RE: Malpractice malpractice!?!

[Guest guest]

In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time, drbobdc@... writes:

Needless to say, I'm now shopping for malpractice insurance today... Any suggestions!? (I've been with NCMIC...they kept raising my rates, and lowering/abolishing my "rebate," so they're just money hungry pigs as well...). (can I sue my malpractice company for malpractice!?!?).

If you do not do acupuncture then it seems the best I have found is HPSI. You can reach them at 1-800-423-1520 and ask for Harvey. Its about $700 per year. Acupuncture is a seperate insurance policy at about $2300 per year in which case you are better off with NCMIC. I had them as my malpractice carrier through my school when I was doing my medical clinical rotations. The service was excellent! There was 4 or 5 times that I needed something done and they took care of it that day!

Anglen

[Guest guest]

In a message dated 5/10/2006 8:57:03 AM US Mountain Standard Time, CSimpson@... writes:

And it's safe to say that there isn't an MD anywhere, in any hospital that does not have malpractice

Actually due to the extreme malpractice insurance on some specialties like obstetrics, there are some small pockets that have refused to carry it - inform their patients of it - and have their patients sign a waiver that they know there is no malpractice and they agree to it or they can leave.

Anglen

[Guest guest]

You get what you pay for.

NCMIC is an excellent company, and always stands behind the

chiropractor, and has a long history, they will be around next year, and

the year after that.

I recently did some consultation work for an atty in Texas, re: a

chiropractor being sued for malpractice,

despite his errors and omissions, NCMIC went beyond what was necessary

to defend him,

the atty said that is how NCMIC works, they are solid,

What is quality of coverage worth???

malpractice ins is about peace of mind, don't forget that.

Marc

Marc Heller, DC

mheller@...

www.MarcHellerDC.com

ang320@... wrote:

> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

> drbobdc@... writes:

>

>> Needless to say, I'm now shopping for malpractice insurance today...

>> Any suggestions!? (I've been with NCMIC...they kept raising my

>> rates, and lowering/abolishing my " rebate, " so they're just money

>> hungry pigs as well...). (can I sue my malpractice company for

>> malpractice!?!?).

>

>

> If you do not do acupuncture then it seems the best I have found is

> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

> Its about $700 per year. Acupuncture is a seperate insurance policy at

> about $2300 per year in which case you are better off with NCMIC. I

> had them as my malpractice carrier through my school when I was doing

> my medical clinical rotations. The service was excellent! There was 4

> or 5 times that I needed something done and they took care of it that day!

>

> Anglen

>

> OregonDCs rules:

> 1. Keep correspondence professional; the purpose of the listserve is

> to foster communication and collegiality. No personal attacks on

> listserve members will be tolerated.

> 2. Always sign your e-mails with your first and last name.

> 3. The listserve is not secure; your e-mail could end up anywhere.

> However, it is against the rules of the listserve to copy, print,

> forward, or otherwise distribute correspondence written by another

> member without his or her consent, unless all personal identifiers

> have been removed.

>

>

>

>

[Guest guest]

Chuck,

I am as self loathing as a chiropractor should be considering that we are

capitalists, not real doctors, and so on (sarcasm intended) but help me out

here. What do you mean when you say,

> " I would only add that malpractice insurance is not about protecting " us, " it

is about protecting our patients. "

Isn't it our responsibility to practice ethically while malpractice

insurance protects us from spurious claims? We are bound by laws, ethics,

and our oath to protect the public from injury by our hands or others.

Therefore, is this insurance not about protecting " us, " ?

( E. Abrahamson, D.C.)

Chiropractic physician

Lake Oswego Chiropractic Clinic

315 Second Street

Lake Oswego, OR 97034

503-635-6246

Website: http://www.lakeoswegochiro.com

> From: " Chuck Simpson, DC " <csimpson@...>

> Date: Wed, 10 May 2006 08:06:12 -0700

> Marc Heller <mheller@...>, <ang320@...>

> Cc: <drbobdc@...>, < >

> Conversation: Malpractice malpractice!?!

> Subject: RE: Malpractice malpractice!?!

>

> Marc, et. al.,

>

> I couldn't agree more. NCMIC is definitely not the least expensive, but it is

> the best value.

>

> I would only add that malpractice insurance is not about protecting " us, " it

> is about protecting our patients.

>

> A. Simpson, DC

> Vice President, Medical Director

> Complementary Healthcare Plans

> 6600 SW 105th Avenue, Suite 115

> Beaverton, OR 97008

> 503-619-2041

> csimpson@...

> Re: Malpractice malpractice!?!

>

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year, and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>> drbobdc@... writes:

>>

>>> Needless to say, I'm now shopping for malpractice insurance today...

>>> Any suggestions!? (I've been with NCMIC...they kept raising my

>>> rates, and lowering/abolishing my " rebate, " so they're just money

>>> hungry pigs as well...). (can I sue my malpractice company for

>>> malpractice!?!?).

