Guest guest Posted December 13, 2007 Report Share Posted December 13, 2007 Well, for purposes of the letter, don’t mention that. Just talk about The issues as if you had a fully funded plan. ;-) THANK YOU! (Who knows, one day the ERISA laws may model on what Texas Does now. . . .) From: Texas-Autism-Advocacy [mailto:Texas-Autism-Advocacy ] On Behalf Of Sent: Thursday, December 13, 2007 10:11 PM To: Texas-Autism-Advocacy Subject: [sPAM] Re: 5 days to the input meeting!!!! , if we have an ERISA plan, does any of this apply? I started editing the letter and realized it probably doesn't apply to our family. Is that right? Not that I don't support the premise on behalf of other families, but I would need to write a different letter I guess. Regards, > > Christmas is so near with so much to do > > Don't tell me. Ugh! Another advocacy letter is due?!?!? > > Only 5 days until the stakeholders meeting is here > > SO please take a minute to lend your voice loud and clear. > > Consumers must make their issues known without a doubt > > Or the insurance lobby will make sure that we all get left out. > > Just use this sample letter here below > > To send in your comments so that their in-boxes overflow!!! > > > > by e-mail: Margaret.Lazaretti@... > <mailto:Margaret.Lazaretti%40tdi.state.tx.us> > or fax: > or snail mail: Hobby 1, Room 1350, MC 113-1A > P.O. Box 149104; Austin, TX 78714-9104 > > RE: HB1919, amendment 1 > > Dear Ms. Lazaretti: > Thank you for the opportunity to give input on the drafting of the > regulation for HB1919. I am a (STATE WHY YOUR INTERESTED IN THIS HERE: i.e. > parent/grandparent/provider) of a child with autism. I read the law with > great interest because it addresses mainly problems that I have experienced > in obtaining insurance coverage for my child's medically necessary treatment > of symptoms related to autism spectrum disorder. > > THIS NEXT SECTION IS WHERE YOU STATE WHERE YOU WANT A MORE DETAILED > EXPLANATION. THIS SHOULD VARY PERSON TO PERSON, SO I WILL GIVE SEVERAL > OPTIONS BASED ON QUESTIONS THAT PEOPLE HAVE ASKED ME THAT YOU CHOOSE YOUR > TOP THREE TO INCLUDE IN YOUR LETTER AND DELETE THE REST. > > MANDATED BENEFITS > I noticed that the bill includes a statement that ( states " . .must > provide . . . for all generally recognized services prescribed in relation > to ASD by the enrollee's primary care physician. . . " where as > © states " 'generally recognized services' may include. . . " and then a > list. Does this mean that only the services on the list are considered > " generally recognized services " ? The intent of the bill seems to provide > for more than those in the list. I have had a huge difference of opinion on > what is experimental versus generally recognized. I strongly feel that TDI > needs to include a definition of " generally recognized services " or > otherwise there will be a great deal of appeals and misunderstanding about > this phrase. There also needs to be clarification as to whether the intent > was to limit the services to those listed in the bill or other services that > are " generally recognized " could be prescribed by a PCP. > > DOES MANDATE TRUMP 'EXPERIMENTAL' ARGUMENT FOR ABA? > From my experience, I have found that one area it seems need further > clarification is the phrase " health care plans must provide " . When I called > my plan to see how the new benefit will apply, the customer service > representative did not even know about this bill or it's requirements. I > asked specifically about ABA, and I was told that ABA is considered > experimental. I understand " must " from the bill to override this objection > as the bill specifically states that applied behavior analysis is generally > recognized. > > DOES MANDATE TRUMP 'RESTORATIVE'SPEECH ARGUMENT? > When I tried to see if the bill would apply to speech benefits, I was told > that insurance only has to pay for services that are 'restorative' in > nature. Does the mandate " health care plan must provide coverage " override > this requirement? Amendment 1 makes no mention of this distinction as to > why the speech deficit requires the service, only that it needs to be > provided. > > CLARIFICATION AS TO WHAT IS BEHAVIOR TRAINING AND BEHAVIOR MANAGEMENT > The bill lists 3 type so behavior services. As a parent when I read the > bill, I'm confused by the difference between the three. What is applied > behavior analysis versus behavior training versus behavior management. It > would be helpful for the regulation to list specific definitions or examples > or codes that would give a clearer picture as to the difference between > these. > > MEDICATIONS AND NUTRITIONAL SUPPLEMENTS > I buy some of my nutritional supplements OTC and some of them through my > doctor's office. Most of them are not from pharmacies. Will all of these > be reimburseable as long as I have my pcp's prescription? > > FOR BCBAs AS PROVIDERS > The bill states that a provider can be someone who is certified as a > provider under TRICARE. When I called my insurance company to start the > process to have the Board Certified Behavior Analyst (BCBA) apply to be an > in network provider, the insurance company told me that the person needed to > be licensed. When I explained that what the law stated, the insurance > company then stated that the person had to be at least a master's level. > The BCBA is a master's level, but the insurance company didn't seem to know > what to do about a person who had a cerfication but no license. TDI needs > to specify which documents insurance companies can request from a provider > to make sure that he meets the requirements of an amendment 1 provider. > > NON BCBAs PROVIDING ABA > Even though applied behavior analysis is a sub-specialty in psychology, most > psychologists do not know enough about ABA to supervise a program. In fact > the professional group of behavior analysts have put out a Consumer's > Guidelines document which clearly spells out the minimum experience that a > professional who doesn't have a BCBA must have in order to direct an ABA > program. I am concerned that because there are very few BCBAs that people > who don't know anything about ABA will be approved as either service > providers or be the ones who approve plans of care. Could TDI specify the > level of knowledge needed (even adopt the consumer guidelines) for someone > to supervise an ABA program and to approve a plan of care? As ABA is a > fairly new service for many companies, I am concerned that this is not at > all clear. > > Thank you for your work in helping Texas consumers of insurance! > > Sincerely, > > > > > > Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.