Guest guest Posted July 8, 2003 Report Share Posted July 8, 2003 With my experience with SSI, they consider the gross income, assets (car, savings, Certificates of Deposit, etc.) child support, and more. Unfortunately, you cannot have money in the bank, a second car over a certain amount, and heavens forbid you have a teenager that works. That will count against you as well. And I am not sure that anyone can help with the private insurance copays. If you want to contact me offline, I can get some info from you and try to find some assistance for you in your area. Hugs, Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 hello there! after this wkend; i decided to get our stuff together...aid, therapies, schedules...everything! hopefully that will make everything easier on all of us. Nikki Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 8, 2003 Report Share Posted July 8, 2003 With my experience with SSI, they consider the gross income, assets (car, savings, Certificates of Deposit, etc.) child support, and more. Unfortunately, you cannot have money in the bank, a second car over a certain amount, and heavens forbid you have a teenager that works. That will count against you as well. And I am not sure that anyone can help with the private insurance copays. If you want to contact me offline, I can get some info from you and try to find some assistance for you in your area. Hugs, Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 hello there! after this wkend; i decided to get our stuff together...aid, therapies, schedules...everything! hopefully that will make everything easier on all of us. Nikki Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 8, 2003 Report Share Posted July 8, 2003 In a message dated 7/8/2003 8:30:09 PM Central Daylight Time, amy.sosa@... writes: > Unfortunately, you cannot have money in the bank You can have up tp $3000 in assets like a checking account or a second car. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 8, 2003 Report Share Posted July 8, 2003 In a message dated 7/8/2003 8:30:09 PM Central Daylight Time, amy.sosa@... writes: > Unfortunately, you cannot have money in the bank You can have up tp $3000 in assets like a checking account or a second car. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 In a message dated 7/9/2003 9:41:24 AM Central Daylight Time, amy.sosa@... writes: > You will be denied if you have resources of over $2000 and the value of > the second car has to be below a certain amount but don't recall what > that is. > > Both my boys were denied because of the $2000 in resources just within > the last month. How much is your income? We are allowed $3000.00 in assets. But our income is low. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 In a message dated 7/9/2003 9:41:24 AM Central Daylight Time, amy.sosa@... writes: > You will be denied if you have resources of over $2000 and the value of > the second car has to be below a certain amount but don't recall what > that is. > > Both my boys were denied because of the $2000 in resources just within > the last month. How much is your income? We are allowed $3000.00 in assets. But our income is low. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Wow that is crazy, We have a family of five and our income is 2600 a month. We have no bank account but when we bought our second car a few months ago I called to find out how much I could spand on a car before it became over the asset limti, they said $3000. but tht anything you owed on the car would not be counted as an asset. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Wow that is crazy, We have a family of five and our income is 2600 a month. We have no bank account but when we bought our second car a few months ago I called to find out how much I could spand on a car before it became over the asset limti, they said $3000. but tht anything you owed on the car would not be counted as an asset. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, alison859@... writes: > Do they consider retirement funds (i.e. 401Ks) Yes, but only the amount that is vested. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, alison859@... writes: > Do they consider retirement funds (i.e. 401Ks) Yes, but only the amount that is vested. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 You will be denied if you have resources of over $2000 and the value of the second car has to be below a certain amount but don't recall what that is. Both my boys were denied because of the $2000 in resources just within the last month. Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 Re: ssi income reqs...gross or net? You can have up tp $3000 in assets like a checking account or a second car. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 You will be denied if you have resources of over $2000 and the value of the second car has to be below a certain amount but don't recall what that is. Both my boys were denied because of the $2000 in resources just within the last month. Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 Re: ssi income reqs...gross or net? You can have up tp $3000 in assets like a checking account or a second car. