Guest guest Posted July 11, 2012 Report Share Posted July 11, 2012 It depends on the policy and company involved. Some companies have a one time accident forgiveness. Brad Rethwill DC Eugene > > Hello, > > If a driver is innocently struck from behind in rear end collision is not in the least at fault, will their insurance rates go up if they pursue treatment for injuries sustained in the accident? Have a patient who is attempting to go through the third party in order to avoid reporting it to their insurance company to avoid a rate hike. > > Thanks, > > ph Medlin D.C. > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 11, 2012 Report Share Posted July 11, 2012 Dr. Medlin and colleagues, understand there is nothing in Oregon statute nor are there any Oregon Insurance regulations that prohibit an insurer’s auto PIP carrier from raising their premium rates for being in an accident due to no fault of their own. With that said, I’ve never had a patient in 31 years of practice complain that their rates went up from an accident that was documented clearly as not being their fault. However, it seems like I recall on gal a patient of mine who had been in like four or five rear-end collisions none of which were her fault (supposedly) I treated her for two and I believe I recall her complaining sometime later that her premium rates went up… The whole premise of auto PIP is to protect you in case you are injured in an auto accident if it’s your fault or not and if it is not your insurance company is reimbursed from the at fault carrier……Vern Saboe ----- Vern Saboe, Jr, DC., DACAN., FICC., DABFP., FACO. 915 19th Ave SE Albany, OR 97322 phone: e-mail: vern@... website: www.drvernsaboe.com From: oregondcs [mailto:oregondcs ] On Behalf Of ph Medlin Sent: Wednesday, July 11, 2012 1:53 PM To: oregondcs Subject: PIP question Hello, If a driver is innocently struck from behind in rear end collision is not in the least at fault, will their insurance rates go up if they pursue treatment for injuries sustained in the accident? Have a patient who is attempting to go through the third party in order to avoid reporting it to their insurance company to avoid a rate hike. Thanks, ph Medlin D.C. Quote Link to comment Share on other sites More sharing options...
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