>>

>>

>> If you do not do acupuncture then it seems the best I have found is

>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

>> Its about $700 per year. Acupuncture is a seperate insurance policy at

>> about $2300 per year in which case you are better off with NCMIC. I

>> had them as my malpractice carrier through my school when I was doing

>> my medical clinical rotations. The service was excellent! There was 4

>> or 5 times that I needed something done and they took care of it that day!

>>

>> Anglen

>>

>> OregonDCs rules:

>> 1. Keep correspondence professional; the purpose of the listserve is

>> to foster communication and collegiality. No personal attacks on

>> listserve members will be tolerated.

>> 2. Always sign your e-mails with your first and last name.

>> 3. The listserve is not secure; your e-mail could end up anywhere.

>> However, it is against the rules of the listserve to copy, print,

>> forward, or otherwise distribute correspondence written by another

>> member without his or her consent, unless all personal identifiers

>> have been removed.

>>

>>

>>

>>

[Guest guest]

The value of the listserve again.

If we did not have this conversation, we might not know that the more

expensive, NCMIC is better on the delivery end. I also have a friend who was

defended by NCMIC. They went above and beyond. Too bad Freeman is gone, he

could probably lend inside light on the conversation.

( E. Abrahamson, D.C.)

Chiropractic physician

Lake Oswego Chiropractic Clinic

315 Second Street

Lake Oswego, OR 97034

503-635-6246

Website: http://www.lakeoswegochiro.com

> From: R Johansen <drjohansen@...>

> Date: Wed, 10 May 2006 08:24:31 -0700

> <mheller@...>

> Cc: <ang320@...>, <drbobdc@...>, < >

> Subject: Re: Malpractice malpractice!?!

>

> Ditto to Marc Heller's response below. I also have worked for NCMIC as a

> consultant. They spent $40,000 defending an Oregon DC against a bogus

> claim that was withdrawn days before the scheduled trial.BTW, CBS

> Insurance is the one touted by Wrongberg et al, so that immediately

> raises a concern with me. Did you see that a Wrongberg affiliated group

> is sponsoring a weekend course to German lay practioners to become

> chiropractors after a few hundred hours of instruction?

> I'll pay the piper and let NCMIC be my company.

> Ron Johansen DC, DABCO, Portland

>

> On Wed, 10 May 2006 07:52:44 -0700 Marc Heller <mheller@...>

> writes:

>> You get what you pay for.

>> NCMIC is an excellent company, and always stands behind the

>> chiropractor, and has a long history, they will be around next year,

>> and

>> the year after that.

>> I recently did some consultation work for an atty in Texas, re: a

>> chiropractor being sued for malpractice,

>> despite his errors and omissions, NCMIC went beyond what was

>> necessary

>> to defend him,

>> the atty said that is how NCMIC works, they are solid,

>>

>> What is quality of coverage worth???

>> malpractice ins is about peace of mind, don't forget that.

>>

>> Marc

>>

>> Marc Heller, DC

>> mheller@...

>> www.MarcHellerDC.com

>>

>>

>>

>> ang320@... wrote:

>>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>>

>>> drbobdc@... writes:

>>>

>>>> Needless to say, I'm now shopping for malpractice insurance

>> today...

>>>> Any suggestions!? (I've been with NCMIC...they kept raising my

>>>> rates, and lowering/abolishing my " rebate, " so they're just money

>>

>>>> hungry pigs as well...). (can I sue my malpractice company for

>>>> malpractice!?!?).

>>>

>>>

>>> If you do not do acupuncture then it seems the best I have found

>> is

>>> HPSI. You can reach them at 1-800-423-1520 and ask for

>> Harvey.

>>> Its about $700 per year. Acupuncture is a seperate insurance

>> policy at

>>> about $2300 per year in which case you are better off with NCMIC.

>> I

>>> had them as my malpractice carrier through my school when I was

>> doing

>>> my medical clinical rotations. The service was excellent! There

>> was 4

>>> or 5 times that I needed something done and they took care of it

>> that day!

>>>

>>> Anglen

>>>

>>> OregonDCs rules:

>>> 1. Keep correspondence professional; the purpose of the listserve

>> is

>>> to foster communication and collegiality. No personal attacks on

>>> listserve members will be tolerated.

>>> 2. Always sign your e-mails with your first and last name.

>>> 3. The listserve is not secure; your e-mail could end up anywhere.

>>

>>> However, it is against the rules of the listserve to copy, print,

>>

>>> forward, or otherwise distribute correspondence written by another

>>

>>> member without his or her consent, unless all personal identifiers

>>

>>> have been removed.

>>>

>>>

>>>

>>>

[Guest guest]

Marc, et. al.,

I couldn't agree more. NCMIC is definitely not the least expensive, but it is

the best value.

I would only add that malpractice insurance is not about protecting " us, " it is

about protecting our patients.

A. Simpson, DC

Vice President, Medical Director

Complementary Healthcare Plans

6600 SW 105th Avenue, Suite 115

Beaverton, OR 97008

503-619-2041

csimpson@...

Re: Malpractice malpractice!?!

You get what you pay for.

NCMIC is an excellent company, and always stands behind the

chiropractor, and has a long history, they will be around next year, and

the year after that.

