High cost of insurance and copay for HIV meds

[Guest guest]

I can no longer afford the health insurance through my employer and the high

copays for my meds. I pay almost $700 in premiums (Blue Shield PPO) and the

copays for Reyataz and Epzicom are almost $800 a month. My salary is too high to

be covered by ADAP.

Does anyone know of an insurance plan with lower premiums and copays?

[Guest guest]

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

Are you aware of the new program in California that pays for your insurance. I had to go off ADAP, so I have a $25 copay for the antivirals, but they pay my monthly fee.. I still come out way ahead.LarryFrom: "Terrance Alan" <terrance@...> Sent: Friday, January 27, 2012 4:44:57 PMSubject: Re: High cost of insurance and copay for HIV meds

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

Larry,What is the name of this program? Do you have a link to a website that describes it?AllanOn Jan 28, 2012, at 7:43 PM, ls wrote:

Are you aware of the new program in California that pays for your insurance. I had to go off ADAP, so I have a $25 copay for the antivirals, but they pay my monthly fee.. I still come out way ahead.LarryFrom: "Terrance Alan" <terrance@...> Sent: Friday, January 27, 2012 4:44:57 PMSubject: Re: High cost of insurance and copay for HIV meds

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

Larry,What is the name of this program? Do you have a link to a website that describes it?AllanOn Jan 28, 2012, at 7:43 PM, ls wrote:

Are you aware of the new program in California that pays for your insurance. I had to go off ADAP, so I have a $25 copay for the antivirals, but they pay my monthly fee.. I still come out way ahead.LarryFrom: "Terrance Alan" <terrance@...> Sent: Friday, January 27, 2012 4:44:57 PMSubject: Re: High cost of insurance and copay for HIV meds

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

I live in California and was dropped by ADAP in Nov. I have since been declined by Kaiser. I am running out out of meds in a few days and have no idea what to do next.So, please let me know how i can contact who handles this program.thanks in advanceAngel From: ls <lsmyle@...> Terrance Alan <terrance@...> Cc: Sent: Saturday, January 28, 2012 7:43 PM Subject: Re: Re: High cost of insurance and copay for HIV meds

Are you aware of the new program in California that pays for your insurance. I had to go off ADAP, so I have a $25 copay for the antivirals, but they pay my monthly fee.. I still come out way ahead.LarryFrom: "Terrance Alan" <terrance@...> Sent: Friday, January 27, 2012 4:44:57 PMSubject: Re: High cost of insurance and copay for HIV meds

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance

[Guest guest]

Hi, Angel. This information is for you and anyone else with similar challenges.

You should get in touch with the California Health Advocates program. http://www.cahealthadvocates.org/.

In addition, with a letter from an health insurance company, declining coverage, the Affordable Care Act, guarantees access to an affordable health plan without pre-existing condition exclusion.

At this link, http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/index.html, the inquirer can get information about accessing coverage in each state.

Further, you might explore whether the premium support program from PSI (www.uneedpsi.org or https://www.patientservicesinc.org/ ) is available in CA. In Virginia they have taken over some of the responsibilities of ADAP.

There is also the Partnership for Prescription Assistance Program, https://www.pparx.org/en/about_us.

Please consider working with a social worker or other counselor about depression issues.

There is a lot of help available. Please follow up these possibilities and those provided by others on this listserve.

Hugs!

Jerome

In a message dated 1/29/2012 19:24:53 Pacific Standard Time, Angel_poz@... writes:

I live in California and was dropped by ADAP in Nov. I have since been declined by Kaiser. I am running out of meds in a few days and have no idea what to do next.

So, please let me know how i can contact who handles this program.

thanks in advance

Angel

From: ls <lsmyle@...>Terrance Alan <terrance@...> Cc: Sent: Saturday, January 28, 2012 7:43 PMSubject: Re: Re: High cost of insurance and copay for HIV meds

Are you aware of the new program in California that pays for your insurance. I had to go off ADAP, so I have a $25 copay for the antivirals, but they pay my monthly fee.. I still come out way ahead. Larry

From: "Terrance Alan" <terrance@...> Sent: Friday, January 27, 2012 4:44:57 PMSubject: Re: High cost of insurance and copay for HIV meds

I have my insurance through Kaiser, and while expensive, about $950 a month, my co pays are $5. per medication per month. Maybe you should see if you can get on a group at Kaiser? Terrance