Re: Disability Claim

[Guest guest]

There are people who make a living doing

this, but I believe it’s more common with private disability claims than

social security. My neighbor was a retired NYC detective and used to do

this for a private agency hired by insurance companies to expose fraudulent

claims.

It is also more common with claims for

young people where the insurance company is on the hook for many, many years of

payments – and particularly when it’s for something like a back

injury that is difficult to prove, but easy to show fraud. Someone who is

collecting on a back claim who is then shoveling snow or lifting heavy grocery

bags is opening themselves up for problems.

A doctor had suggested that I use my cane

and always park in the handicapped spots – until he realized that I didn’t

have private disability insurance. When he realized I was applying to

social security, he told me not to worry about it.

I wish I could go to work. While I

never expected to enjoy a “rich” retirement, I hoped one day that I

would have my 401K to supplement my social security and small pension.

Now not only have I lost another 10 years of contributions to a 401K, I am

already taking money out. And I miss the social aspects of working

and interacting with other people on that level. I enjoyed “dressing

up” and getting out!! Now I’m in a robe till almost noon and

at that point, I just shower and dress out of habit, not since I’m going

anywhere.

I’m sure I speak for some others

here…..this is not the life I had envisioned!!

Dorothy

From: Hepatitis_C_Central

[mailto:Hepatitis_C_Central ] On

Behalf Of Jackie on

Sent: Sunday, April 06, 2008 12:09

AM

To:

Hepatitis_C_Central

Subject: RE:

Disability Claim

I have

both.. My Long Term disability was a paid benefit from my last job,, but I also

get ssdi and its the ssdi that tried to take it away at 18 months after denying

me over and over until we went to the ALJ.. I've been told that once you get

your ssdi, that they 'typically' do a re-eval within 7 years, but they did my

first one at 18 months.. Im told that they watch you too and see if you leave

your house frequently etc and what you are doing when you leave.... Im not

trying to sound paranoid,, but my neighbor has had them watching her ,,,

[Guest guest]

I've heard that too,, Im not so worried about them watching me leave my house because I dont get out very often and when I do, my husband always takes me where I need to go and Im always back within an hour or so.. there is no way that I could hold a job anymore and it really makes me mad that they do this to ppl.. and yet any illegal can come in and get 2400.00 per month in monies and services free of course and then those of us who are sick and disabled in many cases are given a whopping 700.00 a month to live on... OUR whole system is wrong,, but thats another story and not for the forum.... grrrrrrrSHARON CROSBY wrote: I've heard of this. I've also heard that agents get bonuses for revealing fraud and for saving the agency money through denials. How bad does it get? Sharon in NW Washington Knitting is...time and love made tangible. Alison Hyde RE: Disability Claim I have both.. My Long Term

disability was a paid benefit from my last job,, but I also get ssdi and its the ssdi that tried to take it away at 18 months after denying me over and over until we went to the ALJ.. I've been told that once you get your ssdi, that they 'typically' do a re-eval within 7 years, but they did my first one at 18 months.. Im told that they watch you too and see if you leave your house frequently etc and what you are doing when you leave.... Im not trying to sound paranoid,, but my neighbor has had them watching her ,,,Dorothy <dorvoptonline (DOT) net> wrote: Jackie, is that social security disability or your private disability? I believe I remember you mentioning that you had LTD through your job. Sharon said she's never been examined by social security so I'm wondering if it's different based on cases or if it's your private insurance. Thanks..and good morning!! Dorothy Jackie

[Guest guest]

this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house!Dorothy wrote: There are people who make a living doing this,

but I believe it’s more common with private disability claims than social security. My neighbor was a retired NYC detective and used to do this for a private agency hired by insurance companies to expose fraudulent claims. It is also more common with claims for young people where the insurance company is on the hook for many, many years of payments – and particularly when it’s for something like a back injury that is difficult to prove, but easy to show fraud. Someone who is collecting on a back claim who is then shoveling snow or lifting heavy grocery bags is opening themselves up for problems. A doctor had suggested that I use my cane and always park in the handicapped spots – until he realized that I didn’t have private disability insurance. When he realized I was applying to social security, he told me not to worry about it. I wish I could go to work. While I never expected to enjoy a “rich” retirement, I hoped one day that I would have my 401K to

supplement my social security and small pension. Now not only have I lost another 10 years of contributions to a 401K, I am already taking money out. And I miss the social aspects of working and interacting with other people on that level. I enjoyed “dressing up” and getting out!! Now I’m in a robe till almost noon and at that point, I just shower and dress out of habit, not since I’m going anywhere. I’m sure I speak for some others here…..this is not the life I had envisioned!! Dorothy From: Hepatitis_C_Central [mailto:Hepatitis_C_Central ] On Behalf Of Jackie on Sent: Sunday, April 06, 2008 12:09 AM To:

Hepatitis_C_Central Subject: RE: Disability Claim I have both.. My Long Term disability was a paid benefit from my last job,, but I also get ssdi and its the ssdi that tried to take it away at 18 months after denying me over and over until we went to the ALJ.. I've been told that once you get your ssdi, that they 'typically' do a re-eval within 7 years, but they did my first one at 18 months.. Im told that they watch you too and see if you leave your house frequently etc and what you are doing when you leave.... Im not trying to sound paranoid,, but my neighbor has had them

watching her ,,, Jackie

[Guest guest]

I guess we can be happy that we did have

those earlier years. Some people never have that and that is truly sad.