I recently did some consultation work for an atty in Texas, re: a

chiropractor being sued for malpractice,

despite his errors and omissions, NCMIC went beyond what was necessary

to defend him,

the atty said that is how NCMIC works, they are solid,

What is quality of coverage worth???

malpractice ins is about peace of mind, don't forget that.

Marc

Marc Heller, DC

mheller@...

www.MarcHellerDC.com

ang320@... wrote:

> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

> drbobdc@... writes:

>

>> Needless to say, I'm now shopping for malpractice insurance today...

>> Any suggestions!? (I've been with NCMIC...they kept raising my

>> rates, and lowering/abolishing my " rebate, " so they're just money

>> hungry pigs as well...). (can I sue my malpractice company for

>> malpractice!?!?).

>

>

> If you do not do acupuncture then it seems the best I have found is

> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

> Its about $700 per year. Acupuncture is a seperate insurance policy at

> about $2300 per year in which case you are better off with NCMIC. I

> had them as my malpractice carrier through my school when I was doing

> my medical clinical rotations. The service was excellent! There was 4

> or 5 times that I needed something done and they took care of it that day!

>

> Anglen

>

> OregonDCs rules:

> 1. Keep correspondence professional; the purpose of the listserve is

> to foster communication and collegiality. No personal attacks on

> listserve members will be tolerated.

> 2. Always sign your e-mails with your first and last name.

> 3. The listserve is not secure; your e-mail could end up anywhere.

> However, it is against the rules of the listserve to copy, print,

> forward, or otherwise distribute correspondence written by another

> member without his or her consent, unless all personal identifiers

> have been removed.

>

>

>

>

[Guest guest]

Ditto to Marc Heller's response below. I also have worked for NCMIC as a

consultant. They spent $40,000 defending an Oregon DC against a bogus

claim that was withdrawn days before the scheduled trial.BTW, CBS

Insurance is the one touted by Wrongberg et al, so that immediately

raises a concern with me. Did you see that a Wrongberg affiliated group

is sponsoring a weekend course to German lay practioners to become

chiropractors after a few hundred hours of instruction?

I'll pay the piper and let NCMIC be my company.

Ron Johansen DC, DABCO, Portland

On Wed, 10 May 2006 07:52:44 -0700 Marc Heller <mheller@...>

writes:

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year,

> and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was

> necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

> > In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>

> > drbobdc@... writes:

> >

> >> Needless to say, I'm now shopping for malpractice insurance

> today...

> >> Any suggestions!? (I've been with NCMIC...they kept raising my

> >> rates, and lowering/abolishing my " rebate, " so they're just money

>

> >> hungry pigs as well...). (can I sue my malpractice company for

> >> malpractice!?!?).

> >

> >

> > If you do not do acupuncture then it seems the best I have found

> is

> > HPSI. You can reach them at 1-800-423-1520 and ask for

> Harvey.

> > Its about $700 per year. Acupuncture is a seperate insurance

> policy at

> > about $2300 per year in which case you are better off with NCMIC.

> I

> > had them as my malpractice carrier through my school when I was

> doing

> > my medical clinical rotations. The service was excellent! There

> was 4

> > or 5 times that I needed something done and they took care of it

> that day!

> >

> > Anglen

> >

> > OregonDCs rules:

> > 1. Keep correspondence professional; the purpose of the listserve

> is

> > to foster communication and collegiality. No personal attacks on

> > listserve members will be tolerated.

> > 2. Always sign your e-mails with your first and last name.

> > 3. The listserve is not secure; your e-mail could end up anywhere.

>

> > However, it is against the rules of the listserve to copy, print,

>

> > forward, or otherwise distribute correspondence written by another

>

> > member without his or her consent, unless all personal identifiers

>

> > have been removed.

> >

> >

> >

> >

[Guest guest]

I too have to put a plug in for NCMIC. I used to be with OUM and then CBS

and their premiums kept going up and no dividend like I now get from NCMIC.

I also have a disability policy with them.

<html><DIV> Knecht DC </DIV>Namaste Chiropractic

<DIV></DIV>1809 NW

<DIV></DIV>Portland, OR 97209

<DIV></DIV>503-226-8010</html>

From: Marc Heller <mheller@...>

ang320@...

CC: drbobdc@...,

Subject: Re: Malpractice malpractice!?!

Date: Wed, 10 May 2006 07:52:44 -0700

You get what you pay for.

NCMIC is an excellent company, and always stands behind the

chiropractor, and has a long history, they will be around next year, and

the year after that.

I recently did some consultation work for an atty in Texas, re: a

chiropractor being sued for malpractice,

despite his errors and omissions, NCMIC went beyond what was necessary

to defend him,

the atty said that is how NCMIC works, they are solid,

What is quality of coverage worth???

malpractice ins is about peace of mind, don't forget that.

Marc

Marc Heller, DC

mheller@...

www.MarcHellerDC.com

ang320@... wrote:

> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

> drbobdc@... writes:

>

>> Needless to say, I'm now shopping for malpractice insurance today...

