Guest guest Posted December 1, 2010 Report Share Posted December 1, 2010 No we have never pre-funded any of our infusions. I think it will be just a matter of time til your insurance wakes up to the difference in cost by doing subq at home and IV in a hospital. It is VERY easy to do and for us it has been great. I understand why you making this decision and the hope will be that if you ask again in a year they will have it together. We have been using Gammagard sub q for 4 years at home with NO problems. For us it helps to not have the 3rd week crash for my son. He just could not make it to the 21 days each month. His levels stay higher and he has only had one pneumonia in the past 4 years plus a few colds. Hang in there you are doing a GREAT job! ( My ex husband (Nervous NED) and 18 yo daughter learned to do the sub q for my son when we were separated due to insurance issues a couple of years ago. BARBIE ________________________________ From: Herzberg <skgcifamily@...> Sent: Wed, December 1, 2010 2:25:25 PM Subject: Sticking with IVIG Well, we thought we were going to start with IVIG and then move on to Hizentra sub-q, but we have elected to stick with the hospital based infusions for now. I've spent the past few weeks trying to get things set up to do the sub-q and it's been a total pain in the rear. We have some changes to our insurance coming as of Jan 1 and the Hizentra will switch from our medical plan to our Rx plan. Welll, that means it will cost us more. Even this year, all drugs that go through specialty pharmacy (including equipment needed to do the infusion) must be paid out of pocket and then reimbursed by the insurance. The estimate for us to pay out of pocket each month was approx $7000+. The insurance rep said we'd be reimbursed within a month, but then of course I'd have to buy the next round etc. Not happening. If we stick with hospital infusions we have a $1500 cap for the whole year and then the rest is covered at 100%. Plus, he is tolerating the gammaguard really well with pretty much zero issues so at this point I'm feeling like we should just leave well enough alone. I'm under a great deal of stress right now as well and it was starting to stress me out that I was going to be the one respsonsible for doing his infusions at home. Add to that the head of one of our major home health agencies stated to me that they don't even do sub-q and haven't ever used Hizentra and I was a bit worried about really having enough support to get this started. So, that's where we are at! I'm curious if those of you on sub-q have to pre-fund your drugs and supplies as well? Mom to Caelan 11 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 2, 2010 Report Share Posted December 2, 2010 Barbie, Well it's interesting because right now doing Gammagard in the hospital is cheaper for the insurance and for me. It is around $3K every 3 weeks. We are capped at $1500 out of pocket for him and already met that so we don't pay anything at this point. The sub-q was going to be about $7500 per month total with us paying 15% of that, but having to pre-pay the specialty pharmacy the full amount and then waiting to get paid back. That would be subject to a separate $2000 out of pocket max and then any medical we would still have to meet our $1500 out of pocket and until then pay 15%. It is weird how they do specialty pharmacy and I don't understand how they can expect people to pre-fund that kind of money. In the future, if he continues to do well on the Gammagard then we will see if that might be a more reasonable option for sub-q than the Hizentra. I'm sure at some point we will switch over, but for right now it is causing so much stress to try and get it all figured out that I just can't take anymore. I'm glad to hear that it's been so easy for you. It gives me hope for the future! _____ From: [mailto: ] On Behalf Of Barbara Jimenez Sent: Wednesday, December 01, 2010 9:06 PM Subject: Re: Sticking with IVIG No we have never pre-funded any of our infusions. I think it will be just a matter of time til your insurance wakes up to the difference in cost by doing subq at home and IV in a hospital. It is VERY easy to do and for us it has been great. I understand why you making this decision and the hope will be that if you ask again in a year they will have it together. We have been using Gammagard sub q for 4 years at home with NO problems. For us it helps to not have the 3rd week crash for my son. He just could not make it to the 21 days each month. His levels stay higher and he has only had one pneumonia in the past 4 years plus a few colds. Hang in there you are doing a GREAT job! ( My ex husband (Nervous NED) and 18 yo daughter learned to do the sub q for my son when we were separated due to insurance issues a couple of years ago. BARBIE ________________________________ From: Herzberg <skgcifamily@... <mailto:skgcifamily%40msn.com> > <mailto:%40> Sent: Wed, December 1, 2010 2:25:25 PM Subject: Sticking with IVIG Well, we thought we were going to start with IVIG and then move on to Hizentra sub-q, but we have elected to stick with the hospital based infusions for now. I've spent the past few weeks trying to get things set up to do the sub-q and it's been a total pain in the rear. We have some changes to our insurance coming as of Jan 1 and the Hizentra will switch from our medical plan to our Rx plan. Welll, that means it will cost us more. Even this year, all drugs that go through specialty pharmacy (including equipment needed to do the infusion) must be paid out of pocket and then reimbursed by the insurance. The estimate for us to pay out of pocket each month was approx $7000+. The insurance rep said we'd be reimbursed within a month, but then of course I'd have to buy the next round etc. Not happening. If we stick with hospital infusions we have a $1500 cap for the whole year and then the rest is covered at 100%. Plus, he is tolerating the gammaguard really well with pretty much zero issues so at this point I'm feeling like we should just leave well enough alone. I'm under a great deal of stress right now as well and it was starting to stress me out that I was going to be the one respsonsible for doing his infusions at home. Add to that the head of one of our major home health agencies stated to me that they don't even do sub-q and haven't ever used Hizentra and I was a bit worried about really having enough support to get this started. So, that's where we are at! I'm curious if those of you on sub-q have to pre-fund your drugs and supplies as well? Mom to Caelan 11 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 2, 2010 Report Share Posted December 2, 2010 Just keep your options open. Ours is $2k per month and we do it at home weekly. We do not pay any copays since it is under his major medical. You will find your way but keep learning to see what you can do to make it easier for your needs BARBIE ________________________________ From: Herzberg <skgcifamily@...> Sent: Thu, December 2, 2010 6:00:46 AM Subject: RE: Sticking with IVIG Barbie, Well it's interesting because right now doing Gammagard in the hospital is cheaper for the insurance and for me. It is around $3K every 3 weeks. We are capped at $1500 out of pocket for him and already met that so we don't pay anything at this point. The sub-q was going to be about $7500 per month total with us paying 15% of that, but having to pre-pay the specialty pharmacy the full amount and then waiting to get paid back. That would be subject to a separate $2000 out of pocket max and then any medical we would still have to meet our $1500 out of pocket and until then pay 15%. It is weird how they do specialty pharmacy and I don't understand how they can expect people to pre-fund that kind of money. In the future, if he continues to do well on the Gammagard then we will see if that might be a more reasonable option for sub-q than the Hizentra. I'm sure at some point we will switch over, but for right now it is causing so much stress to try and get it all figured out that I just can't take anymore. I'm glad to hear that it's been so easy for you. It gives me hope for the future! _____ From: [mailto: ] On Behalf Of Barbara Jimenez Sent: Wednesday, December 01, 2010 9:06 PM Subject: Re: Sticking with IVIG No we have never pre-funded any of our infusions. I think it will be just a matter of time til your insurance wakes up to the difference in cost by doing subq at home and IV in a hospital. It is VERY easy to do and for us it has been great. I understand why you making this decision and the hope will be that if you ask again in a year they will have it together. We have been using Gammagard sub q for 4 years at home with NO problems. For us it helps to not have the 3rd week crash for my son. He just could not make it to the 21 days each month. His levels stay higher and he has only had one pneumonia in the past 4 years plus a few colds. Hang in there you are doing a GREAT job! ( My ex husband (Nervous NED) and 18 yo daughter learned to do the sub q for my son when we were separated due to insurance issues a couple of years ago. BARBIE ________________________________ From: Herzberg <skgcifamily@... <mailto:skgcifamily%40msn.com> > <mailto:%40> Sent: Wed, December 1, 2010 2:25:25 PM Subject: Sticking with IVIG Well, we thought we were going to start with IVIG and then move on to Hizentra sub-q, but we have elected to stick with the hospital based infusions for now. I've spent the past few weeks trying to get things set up to do the sub-q and it's been a total pain in the rear. We have some changes to our insurance coming as of Jan 1 and the Hizentra will switch from our medical plan to our Rx plan. Welll, that means it will cost us more. Even this