Re: Re: Temporary Federal High Risk Insurance Pool Program

[Guest guest]

I cannot believe they require a 6 month period without insurance in order to qualify for the interim coverage.

My COBRA just ended and Georgia does not have a high risk pool.

They do have an assignment system as they call it, so I can get limited coverage with a high monthly premium and huge co-pays and deductibles (about $5,000/year plus the premiums). What a great choice. Dig into the 401K or go without meds and monitoring for half a year.

These people just don't f*%cking get it.

From: R. [mailto:johnrsf94114@...] Sent: Friday, June 18, 2010 12:30 PM ; playwithmeplz2000@...Subject: Re: Temporary Federal High Risk Insurance Pool Program

No, this is not a plan that someone would have to either purchase or pay a penalty if they don't purchase insurance. This is insurance for people who otherwise couldn't get insurance before universal coverage is available in 2014. Penalties won't apply until everyone is able to buy regular coverage in 2014.

Re: Temporary Federal High Risk Insurance Pool Program

Posted by: " /NAFOD" playwithmeplz2000 playwithmeplz2000

Thu Jun 17, 2010 8:11 pm (PDT) Is this the same insurance as the one they discussed as "If you don't have Insurance... you'll have to pay a fine"?

[Guest guest]

Yes, I agree. That makes no sense at all. Under COBRA it was

important to show that you had no lapse in coverage beyond 60 days to

ensure that pre-existing conditions would be covered under your new

employer. With the job market the way it these days everywhere this

makes no sense at all as you wrote.

Philip

On 6/18/2010 5:26 PM, Mike Amoroso wrote:

I cannot believe they

require a 6 month period without insurance in order to qualify for the

interim coverage.

My COBRA just ended and Georgia

does not have a high risk pool.

They do have an assignment

system as they call it, so I can get limited coverage with a high

monthly premium and huge co-pays and deductibles (about $5,000/year

plus the premiums). What a great choice. Dig into the 401K or go

without meds and monitoring for half a year.

These people just don't f*%cking

get it.

From: R.

[mailto:johnrsf94114@...]

Sent: Friday, June 18, 2010 12:30 PM

; playwithmeplz2000@...

Subject: Re: Temporary Federal High Risk Insurance

Pool Program

No, this is not a plan that someone would have

to either purchase or pay a penalty if they don't purchase insurance.

This is insurance for people who otherwise couldn't get insurance

before universal coverage is available in 2014. Penalties won't apply

until everyone is able to buy regular coverage in 2014.

Re: Temporary Federal High

Risk Insurance Pool Program

Posted

by: " /NAFOD" playwithmeplz2000

playwithmeplz2000

Thu

Jun 17, 2010 8:11 pm (PDT)

Is this the same insurance as the one they discussed as "If you don't

have Insurance... you'll have to pay a fine"?

[Guest guest]

Here is a link to the government site regarding the interim pre-existing plan.

They do not list monthly premium prices but your deductable is $2,500 and

your total out of pocket has to reach $5,950 before co-pays and deductibles go away.

I guess the designers of this plan don't realize how much $5,950 is to the out of work and

underemployed people who can not get better coverage and needed this type of safety net.

http://www.healthcare.gov/law/about/states/ga.html

From: Mike Amoroso [mailto:mikeamor@...] Sent: Friday, June 18, 2010 6:26 PM Subject: RE: Re: Temporary Federal High Risk Insurance Pool Program

I cannot believe they require a 6 month period without insurance in order to qualify for the interim coverage.

My COBRA just ended and Georgia does not have a high risk pool.

They do have an assignment system as they call it, so I can get limited coverage with a high monthly premium and huge co-pays and deductibles (about $5,000/year plus the premiums). What a great choice. Dig into the 401K or go without meds and monitoring for half a year.

These people just don't f*%cking get it.

From: R. [mailto:johnrsf94114@...] Sent: Friday, June 18, 2010 12:30 PM ; playwithmeplz2000 Subject: Re: Temporary Federal High Risk Insurance Pool Program

No, this is not a plan that someone would have to either purchase or pay a penalty if they don't purchase insurance. This is insurance for people who otherwise couldn't get insurance before universal coverage is available in 2014. Penalties won't apply until everyone is able to buy regular coverage in 2014.

Re: Temporary Federal High Risk Insurance Pool Program

Posted by: " /NAFOD" playwithmeplz2000 playwithmeplz2000

Thu Jun 17, 2010 8:11 pm (PDT) Is this the same insurance as the one they discussed as "If you don't have Insurance... you'll have to pay a fine"?