>> Any suggestions!? (I've been with NCMIC...they kept raising my

>> rates, and lowering/abolishing my " rebate, " so they're just money

>> hungry pigs as well...). (can I sue my malpractice company for

>> malpractice!?!?).

>

>

> If you do not do acupuncture then it seems the best I have found is

> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

> Its about $700 per year. Acupuncture is a seperate insurance policy at

> about $2300 per year in which case you are better off with NCMIC. I

> had them as my malpractice carrier through my school when I was doing

> my medical clinical rotations. The service was excellent! There was 4

> or 5 times that I needed something done and they took care of it that

day!

>

> Anglen

>

> OregonDCs rules:

> 1. Keep correspondence professional; the purpose of the listserve is

> to foster communication and collegiality. No personal attacks on

> listserve members will be tolerated.

> 2. Always sign your e-mails with your first and last name.

> 3. The listserve is not secure; your e-mail could end up anywhere.

> However, it is against the rules of the listserve to copy, print,

> forward, or otherwise distribute correspondence written by another

> member without his or her consent, unless all personal identifiers

> have been removed.

>

>

>

>

[Guest guest]

Protecting our Patients????

Dr. ph Medlin D.C.

Spine Tree Chiropractic

1627 NE Alberta St. #6

Portland, OR 97211

Ph: 503-788-6800

c: 503-889-6204

Re: Malpractice malpractice!?!

You get what you pay for.

NCMIC is an excellent company, and always stands behind the

chiropractor, and has a long history, they will be around next year, and

the year after that.

I recently did some consultation work for an atty in Texas, re: a

chiropractor being sued for malpractice,

despite his errors and omissions, NCMIC went beyond what was necessary

to defend him,

the atty said that is how NCMIC works, they are solid,

What is quality of coverage worth???

malpractice ins is about peace of mind, don't forget that.

Marc

Marc Heller, DC

mheller@...

www.MarcHellerDC.com

ang320@... wrote:

> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

> drbobdc@... writes:

>

>> Needless to say, I'm now shopping for malpractice insurance today...

>> Any suggestions!? (I've been with NCMIC...they kept raising my

>> rates, and lowering/abolishing my " rebate, " so they're just money

>> hungry pigs as well...). (can I sue my malpractice company for

>> malpractice!?!?).

>

>

> If you do not do acupuncture then it seems the best I have found is

> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

> Its about $700 per year. Acupuncture is a seperate insurance policy at

> about $2300 per year in which case you are better off with NCMIC. I

> had them as my malpractice carrier through my school when I was doing

> my medical clinical rotations. The service was excellent! There was 4

> or 5 times that I needed something done and they took care of it that day!

>

> Anglen

>

> OregonDCs rules:

> 1. Keep correspondence professional; the purpose of the listserve is

> to foster communication and collegiality. No personal attacks on

> listserve members will be tolerated.

> 2. Always sign your e-mails with your first and last name.

> 3. The listserve is not secure; your e-mail could end up anywhere.

> However, it is against the rules of the listserve to copy, print,

> forward, or otherwise distribute correspondence written by another

> member without his or her consent, unless all personal identifiers

> have been removed.

>

>

>

>

[Guest guest]

Good question, ,

While malpractice insurance with adequate limits can keep the trial

attorney-wolf from the door, from a social good perspective, patients are better

protected when there is good malpractice insurance in place. It is a common

quality measure in the insurance industry, for example. And some states

actually require malp insurance in order to practice. And it's safe to say that

there isn't an MD anywhere, in any hospital that does not have malpractice (I

know, I know, those dastardly MDs push poison and do needless procedures and

surgery...they deserve to get sued).

As you correctly state, " We are bound by laws, ethics, and our oath to protect

the public from injury... " But I would point out that this is sometimes not

enough. Bad things can happen to good and well-meaning people. Good doctors

with the best intensions, the best techniques and the best bedside manners can

have bad outcomes. S--t happens. That's why the malpractice insurance is not

just for " us. " It's for " them. "

A. Simpson, DC

Vice President, Medical Director

Complementary Healthcare Plans

6600 SW 105th Avenue, Suite 115

Beaverton, OR 97008

503-619-2041

csimpson@...

Re: Malpractice malpractice!?!

>

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year, and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>> drbobdc@... writes:

>>

>>> Needless to say, I'm now shopping for malpractice insurance today...

>>> Any suggestions!? (I've been with NCMIC...they kept raising my

>>> rates, and lowering/abolishing my " rebate, " so they're just money

>>> hungry pigs as well...). (can I sue my malpractice company for

>>> malpractice!?!?).

>>

>>

>> If you do not do acupuncture then it seems the best I have found is

>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

>> Its about $700 per year. Acupuncture is a seperate insurance policy at

>> about $2300 per year in which case you are better off with NCMIC. I

>> had them as my malpractice carrier through my school when I was doing

>> my medical clinical rotations. The service was excellent! There was 4

>> or 5 times that I needed something done and they took care of it that day!

>>

>> Anglen

>>

>> OregonDCs rules:

>> 1. Keep correspondence professional; the purpose of the listserve is

>> to foster communication and collegiality. No personal attacks on

>> listserve members will be tolerated.

