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Hi ,

First off, you must have worked FT in the last 10 - 15 years to

qualify. More importantly, you need to NOT be able to do your job

because of disability and found " disabled " by the SSA. Not a big

battle, alot of paperwork, and before you file, you must have stopped

working due to your disability. Your age is also taken into

consideration. Medical records are needed along with your

application, so your doctor/doctors need to submit info. An initial

administrative approval can take as little as 90 days - on the other

hand, if a case goes all the way to the Appeals Council or beyond

(like to Federal Court) it can take a couple of years.

Have a look at the info here and please feel free to email me off

list if you like. Oh, one other thing regarding 'qualifications' -

you must have a disabiling condition that is expected to last 12

months or more. Remember, bottom line, SSA only cares if you can work

or not - and their definition of " disability " is made on a case by

case basis. http://www.ssa.gov/disability/

There are some other " rules " coming out soon from SSA on this issue,

but first a Congressional Hearing will take place because several

attorneys (and myself) have found these " new rules " to be completely

discrimatory to claimants.

You might also check with your State, to see if they have Disability

Benefits, because if it takes, say 6 months for your local SSA office

to make a determination, you won't have any $ and in some States,

like California, there is State Disability, that begins almost

immediately once a person no longer works, and provides $ until SSDI

is approved.

Hope this helps some.

~ Gretchen

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