Guest guest Posted October 25, 2006 Report Share Posted October 25, 2006 In a message dated 10/25/2006 12:43:55 P.M. Eastern Daylight Time, DebbieD78@... writes: I wrote to the guild asking if I undertstood correctly that they were making it mandatory for you to subsrcibe to the new company they found to insure every type of product as RLI only insures soap not skincare & you all know te capper thing going on. I really did not think they could legally MAKE you take the insurance they found for their members but I rec'd a post from the head of the guild yesterday stating that in order to join you must take the insurance too. I re-joined this past spring at their usual $80/yr fee and now MUST pay more to stay a member.The fee is close to $450. I was a little perturbed-I am assuming, sice they jointly worked with donna MArie's group to find this insurance company that they are also mandating this to belong to their group as well? ~~~~~~~~~~~~~~~~~~~~~~~ Deb, As I understand it, if you have a current membership, your price is good until you renew. Then yes, you have to pay for the insurance. I checked a little bit into Donna 's, and it seems that unless you have insurance through HMSG, you have to get insurance through them to join. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2006 Report Share Posted October 25, 2006 I wrote to the guild asking if I undertstood correctly that they were making it mandatory for you to subsrcibe to the new company they found to insure every type of product as RLI only insures soap not skincare & you all know te capper thing going on. I really did not think they could legally MAKE you take the insurance they found for their members but I rec'd a post from the head of the guild yesterday stating that in order to join you must take the insurance too. I re-joined this past spring at their usual $80/yr fee and now MUST pay more to stay a member.The fee is close to $450. I was a little perturbed-I am assuming, sice they jointly worked with donna MArie's group to find this insurance company that they are also mandating this to belong to their group as well? deb Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2006 Report Share Posted October 25, 2006 In a message dated 10/25/2006 5:33:39 P.M. Eastern Daylight Time, luzimarrod@... writes: I was wondering are these insurance rates through Donna and the other site, Soaper's something... I forget the name now... no good? I've been soaping as a hobby since 1994. I've done fairs with a friend of mine who has insurance and the proper vendor's permits, etc... but as I'm growing, I'm looking for insurance, licenses, etc., to begin at the new year. ~~~~~~~~~~~~~~~~~~~~~~~~~~~ Marisol, the insurance coverage, itself, seems to be great, although you would want to read every bit of the policy and get whatever advice you need to decide for yourself. The problem is that for someone who already has adequate insurance, esp. if it costs less, they either have to give it up or not be a member of either group. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2006 Report Share Posted October 25, 2006 In a message dated 10/25/2006 7:40:39 P.M. Eastern Daylight Time, luzimarrod@... writes: What other insurance company charges less? I mean, 500 plus is the lowest I've come across, being that I'm in NYC. ~~~~~~~~~~~~~~~~~~~~~~~~~ Some people in NY have Finger Lakes Fire & Casualty. Being in NYC probably means it will be more expensive for you. Try Bowers at 607-962-6596, Fax: 607-936-8776. Email: _bowersandassocins@..._ (mailto:bowersandassocins@...) . This is the info. we got in July from the CNY Soapers Gathering. Everyone should try their homeowner's ins. first. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 25, 2006 Report Share Posted October 25, 2006 Byrne, What other insurance company charges less? I mean, 500 plus is the lowest I've come across, being that I'm in NYC. Marisol in Brooklyn ByrneBunch@... wrote: In a message dated 10/25/2006 5:33:39 P.M. Eastern Daylight Time, luzimarrod@... writes: I was wondering are these insurance rates through Donna and the other site, Soaper's something... I forget the name now... no good? I've been soaping as a hobby since 1994. I've done fairs with a friend of mine who has insurance and the proper vendor's permits, etc... but as I'm growing, I'm looking for insurance, licenses, etc., to begin at the new year. ~~~~~~~~~~~~~~~~~~~~~~~~~~~ Marisol, the insurance coverage, itself, seems to be great, although you would want to read every bit of the policy and get whatever advice you need to decide for yourself. The problem is that for someone who already has adequate insurance, esp. if it costs less, they either have to give it up or not be a member of either group. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 In a message dated 10/26/2006 7:36:31 A.M. Eastern Daylight Time, jlv40@... writes: I have RLI and find it's very reasonable. ~~~~~~~~~~~~~~~~~~~~~~~~~~ But RLI is discontinuing their coverage. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 I have RLI and find it's very reasonable. Jeanine Jeanine's Hummingbird Soap Works _____ From: [mailto: ] On Behalf Of ByrneBunch@... Sent: Wednesday, October 25, 2006 9:27 PM Subject: Re: HMSG mandated insurance In a message dated 10/25/2006 7:40:39 P.M. Eastern Daylight Time, luzimarrod (DOT) <mailto:luzimarrod%40> com writes: What other insurance company charges less? I mean, 500 plus is the lowest I've come across, being that I'm in NYC. ~~~~~~~~~~~~~~~~~~~~~~~~~ Some people in NY have Finger Lakes Fire & Casualty. Being in NYC probably means it will be more expensive for you. Try Bowers at 607-962-6596, Fax: 607-936-8776. Email: _bowersandassocins@ <mailto:_bowersandassocins%40hotmail.com> hotmail.com_ (mailto:bowersandassocins@ <mailto:bowersandassocins%40hotmail.com> hotmail.com) . This is the info. we got in July from the CNY Soapers Gathering. Everyone should try their homeowner's ins. first. Beth _www.soapandgarden.com_ (http://www.soapandg <http://www.soapandgarden.com/> arden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 In a message dated 10/26/2006 2:00:27 P.M. Eastern Daylight Time, jlv40@... writes: Haven't heard anything so far. ~~~~~~~~~~~~~~~~~~~~~~~~~~~ I think most people have gotten notice that they have a $5000 cap, at least. Beth _www.soapandgarden.com_ (http://www.soapandgarden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 > I have RLI and find it's very reasonable. Jeanine Bob & I looked into RLI-told us they do not cover anything other than soap according to the rep out in CA. I also was told NY was not under the $5,000 capper but with so much confusion we are waiting it out. I did not think a not for profit group cold force you into taking their insurance. goodness this is confusing isn't it. Deb Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 I'm in NY and the cap does apply to me. Maybe you're grandfathered in until you renew? I'm also covered for everything I do. The only problem I have is that cap! Diane www.GreenFireHerbs.com " Never say 'can't' when there's a 'How About This' still to be tried! " Ask me about our sister company for website development, accepting credit cards, and other Internet services Debbie Sturdevant wrote: > > > > I have RLI and find it's very reasonable. > Jeanine > Bob & I looked into RLI-told us they do not cover anything other than > soap according to the rep out in CA. I also was told NY was not under > the $5,000 capper but with so much confusion we are waiting it out. I > did not think a not for profit group cold force you into taking their > insurance. goodness this is confusing isn't it. > Deb > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 Haven't heard anything so far. Jeanine Jeanine's Hummingbird Soap Works _____ From: [mailto: ] On Behalf Of ByrneBunch@... Sent: Thursday, October 26, 2006 8:26 AM Subject: Re: HMSG mandated insurance In a message dated 10/26/2006 7:36:31 A.M. Eastern Daylight Time, jlv40verizon (DOT) <mailto:jlv40%40verizon.net> net writes: I have RLI and find it's very reasonable. ~~~~~~~~~~~~~~~~~~~~~~~~~~ But RLI is discontinuing their coverage. Beth _www.soapandgarden.com_ (http://www.soapandg <http://www.soapandgarden.com/> arden.com/) www.saponifier.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted October 26, 2006 Report Share Posted October 26, 2006 What a shame if you have to be forced into this insurance package. Jeanine Jeanine's Hummingbird Soap Works _____ From: [mailto: ] On Behalf Of Debbie Sturdevant Sent: Thursday, October 26, 2006 11:21 AM Subject: Re: HMSG mandated insurance > I have RLI and find it's very reasonable. Jeanine Bob & I looked into RLI-told us they do not cover anything other than soap according to the rep out in CA. I also was told NY was not under the $5,000 capper but with so much confusion we are waiting it out. I did not think a not for profit group cold force you into taking their insurance. goodness this is confusing isn't it. Deb Quote Link to comment Share on other sites More sharing options...
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