>> 2. Always sign your e-mails with your first and last name.

>> 3. The listserve is not secure; your e-mail could end up anywhere.

>> However, it is against the rules of the listserve to copy, print,

>> forward, or otherwise distribute correspondence written by another

>> member without his or her consent, unless all personal identifiers

>> have been removed.

>>

>>

>>

>>

[Guest guest]

Interesting perspective...I have probably always looked at malpractice insurance as covering the doctors behind. But, from a patient perspective it offers a possible remedy upon encountering the "bad apple" and suffering a poor outcome. I once treated a PI case who was advised by her attorney upon their loss in court to sue him (the attorney) for malpractice so the patient could recover some monies. Hmmm...

J. Holzapfel, DCAlbany-- "Chuck Simpson, DC" <csimpson@...> wrote:Good question, ,While malpractice insurance with adequate limits can keep the trial attorney-wolf from the door, from a social good perspective, patients are better protected when there is good malpractice insurance in place. It is a common quality measure in the insurance industry, for example. And some states actually require malp insurance in order to practice. And it's safe to say that there isn't an MD anywhere, in any hospital that does not have malpractice (I know, I know, those dastardly MDs push poison and do needless procedures and surgery...they deserve to get sued).As you correctly state, "We are bound by laws, ethics, and our oath to protect the public from injury..." But I would point out that this is sometimes not enough. Bad things can happen to good and well-meaning people. Good doctors with the best intensions, the best techniques and the best bedside manners can have bad outcomes. S--t happens. That's why the malpractice insurance is not just for "us." It's for "them." A. Simpson, DCVice President, Medical DirectorComplementary Healthcare Plans6600 SW 105th Avenue, Suite 115Beaverton, OR 97008503-619-2041csimpson@... Re: Malpractice malpractice!?!> > You get what you pay for.> NCMIC is an excellent company, and always stands behind the> chiropractor, and has a long history, they will be around next year, and> the year after that.> I recently did some consultation work for an atty in Texas, re: a> chiropractor being sued for malpractice,> despite his errors and omissions, NCMIC went beyond what was necessary> to defend him,> the atty said that is how NCMIC works, they are solid,> > What is quality of coverage worth???> malpractice ins is about peace of mind, don't forget that.> > Marc> > Marc Heller, DC> mheller@...> www.MarcHellerDC.com> > > > ang320@... wrote:>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,>> drbobdc@... writes:>> >>> Needless to say, I'm now shopping for malpractice insurance today...>>> Any suggestions!? (I've been with NCMIC...they kept raising my>>> rates, and lowering/abolishing my "rebate," so they're just money>>> hungry pigs as well...). (can I sue my malpractice company for>>> malpractice!?!?).>> >> >> If you do not do acupuncture then it seems the best I have found is>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.>> Its about $700 per year. Acupuncture is a seperate insurance policy at>> about $2300 per year in which case you are better off with NCMIC. I>> had them as my malpractice carrier through my school when I was doing>> my medical clinical rotations. The service was excellent! There was 4>> or 5 times that I needed something done and they took care of it that day!>> >> Anglen>> >> OregonDCs rules:>> 1. Keep correspondence professional; the purpose of the listserve is>> to foster communication and collegiality. No personal attacks on>> listserve members will be tolerated.>> 2. Always sign your e-mails with your first and last name.>> 3. The listserve is not secure; your e-mail could end up anywhere.>> However, it is against the rules of the listserve to copy, print,>> forward, or otherwise distribute correspondence written by another>> member without his or her consent, unless all personal identifiers>> have been removed.>> >> >> >>

[Guest guest]

Having a patient sign a 'waiver' that they understand there is no malpractice coverage does not, does not, does not protect the doctor from a malpractice suit. They can be sued and they can then have all of their assets at risk should they lose the case.They would then have to pay the attorney fees out of their pocket. Stupid move.

sharron fuchs dc

From: [mailto: ] On Behalf Of ang320@...Sent: Wednesday, May 10, 2006 8:59 AM Subject: Re: Malpractice malpractice!?!

In a message dated 5/10/2006 8:57:03 AM US Mountain Standard Time, CSimpson@... writes:

And it's safe to say that there isn't an MD anywhere, in any hospital that does not have malpractice Actually due to the extreme malpractice insurance on some specialties like obstetrics, there are some small pockets that have refused to carry it - inform their patients of it - and have their patients sign a waiver that they know there is no malpractice and they agree to it or they can leave. Anglen

[Guest guest]

Dr. Simpson, I believe I understand the

intent of your statement but I cannot let this go unsaid “Good

doctors with the best intensions, the best techniques and the best bedside

manners can have bad outcomes.” is not malpractice. Results are not

guaranteed with any intervention, hence the statement, the surgery was a success

but the patient died. Malpractice is by definition not just a bad or

marginal outcome. There has to be a broach of the standard of care or

performance of delivery. Current literature indicates that ~ 7% of the

people taking stain drugs have a SIGNFICANT adverse reaction. ~30% of all

people taking stain drugs will have an adverse reaction causing them to

discontinue the mediation with in one year. This is by definition NOT

malpractice and is in fact accepted standards of care.

