Re: Attorney recommendation for Private Disability Issues and follow-on Social Security

[Guest guest]

MikePer is not a lawyer but he probably knows more than anyone else about the process

http://outsmartmagazine.com/2011/03/will-you-outlive-your-money/

Author of the book Gay Money and over 125 articles, Per Larson has advised more than 800 people in the last ten years on the financial implications of serious illness. Readers can consult Per's older articles on his Web site GayMoney.com or contact him at PerLarson@....

On Wed, Feb 29, 2012 at 9:24 PM, Mike McBride <mikemcb@...> wrote:

Folks,It is finally time for me to pursue disability.  I am currently working full time and have short and long term disability insurance.

As is always the case with insurance companies, they hate to pay.  I want to find a good attorney that can help me from the get-go rather than

play catch up when things go south.  I live in Denver, but it’s not really necessary that the attorney be local, but it would help.

So what I need is a recommendation for a Disability attorney that is first familiar with private disability insurance and then social security disability.

 Thanks in advance for any help you might offer.

  

Mike  

-- Regards, VergelBook link

[Guest guest]

On Thu, Mar 1, 2012 at 9:49 AM, Vergel <Vergel@...> wrote:

 

Per is not a lawyer but he probably knows more than anyone else about the processhttp://outsmartmagazine.com/2011/03/will-you-outlive-your-money/

Author of the book Gay Money and over 125 articles, Per Larson has advised more than 800 people in the last ten years on the financial implications of serious illness. Readers can consult Per's older articles on his Web site GayMoney.com or contact him at PerLarson@....

I started answering Mike's question yesterday, but then I struck the wrong key and the entire message disappeared.There's a good resource on the WWW for finding lawyers called findlaw.com.  Go to http://lawyers.findlaw.com/, enter your legal issue and location, and the form will return a list of lawyers in your area working in that field. I tried " disability " and " Denver " and received almost two dozen results. Most of them do Social Security disability work, but I noted that many also offered free consultations. Perhaps a conversation or two will lead you to the attorney you are seeking.

Good luck! Although you may have to pay some money out of pocket, it may be a worthwhile expenditure.Regards,Nick

On Wed, Feb 29, 2012 at 9:24 PM, Mike McBride <mikemcb@...> wrote:

Folks,It is finally time for me to pursue disability.  I am currently working full time and have short and long term disability insurance.

As is always the case with insurance companies, they hate to pay.  I want to find a good attorney that can help me from the get-go rather than

play catch up when things go south.  I live in Denver, but it’s not really necessary that the attorney be local, but it would help.

So what I need is a recommendation for a Disability attorney that is first familiar with private disability insurance and then social security disability.

 Thanks in advance for any help you might offer.

 -- Nick , LSW

6631 Clemens Ave., Apt. 1EUniversity City, MO 63130

thenick58@...

http://nicknicholas.net

[Guest guest]

I am only able to address my experience with Private Disability Insurance and

the cross over to SSDI vs applying as an individual directly to SSDI. Two

completely different situations. I know I will get a lot a crticism from from

the " experts " on this blog. First,private short term disability is confimed

every month for a set amount of time, in my case 6 months.At some time before

this period ends The Private Disability Insurance will contact the client and

assign a case manger to transition to Private Long Term Disability. The

competence of your Drs in filling out these forms is critical. The client needs

all relevant medical records. Have them sent directly to the Dr heading your

case. Hospitals will charge a per page/fee for records sent to an individual.

However, there is usually no charge went sent to a health care professional. A

competent Dr knows exactly the correct buzz words to use to complete the Private

Long Term Disabilty form to ensure approval. The client is able to be a big help

to the Dr by faxing the volumes of needed medical records to the private LTD

Insurance C0, often upwards to 100 pages or more. At this point an attorney is

superfluous. Once, relatively quickly, the Private LTD is approved the client

will receive monthly checks from the Private LTD co. The Private LTD co will

make application to transition to SSDI as soon as possible.The LTD co wants to

get the client off their booiks as soon as possible.There is no fee for the

client. No attorney necessary. The Private LTD has a dedicated department with

higly trained professional staff to doing this. There are already attorneys

working in this department. Usually, in this case, SSDI is quickly approved.

SSDI knows not to f%$k with these people since ever I is dotted and every T is

crossed and they speak " SSDI " . No Problem. The horror stories that are true and

abundant is when an individual applies directly to SSDI. This is when hiring a

professional to assist in dealing with the submission of the application,

needing more info, denial, appeal, denial and appeal that turns into a lengthy

procedure of months and years.

>

> Folks,

>

> It is finally time for me to pursue disability. I am currently working full

> time and have short and long term disability insurance.

>

> As is always the case with insurance companies, they hate to pay. I want to

> find a good attorney that can help me from the get-go rather than

>

> play catch up when things go south. I live in Denver, but it's not really

> necessary that the attorney be local, but it would help.

>

> So what I need is a recommendation for a Disability attorney that is first

> familiar with private disability insurance and then social security

> disability.

>

>

>

> Thanks in advance for any help you might offer.

>

>

>

>

>

> Mike

>