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Our income is $0.00. My husband was laid off last October and now the unemployment has run out. But each of my kiddos has a certificate of deposit (CD) worth about $1400.00 yet they do not mature until late August so we can't touch them. But that amount added to what we have in the bank to live on and the value of my second car put us over. For my oldest son (18) they counted what he is saving in the bank for a car from his paychecks so that along with his CD kicked him out. How many in your family? That also will determine was you are allowed asset wise. There are 5 of us but with my oldest being 18, full time student, yet holding down a job - that worked against us. And on top of that - our insurance company paid us for a claim for a new roof due to hail damage and another claim for being hit by an uninsured motorist. They considered that income. Go figure. Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 Re: ssi income reqs...gross or net? How much is your income? We are allowed $3000.00 in assets. But our income is low. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Our income is $0.00. My husband was laid off last October and now the unemployment has run out. But each of my kiddos has a certificate of deposit (CD) worth about $1400.00 yet they do not mature until late August so we can't touch them. But that amount added to what we have in the bank to live on and the value of my second car put us over. For my oldest son (18) they counted what he is saving in the bank for a car from his paychecks so that along with his CD kicked him out. How many in your family? That also will determine was you are allowed asset wise. There are 5 of us but with my oldest being 18, full time student, yet holding down a job - that worked against us. And on top of that - our insurance company paid us for a claim for a new roof due to hail damage and another claim for being hit by an uninsured motorist. They considered that income. Go figure. Amy " I don't suffer from stress.....I'm a carrier! " North Central Texas Federation of Families for Children's Mental Health (NCTFFCMH) Website: <http://pages.ivillage.com/nctffcmh/index.html> http://pages.ivillage.com/nctffcmh/index.html NCTFFCMH Email: nctffcmh.tx@... Amy A. Sosa Executive Director amy.sosa@... Phone: 972.462.9265 Fax: 972.462.1002 Cell: 214.334.4020 Re: ssi income reqs...gross or net? How much is your income? We are allowed $3000.00 in assets. But our income is low. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 During my phone interview yesterday I was quoted a total monthly amount of $2887 for a family of 3. If we get it now, we won't later when/if I go back to work...I am checking into a waiver; anyone have any experience with it? Nikki > You will be denied if you have resources of over $2000 and the value of > the second car has to be below a certain amount but don't recall what > that is. > > Both my boys were denied because of the $2000 in resources just within > the last month. > > > Amy > > " I don't suffer from stress.....I'm a carrier! " > > > > North Central Texas Federation of Families for > > Children's Mental Health (NCTFFCMH) > > Website: <http://pages.ivillage.com/nctffcmh/index.html> > http://pages.ivillage.com/nctffcmh/index.html > > NCTFFCMH Email: nctffcmh.tx@v... > > > > Amy A. Sosa > > Executive Director > > amy.sosa@v... > > Phone: 972.462.9265 > > Fax: 972.462.1002 > > Cell: 214.334.4020 > > Re: ssi income reqs...gross or net? > > > > You can have up tp $3000 in assets like a checking account or a second > car. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 During my phone interview yesterday I was quoted a total monthly amount of $2887 for a family of 3. If we get it now, we won't later when/if I go back to work...I am checking into a waiver; anyone have any experience with it? Nikki > You will be denied if you have resources of over $2000 and the value of > the second car has to be below a certain amount but don't recall what > that is. > > Both my boys were denied because of the $2000 in resources just within > the last month. > > > Amy > > " I don't suffer from stress.....I'm a carrier! " > > > > North Central Texas Federation of Families for > > Children's Mental Health (NCTFFCMH) > > Website: <http://pages.ivillage.com/nctffcmh/index.html> > http://pages.ivillage.com/nctffcmh/index.html > > NCTFFCMH Email: nctffcmh.tx@v... > > > > Amy A. Sosa > > Executive Director > > amy.sosa@v... > > Phone: 972.462.9265 > > Fax: 972.462.1002 > > Cell: 214.334.4020 > > Re: ssi income reqs...gross or net? > > > > You can have up tp $3000 in assets like a checking account or a second > car. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Do they consider retirement funds (i.e. 401Ks) Alison T. Mom of 15 yo Charlie--dyslexia/ADHD/no meds 11 yo Zackary-- Asperger's/mood disorder/depakote, risperdal, effexor XR, Adderall XR, cogentin 10 yo Chris-- ADHD/risperdal/adderall 8 yo --Bipolar/ADHD inattentive type/topomax/eskalith/zyprexa 7 yo ID Twins Cameron & Connor--reading delayed/ALL BOY! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 9, 2003 Report Share Posted July 9, 2003 Do they consider retirement funds (i.e. 401Ks) Alison T. Mom of 15 yo Charlie--dyslexia/ADHD/no meds 11 yo Zackary-- Asperger's/mood disorder/depakote, risperdal, effexor XR, Adderall XR, cogentin 10 yo Chris-- ADHD/risperdal/adderall 8 yo --Bipolar/ADHD inattentive type/topomax/eskalith/zyprexa 7 yo ID Twins Cameron & Connor--reading delayed/ALL BOY! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 10, 2003 Report Share Posted July 10, 2003 Maybe this will help. Tonya http://best.ssa.gov/index.cfm The Benefit Eligibility Screening Tool (BEST) is a tool that you can use to find out if you could be eligible for benefits from any of the programs Social Security administers. This tool will give you eligibility information based on answers you give to the questions on the following pages; however, BEST is not an application for benefits and: Re: ssi income reqs...gross or net? Do they consider retirement funds (i.e. 401Ks) Alison T. Mom of 15 yo Charlie--dyslexia/ADHD/no meds 11 yo Zackary-- Asperger's/mood disorder/depakote, risperdal, effexor XR, Adderall XR, cogentin 10 yo Chris-- ADHD/risperdal/adderall 8 yo --Bipolar/ADHD inattentive type/topomax/eskalith/zyprexa 7 yo ID Twins Cameron & Connor--reading delayed/ALL BOY! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 10, 2003 Report Share Posted July 10, 2003 Maybe this will help. Tonya http://best.ssa.gov/index.cfm The Benefit Eligibility Screening Tool (BEST) is a tool that you can use to find out if you could be eligible for benefits from any of the programs Social Security administers. This tool will give you eligibility information based on answers you give to the questions on the following pages; however, BEST is not an application for benefits and: Re: ssi income reqs...gross or net? Do they consider retirement funds (i.e. 401Ks) Alison T. Mom of 15 yo Charlie--dyslexia/ADHD/no meds 11 yo Zackary-- Asperger's/mood disorder/depakote, risperdal, effexor XR, Adderall XR, cogentin 10 yo Chris-- ADHD/risperdal/adderall 8 yo --Bipolar/ADHD inattentive type/topomax/eskalith/zyprexa 7 yo ID Twins Cameron & Connor--reading delayed/ALL BOY! Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 11, 2003 Report Share Posted July 11, 2003 That's jacked up! I have a decent amount in my 401K, and it is 100% vested, but that doesn't mean that I can take the money out and use it like a savings account without costing me a LOT of money down the road! I don't think I'll bother w/ SSI. Seems like just another path to frustration. Blessings, :-( ________________________________________________ Get your own " 800 " number Voicemail, fax, email, and a lot more http://www.ureach.com/reg/tag - > In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, > alison859@... writes: > > > Do they consider retirement funds (i.e. 401Ks) > > Yes, but only the amount that is vested. > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 11, 2003 Report Share Posted July 11, 2003 That's jacked up! I have a decent amount in my 401K, and it is 100% vested, but that doesn't mean that I can take the money out and use it like a savings account without costing me a LOT of money down the road! I don't think I'll bother w/ SSI. Seems like just another path to frustration. Blessings, :-( ________________________________________________ Get your own " 800 " number Voicemail, fax, email, and a lot more http://www.ureach.com/reg/tag - > In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, > alison859@... writes: > > > Do they consider retirement funds (i.e. 401Ks) > > Yes, but only the amount that is vested. > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2003 Report Share Posted July 12, 2003 Well, I have to agree! The other thing that is jacked up is the new tax break that just shoved us over the max limit for SSI!! We were very close anyway and that's why I was asking about gross/net. I think I will be cancelling my Tues appt and figuring out other means. What a catch21!!! Welcome to America! :)hehe Nikki > > > In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, > > > alison859@h... writes: > > > > > Do they consider retirement funds (i.e. 401Ks) > > > > Yes, but only the amount that is vested. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2003 Report Share Posted July 12, 2003 Well, I have to agree! The other thing that is jacked up is the new tax break that just shoved us over the max limit for SSI!! We were very close anyway and that's why I was asking about gross/net. I think I will be cancelling my Tues appt and figuring out other means. What a catch21!!! Welcome to America! :)hehe Nikki > > > In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, > > > alison859@h... writes: > > > > > Do they consider retirement funds (i.e. 401Ks) > > > > Yes, but only the amount that is vested. > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted July 12, 2003 Report Share Posted July 12, 2003 Well, I have to agree! The other thing that is jacked up is the new tax break that just shoved us over the max limit for SSI!! We were very close anyway and that's why I was asking about gross/net. I think I will be cancelling my Tues appt and figuring out other means. What a catch21!!! Welcome to America! :)hehe Nikki > > > In a message dated 7/9/2003 10:43:55 AM Central Daylight Time, > > > alison859@h... writes: > > > > > Do they consider retirement funds (i.e. 401Ks) > > > > Yes, but only the amount that is vested. > > > > > > Quote Link to comment Share on other sites More sharing options...
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