Larry Lubcke, DC, DABCO

Re: Malpractice malpractice!?!

>

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year, and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>> drbobdc@... writes:

>>

>>> Needless to say, I'm now shopping for malpractice insurance

today...

>>> Any suggestions!? (I've been with NCMIC...they kept raising

my

>>> rates, and lowering/abolishing my " rebate, " so they're

just money

>>> hungry pigs as well...). (can I sue my malpractice company

for

>>> malpractice!?!?).

>>

>>

>> If you do not do acupuncture then it seems the best I have found is

>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

>> Its about $700 per year. Acupuncture is a seperate insurance policy at

>> about $2300 per year in which case you are better off with NCMIC. I

>> had them as my malpractice carrier through my school when I was doing

>> my medical clinical rotations. The service was excellent! There was 4

>> or 5 times that I needed something done and they took care of it that

day!

>>

>> Anglen

>>

>> OregonDCs rules:

>> 1. Keep correspondence professional; the purpose of the listserve is

>> to foster communication and collegiality. No personal attacks on

>> listserve members will be tolerated.

>> 2. Always sign your e-mails with your first and last name.

>> 3. The listserve is not secure; your e-mail could end up anywhere.

>> However, it is against the rules of the listserve to copy, print,

>> forward, or otherwise distribute correspondence written by another

>> member without his or her consent, unless all personal identifiers

>> have been removed.

>>

>>

>>

>>

[Guest guest]

Oops that was statin drugs not stain

drugs, however perhaps that is what they should really be called.

statins

statcins

Syn: releasing factors.

Larry Lubcke DC, DABCO

Re: Malpractice malpractice!?!

>

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year, and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>> drbobdc@... writes:

>>

>>> Needless to say, I'm now shopping for malpractice insurance

today...

>>> Any suggestions!? (I've been with NCMIC...they kept raising

my

>>> rates, and lowering/abolishing my " rebate, " so they're

just money

>>> hungry pigs as well...). (can I sue my malpractice company

for

>>> malpractice!?!?).

>>

>>

>> If you do not do acupuncture then it seems the best I have found is

>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

>> Its about $700 per year. Acupuncture is a seperate insurance policy at

>> about $2300 per year in which case you are better off with NCMIC. I

>> had them as my malpractice carrier through my school when I was doing

>> my medical clinical rotations. The service was excellent! There was 4

>> or 5 times that I needed something done and they took care of it that

day!

>>

>> Anglen

>>

>> OregonDCs rules:

>> 1. Keep correspondence professional; the purpose of the listserve is

>> to foster communication and collegiality. No personal attacks on

>> listserve members will be tolerated.

>> 2. Always sign your e-mails with your first and last name.

>> 3. The listserve is not secure; your e-mail could end up anywhere.

>> However, it is against the rules of the listserve to copy, print,

>> forward, or otherwise distribute correspondence written by another

>> member without his or her consent, unless all personal identifiers

>> have been removed.

>>

>>

>>

>>

[Guest guest]

Hi Larry,

You are quite right…<<

Good doctors with the best intensions, the best techniques and the best bedside

manners can have bad outcomes.” is not malpractice.>> Not malpractice indeed…but often a cause for a malpractice

action and a settlement by the malpractice carrier. The NPDB often

reports settlements in which in which “no malpractice is admitted”

by the respondent, but a settlement is made. Sort of a default “no

fault” liability system.

(any comment Sharron?)

A. Simpson, DC

From: Dr.Lubcke

[mailto:dr.lubcke@...]

Sent: Wednesday, May 10, 2006

12:49 PM

Chuck Simpson, DC; '

Abrahamson'; 'Marc Heller'; ang320@...

Cc: drbobdc@...;

Subject: RE:

Malpractice malpractice!?!

Dr. Simpson, I believe I understand the

intent of your statement but I cannot let this go unsaid “Good

doctors with the best intensions, the best techniques and the best bedside

manners can have bad outcomes.” is not malpractice. Results are not

guaranteed with any intervention, hence the statement, the surgery was a

success but the patient died. Malpractice is by definition not just a bad

or marginal outcome. There has to be a broach of the standard of care or

performance of delivery. Current literature indicates that ~ 7% of the

people taking stain drugs have a SIGNFICANT adverse reaction. ~30% of all

people taking stain drugs will have an adverse reaction causing them to

discontinue the mediation with in one year. This is by definition NOT malpractice

and is in fact accepted standards of care.

Larry Lubcke, DC, DABCO

Re: Malpractice malpractice!?!

>

> You get what you pay for.

> NCMIC is an excellent company, and always stands behind the

> chiropractor, and has a long history, they will be around next year, and

> the year after that.

> I recently did some consultation work for an atty in Texas, re: a

> chiropractor being sued for malpractice,

> despite his errors and omissions, NCMIC went beyond what was necessary

> to defend him,

> the atty said that is how NCMIC works, they are solid,

>

> What is quality of coverage worth???