I guess I see the glass as half empty and

don’t appreciate what I had before for what it was, but want it to

continue forever….if you know what I mean.

I get guilty when I see a sick child or

even see a sign in the hospital for “Pediatric Oncology” or

something like that. I need to appreciate what I do have, but sometimes it’s

hard.

From: Hepatitis_C_Central

[mailto:Hepatitis_C_Central ] On

Behalf Of Jackie on

Sent: Sunday, April 06, 2008 11:04

PM

To:

Hepatitis_C_Central

Subject: RE:

Disability Claim

this is

not the life I envisioned either Dorothy! I was used to working 24/48's

on the ambulance, teaching the EMT class at the college and working in the

salon doing hair and nails,, now its all I can do to get dressed each day and

most days I dont even bother unless Im going to leave the house!

[Guest guest]

It makes me feel bad because I really don't have it that bad. LOL. The children do. And you are right the glass is half empty. P

RE: [Hepatitis_C_ Central] Disability Claim

this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house!

You rock. That's why Blockbuster's offering you one month of Blockbuster Total Access, No Cost.

[Guest guest]

WE ALL NEED to see our glass as half FULL.. it can always be worse, that I know and even tho Im totally disabled by this disease, Im alive and I have a husband who loves me, a family who loves me, animals that I love and a very comfortable bed... what more can I ask for? Im very grateful! Putman wrote: It makes me feel bad because I really don't have it that bad. LOL. The children do. And you are right the glass is half empty. P

RE: [Hepatitis_C_ Central] Disability Claim this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house! You rock. That's why Blockbuster's offering you one month of Blockbuster Total Access, No Cost. Jackie

[Guest guest]

Jackie, Thats how I feel. As long as I have my husband and dog and like you my bed in my comfort room could not ask for anything more. P

RE: [Hepatitis_C_ Central] Disability Claim

this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house!

You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost.

Jackie

You rock. That's why Blockbuster's offering you one month of Blockbuster Total Access, No Cost.

[Guest guest]

I know it can always be worse. I guess

being alone without my husband and no children makes it harder.

Unless I get an income soon, I won’t

have the bed to sleep in either!

My sweet kitty, Pearl,

comforts me…….when it suits her J

Dorothy

From: Hepatitis_C_Central [mailto:Hepatitis_C_Central ] On Behalf Of Jackie on

Sent: Monday, April 07, 2008 4:18

PM

To: Hepatitis_C_Central

Subject: Re:

Disability Claim

WE ALL

NEED to see our glass as half FULL.. it can always be worse, that I know and

even tho Im totally disabled by this disease, Im alive and I have a husband who

loves me, a family who loves me, animals that I love and a very comfortable

bed... what more can I ask for? Im very grateful!

Putman

<maryp108> wrote:

It makes me feel bad because I really don't have it that bad. LOL. The

children do. And you are right the glass is half empty. P

RE: [Hepatitis_C_

Central] Disability Claim

this is not the life I

envisioned either Dorothy! I was used to working 24/48's on the

ambulance, teaching the EMT class at the college and working in the salon doing

hair and nails,, now its all I can do to get dressed each day and most

days I dont even bother unless Im going to leave the house!

You rock. That's why Blockbuster's offering you one

month of Blockbuster Total Access, No Cost.

Jackie

[Guest guest]

we're pretty darn blessed ! Putman wrote: Jackie, Thats how I feel. As long as I have my husband and dog and like you my bed in my comfort room could not ask for anything more. P RE: [Hepatitis_C_ Central] Disability Claim this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house! You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost. Jackie You rock. That's why

Blockbuster's offering you one month of Blockbuster Total Access, No Cost. Jackie

[Guest guest]

I know Iam Blessed, just have to remember that when i don't feel good.

RE: [Hepatitis_C_ Central] Disability Claim

this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house!

You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost. Jackie

You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost.

Jackie

You rock. That's why Blockbuster's offering you one month of Blockbuster Total Access, No Cost..

[Guest guest]

I do too honey! Putman wrote: I know Iam Blessed, just have to remember that when i don't feel good. RE: [Hepatitis_C_ Central] Disability Claim this is not the life I envisioned either Dorothy! I was used to working 24/48's on the ambulance, teaching the EMT class at the college and working in the salon doing hair and nails,, now its all I can do to get dressed each day and most days I dont even bother unless Im going to leave the house! You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost. Jackie You rock. That's why Blockbuster' s offering you one month of Blockbuster Total Access, No Cost. Jackie You rock. That's why Blockbuster's offering you one month of Blockbuster Total Access, No Cost.. Jackie