Guest guest Posted December 4, 2009 Report Share Posted December 4, 2009 I'm new to the group and I'm not sure if ya'll talk about this kind of stuff, but I sure could use help with knowing what to do with my insurance plan.... BCBS is offering 100% coverage for Noah up till age 7 for OT, speech, supplements and ABA if we have an autism diagnosis. I thought that this would be an option for us until I read our assessment report again tonight. Here's what it states: " Noah evidenced multiple characteristics commonly associated with Autism such as..... (list of symptoms) " " Overall, in comparison to other children with autism of the same age, Noah shows some atypical development and features of autism. However, because placement in the Barron ECS will be his first school placement, an identification of Autism is being deferred. Instead, Noah will qualify for special ed services as a student with a Non-Categorical Early Childhood eligibility with a suspicion of an Autism Spectrum Disorder and a Speech Impairment. " My questions are: 1) Do we have an autism diagnosis that will qualify us for services w/ insurance, should we choose to go this route? 2) Does anyone recommend going the autism route and taking our chances after age 7? (Any ideas about what do to then?) Or is it better to fly under the radar w/ encephalopothy, apraxia, etc? The law states that we would get full coverage until age 7. What would happen after that? Does anyone know if this will affect Noah when he is grown in getting good insurance, or will this be considered a " pre-existing condition? " Yikes! Insurance! Thanks, Quote Link to comment Share on other sites More sharing options...
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