> malpractice ins is about peace of mind, don't forget that.

>

> Marc

>

> Marc Heller, DC

> mheller@...

> www.MarcHellerDC.com

>

>

>

> ang320@... wrote:

>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,

>> drbobdc@... writes:

>>

>>> Needless to say, I'm now shopping for malpractice insurance

today...

>>> Any suggestions!? (I've been with NCMIC...they kept raising

my

>>> rates, and lowering/abolishing my " rebate, " so they're

just money

>>> hungry pigs as well...). (can I sue my malpractice company

for

>>> malpractice!?!?).

>>

>>

>> If you do not do acupuncture then it seems the best I have found is

>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.

>> Its about $700 per year. Acupuncture is a seperate insurance policy at

>> about $2300 per year in which case you are better off with NCMIC. I

>> had them as my malpractice carrier through my school when I was doing

>> my medical clinical rotations. The service was excellent! There was 4

>> or 5 times that I needed something done and they took care of it that

day!

>>

>> Anglen

>>

>> OregonDCs rules:

>> 1. Keep correspondence professional; the purpose of the listserve is

>> to foster communication and collegiality. No personal attacks on

>> listserve members will be tolerated.

>> 2. Always sign your e-mails with your first and last name.

>> 3. The listserve is not secure; your e-mail could end up anywhere.

>> However, it is against the rules of the listserve to copy, print,

>> forward, or otherwise distribute correspondence written by another

>> member without his or her consent, unless all personal identifiers

>> have been removed.

>>

>>

>>

>>

[Guest guest]

Quibble , quibble. Good doctors commit malpractice which means : failure to meet a reasonably safe standard of care given the condition(s) and circumstances of the patient before them. And....a very important part, the failure on the doctors part causes injury that otherwise could have been prevented.

Only an extreme egotist would think that in every circumstance one practices to the highest standard - they may try to do so, but it doesn't always happen. Malpractice insurance covers the doctor in malpractice circumstances and at the same time covers the patient. It works both ways. The absolute best doctors I have seen are the ones that stand up to their mistakes and with a good, kind and sorry heart hope that the patient can be adequately compensated. Yes, you are at the mercy of the insurance company when they mount their hard charging defense of cases that are at times indefensible, but that doesn't mean you have to lay down and let them run rough shod over the injured patient or you. You can ask your company to get it settled and for any of those who do malpractice review you can tell them honestly what you think ie you think a case is egregious and indefensible, then tell the insurance company to get it settled and do both the defendant and the injured patient a big, big favor. Also, every one of you consider having your own personal lawyer to help you in these matters.

And yes, sometimes, a case that cannot meet all of the components of a malpractice case is filed and at times there is a settlement. But those are few and far between.

This is my opinion. I am not a lawyer and I cannot give legal advice.

sharron fuchs dc

From: [mailto: ] On Behalf Of AbrahamsonSent: Wednesday, May 10, 2006 7:56 AMChuck Simpson, DC; Marc Heller; ang320@...Cc: drbobdc@...; Subject: Re: Malpractice malpractice!?!

Chuck,I am as self loathing as a chiropractor should be considering that we arecapitalists, not real doctors, and so on (sarcasm intended) but help me outhere. What do you mean when you say,> "I would only add that malpractice insurance is not about protecting "us," itis about protecting our patients."Isn't it our responsibility to practice ethically while malpracticeinsurance protects us from spurious claims? We are bound by laws, ethics,and our oath to protect the public from injury by our hands or others.Therefore, is this insurance not about protecting "us,"?( E. Abrahamson, D.C.)Chiropractic physicianLake Oswego Chiropractic Clinic315 Second StreetLake Oswego, OR 97034503-635-6246Website: http://www.lakeoswegochiro.com> From: "Chuck Simpson, DC" <csimpson@...>> Date: Wed, 10 May 2006 08:06:12 -0700> Marc Heller <mheller@...>, <ang320@...>> Cc: <drbobdc@...>, < >> Conversation: Malpractice malpractice!?!> Subject: RE: Malpractice malpractice!?!> > Marc, et. al.,> > I couldn't agree more. NCMIC is definitely not the least expensive, but it is> the best value. > > I would only add that malpractice insurance is not about protecting "us," it> is about protecting our patients.> > A. Simpson, DC> Vice President, Medical Director> Complementary Healthcare Plans> 6600 SW 105th Avenue, Suite 115> Beaverton, OR 97008> 503-619-2041> csimpson@...> Re: Malpractice malpractice!?!> > You get what you pay for.> NCMIC is an excellent company, and always stands behind the> chiropractor, and has a long history, they will be around next year, and> the year after that.> I recently did some consultation work for an atty in Texas, re: a> chiropractor being sued for malpractice,> despite his errors and omissions, NCMIC went beyond what was necessary> to defend him,> the atty said that is how NCMIC works, they are solid,> > What is quality of coverage worth???> malpractice ins is about peace of mind, don't forget that.> > Marc> > Marc Heller, DC> mheller@...> www.MarcHellerDC.com> > > > ang320@... wrote:>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,>> drbobdc@... writes:>> >>> Needless to say, I'm now shopping for malpractice insurance today...>>> Any suggestions!? (I've been with NCMIC...they kept raising my>>> rates, and lowering/abolishing my "rebate," so they're just money>>> hungry pigs as well...). (can I sue my malpractice company for>>> malpractice!?!?).>> >> >> If you do not do acupuncture then it seems the best I have found is>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.>> Its about $700 per year. Acupuncture is a seperate insurance policy at>> about $2300 per year in which case you are better off with NCMIC. I>> had them as my malpractice carrier through my school when I was doing>> my medical clinical rotations. The service was excellent! There was 4>> or 5 times that I needed something done and they took care of it that day!>> >> Anglen>> >> OregonDCs rules:>> 1. Keep correspondence professional; the purpose of the listserve is>> to foster communication and collegiality. No personal attacks on>> listserve members will be tolerated.>> 2. Always sign your e-mails with your first and last name.>> 3. The listserve is not secure; your e-mail could end up anywhere.>> However, it is against the rules of the listserve to copy, print,>> forward, or otherwise distribute correspondence written by another>> member without his or her consent, unless all personal identifiers>> have been removed.>> >> >> >>

