal with it seems to me that SSI does not want to come off any $$ I have paid in I have worked all my adult years, now at the end stage of this i have found a Hospital in Dallas Tx the is accepting patients for research with the living donor transplant and it will be at no cost to you You do not have to live in the state to be accepted into program email me with info I will post phone numbers and address It is the Baylor Liver Inst, Thanks a destinyp2005@... Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 16, 2007 Report Share Posted December 16, 2007 The federal budget is quite extensive and the layman would have a hard time understanding it, which is probably why you don't understand what I said. I'm a government employee and well versed in the ins and outs of government budgets. It's not something you can just read over once and know what it says and how it all interrelates. Colleen Bracewell wrote: I reiterate: Read the federal budget. Old THERE ARE ONLY TWO POSSIBLE FUTURES FOR THIS PLANET: A NON-NUCLEAR ONE, OR A CANCEROUS ONE Re: Scared The whole problem is that the government borrowed money from social security to pay for other programs, and they never paid it back, and now all hell is breaking loose and the social security system is going broke. Colleen destinyp2005 wrote: Hi I have been reading the message boards for about a month now and just wanted to say that the SSI process and the denial process is not only testing to you deal with it seems to me that SSI does not want to come off any $$ I have paid in I have worked all my adult years, now at the end stage of this i have found a Hospital in Dallas Tx the is accepting patients for research with the living donor transplant and it will be at no cost to you You do not have to live in the state to be accepted into program email me with info I will post phone numbers and address It is the Baylor Liver Inst, Thanks a destinyp2005@... Group Email: livercirrhosissupport web address: http://groups.yahoo.com/group/livercirrhosissupport/ Quote Link to comment Share on other sites More sharing options...
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