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Kathy,

Usually, earnings of more than $780 a month are considered substantial. If

your earnings average less than $780 a month, your benefits generally would

continue indefinitely.

If your earnings average more than $780 a month, this is considered an

indication of your ability to work.

Generally, you¹ll receive your full monthly Social Security benefit for a

year after you return to work. If you continue to work beyond that while

still disabled, your eligibility for monthly cash benefits will continue for

at least another 36 months. Here¹s how it works:

You usually can have a trial work period of nine months (not necessarily

consecutive) during which your benefits will not be affected by your

earnings regardless of how much you earn. A trial work month is any month in

which your total earnings are more than $560 or, if you are self-employed,

you earn more than $560 (after expenses) or spend more than 80 hours in your

own business. When nine trial work months are successfully completed within

60 months, we review your work to see if your earnings are " substantial. "

(Generally, more than $780 per month is considered " substantial " earnings.)

If they are, your benefits would continue for a three-month grace period and

then stop.

However, if you are still medically disabled and continue to work in spite

of your disability, your benefits can be reinstated anytime during the next

36 months. During this time, you will receive your full Social Security

benefit for any month your earnings fall below $780. Benefits would continue

as long as you remain disabled and your earnings do not exceed $780 a month.

http://www.talkaboutsleep.com/disability/Disability_working.htm

More information:

http://www.ssa.gov/pubs/10095.html

a

> In a message dated 3/16/03 1:21:34 PM Central Standard Time,

> paula54@... writes:

>

>

>> Kathy-I'm glad you found a job. I hope it's not to hard on you.

>

> can anyone help me understand how social security disability and how having a

> job, what it does to your benefits. i can't see to get a straight answer.

> social security told me i can make up to $800 a month and not lose my

> benefits. but when reading the paperwork it doesn't seem to be that way.

> kathy in il

>

>

>

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