year, all drugs that go through specialty pharmacy (including equipment needed to do the infusion) must be paid out of pocket and then reimbursed by the insurance. The estimate for us to pay out of pocket each month was approx $7000+. The insurance rep said we'd be reimbursed within a month, but then of course I'd have to buy the next round etc. Not happening. If we stick with hospital infusions we have a $1500 cap for the whole year and then the rest is covered at 100%. Plus, he is tolerating the gammaguard really well with pretty much zero issues so at this point I'm feeling like we should just leave well enough alone. I'm under a great deal of stress right now as well and it was starting to stress me out that I was going to be the one respsonsible for doing his infusions at home. Add to that the head of one of our major home health agencies stated to me that they don't even do sub-q and haven't ever used Hizentra and I was a bit worried about really having enough support to get this started. So, that's where we are at! I'm curious if those of you on sub-q have to pre-fund your drugs and supplies as well? Mom to Caelan 11 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 3, 2010 Report Share Posted December 3, 2010 , we go thru Acreedo, a specialty pharmacy, because Med Mutual of Ohio makes us, ours is $1,700 a month for weekly subq, there are no upfront costs other than our $20 co pay, it includes all the supplies, I can't imagine them wanting over $7,000 that seems ridiculously over priced, we chose to go thru pharmacy as opposed to putting it on medical, because it is way cheaper that way, no deductibles, maxes, 20%'s etc... I have always known subq at home to be cheaper, so this is interesting, good luck and keep us posted I know it is so overwhelming!!! Makenzie 10 21 Quote Link to comment Share on other sites More sharing options...
Guest guest Posted December 3, 2010 Report Share Posted December 3, 2010 Have you tried checking with another specialty pharmacy? We use Nufactor and have been very happy with them, their national in the US and bill insurance. All I had to do was make a single call and they handled everything from contacting the Dr to the insurance. ________________________________ From: SKGCI Family <skgcifamily@...> Sent: Fri, December 3, 2010 6:43:45 AM Subject: RE: sticking with IVIG Thanks . That is part of the problem, I can't seem to get anyone nailed down to a firm answer about anything. This year, our plan covers it under major medical, but after the 1st of the year it switches to our pharmacy plan with a cap of 2K. The problem is still either way they claim we have to pay the full amount and then submit to insurance because they are telling me that the specialty pharmacies don't bill insurance. I'm not sure if I'm getting straight answers or not, but we were running out of time to make a decision before the end of the year (our medical out of pocket was met already and I wanted the equipment etc. on this years plan so it wouldn't cost any more). We felt like since we can't get any firm answers that we didn't want to take the risk and open ourselves up to a huge financial commitment. I just wish I could get someone who has a clue. I spent 2.5 hours on the phone on Monday and ended up hanging up on the last person because I was in tears and couldn't speak. I've been navigating this stuff my son's whole life, but for some reason nobody around here or at my insurance seems to know the answers regarding sub-q. I guess around here it must be pretty new. Eventually, we will get it all figured out. I think the high cost I quoted is just for Hizentra. It's super expensive. I'm sure if we used something else it would be much cheaper. We will look into it down the road. Right now I'm just hoping that Caelan continues to tolerate the Gammagard. His liver enzymes are going up, but so far we are still in an ok range. No other side effects except the first time he had a mild fever. That is huge because he had a huge reaction when he was little, but it was a different brand. Thanks for the input! I really appreciate it. From: nalla70@... Date: Fri, 3 Dec 2010 06:23:11 -0800 Subject: sticking with IVIG , we go thru Acreedo, a specialty pharmacy, because Med Mutual of Ohio makes us, ours is $1,700 a month for weekly subq, there are no upfront costs other than our $20 co pay, it includes all the supplies, I can't imagine them wanting over $7,000 that seems ridiculously over priced, we chose to go thru pharmacy as opposed to putting it on medical, because it is way cheaper that way, no deductibles, maxes, 20%'s etc... I have always known subq at home to be cheaper, so this is interesting, good luck and keep us posted I know it is so overwhelming!!! Makenzie 10 21 Quote Link to comment Share on other sites More sharing options...
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