[Fwd: FW: New Credit Card Scam Warning]

[Guest guest]

----------------------- New Credit Card Scam Warning

>Date: Tue, 12 Sep 2006 17:32:43 -0700

>

>Message

>

>Hi all, I just got this from my old employer about an interesting credit

>card scam going on now. Read this and be aware.

>

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>

>

>

>Hey everyone, wasn't the Sheriff's discussion at the August luncheon

>interesting? One of the things his department does is forward breaking

>news stories and scam alerts to us. This one was received just last week

>and it seemed like something any of us could fall for, so I'm forwarding it

>here. Please read, be aware, and forward to your staff and family if you

>feel appropriate. Remember, this came directly from the Washington County

>Sheriff's Department:

>

>

>

>New Credit Card Scam

>

>This one is pretty slick since they provide YOU with all the information,

>except the one piece they want

>

>Note, the callers do not ask for your card number; they already have it.

>This information is worth reading. By understanding how the VISA &

>MasterCard Telephone Credit Card Scam works, you'll be better prepared to

>protect yourself.

>

>One of our employees was called on Wednesday from " VISA " , and another was

>called on Thursday from " MasterCard " .

>

>The scam works like this: Person calling says, " This is (name), and I'm

>calling from the Security and Fraud Department at VISA. My Badge number is

>12460. Your card has been flagged for an unusual purchase pattern, and I'm

>calling to verify. This would be on your VISA card which was issued by

>(name of bank). Did you purchase an Anti-Telemarketing Device for $497.99

>from a Marketing company based in Arizona? "

>

>When you say " No " , the caller continues with, " Then we will be issuing a

>credit to your account. This is a company we have been watching and the

>charges range from $297 to $497, just under the $500 purchase pattern that

>flags most cards. Before your next statement, the credit will be sent to

>(gives you your address), is that correct? "

>

>You say " yes " . The caller continues - " I will be starting a Fraud

>investigation. If you have any questions, you should call the 1- 800 number

>listed on the back of your card (1-800-VISA) and ask for Security.

>

>You will need to refer to this Control Number. The caller then gives you a

>6 digit number. " Do you need me to read it again? "

>

>Here's the IMPORTANT part on how the scam works. The caller then says, " I

>need to verify you are in possession of your card " . He/She will ask you to

> " turn your card over and look for some numbers " .

>

>There are 7 numbers; the first 4 are part of your card number, the next 3

>are the security numbers that verify you are the possessor of the card.

>These are the numbers you sometimes use to make Internet purchases to prove

>you have the card. The caller will ask you to read the 3 numbers to him.

>After you tell the caller the 3 numbers he/she will say, " That is correct,

>I just needed to verify that the card has not been lost or stolen, and that

>you still have your card. Do you have any other questions? " After you say

>No, the caller then thanks you and states, " Don't hesitate to call back if

>you do " , and hangs up.

>

>You actually say very little, and they never ask for or tell you the Card

>number. But after we were called on Wednesday, we called back within 20

>minutes to ask a question. Are we glad we did! The REAL VISA Security

>Department told us it was a scam and in the last 15 minutes a new purchase

>of $497.99 was charged to our card.

>

>Long story made short - we made a real fraud report and closed the VISA

>account. VISA is reissuing us a new number.

>

>What the scammers want is the 3-digit PIN number on the back of the card.

>Don't give it to them. Instead, tell them you'll call VISA or Master card

>directly for verification of their conversation.

>

>The real VISA told us that they will never ask for anything on the card as

>they already know the information since they issued the card! If you give

>the scammers your 3 Digit PIN Number, you think you're receiving a credit.

>However, by the time you get your statement you'll see charges for

>purchases you didn't make, and by then it's almost too late and/or more

>difficult to actually file a fraud report.

>

>What makes this more remarkable is that on Thursday, I got a call from a

> " of MasterCard " with a word-for-word repeat of the VISA

>scam. This time I didn't let him finish. I hung up! We filed a police

>report, as instructed by VISA The police said they are taking several of

>these reports daily! They also urged us to tell everybody we know that this

>scam is happening.

>

>

>

>

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