[Guest guest]

PS By ' quibble' I meant that we are quibbling over who malpractice insurance is protecting. It is to protect both doctor and patient.

sharron fuchs dc

From: [mailto: ] On Behalf Of Sharron FuchsSent: Wednesday, May 10, 2006 2:14 PMCc: Subject: RE: Malpractice malpractice!?!

Quibble , quibble. Good doctors commit malpractice which means : failure to meet a reasonably safe standard of care given the condition(s) and circumstances of the patient before them. And....a very important part, the failure on the doctors part causes injury that otherwise could have been prevented.

Only an extreme egotist would think that in every circumstance one practices to the highest standard - they may try to do so, but it doesn't always happen. Malpractice insurance covers the doctor in malpractice circumstances and at the same time covers the patient. It works both ways. The absolute best doctors I have seen are the ones that stand up to their mistakes and with a good, kind and sorry heart hope that the patient can be adequately compensated. Yes, you are at the mercy of the insurance company when they mount their hard charging defense of cases that are at times indefensible, but that doesn't mean you have to lay down and let them run rough shod over the injured patient or you. You can ask your company to get it settled and for any of those who do malpractice review you can tell them honestly what you think ie you think a case is egregious and indefensible, then tell the insurance company to get it settled and do both the defendant and the injured patient a big, big favor. Also, every one of you consider having your own personal lawyer to help you in these matters.

And yes, sometimes, a case that cannot meet all of the components of a malpractice case is filed and at times there is a settlement. But those are few and far between.

This is my opinion. I am not a lawyer and I cannot give legal advice.

sharron fuchs dc

From: [mailto: ] On Behalf Of AbrahamsonSent: Wednesday, May 10, 2006 7:56 AMChuck Simpson, DC; Marc Heller; ang320@...Cc: drbobdc@...; Subject: Re: Malpractice malpractice!?!

Chuck,I am as self loathing as a chiropractor should be considering that we arecapitalists, not real doctors, and so on (sarcasm intended) but help me outhere. What do you mean when you say,> "I would only add that malpractice insurance is not about protecting "us," itis about protecting our patients."Isn't it our responsibility to practice ethically while malpracticeinsurance protects us from spurious claims? We are bound by laws, ethics,and our oath to protect the public from injury by our hands or others.Therefore, is this insurance not about protecting "us,"?( E. Abrahamson, D.C.)Chiropractic physicianLake Oswego Chiropractic Clinic315 Second StreetLake Oswego, OR 97034503-635-6246Website: http://www.lakeoswegochiro.com> From: "Chuck Simpson, DC" <csimpson@...>> Date: Wed, 10 May 2006 08:06:12 -0700> Marc Heller <mheller@...>, <ang320@...>> Cc: <drbobdc@...>, < >> Conversation: Malpractice malpractice!?!> Subject: RE: Malpractice malpractice!?!> > Marc, et. al.,> > I couldn't agree more. NCMIC is definitely not the least expensive, but it is> the best value. > > I would only add that malpractice insurance is not about protecting "us," it> is about protecting our patients.> > A. Simpson, DC> Vice President, Medical Director> Complementary Healthcare Plans> 6600 SW 105th Avenue, Suite 115> Beaverton, OR 97008> 503-619-2041> csimpson@...> Re: Malpractice malpractice!?!> > You get what you pay for.> NCMIC is an excellent company, and always stands behind the> chiropractor, and has a long history, they will be around next year, and> the year after that.> I recently did some consultation work for an atty in Texas, re: a> chiropractor being sued for malpractice,> despite his errors and omissions, NCMIC went beyond what was necessary> to defend him,> the atty said that is how NCMIC works, they are solid,> > What is quality of coverage worth???> malpractice ins is about peace of mind, don't forget that.> > Marc> > Marc Heller, DC> mheller@...> www.MarcHellerDC.com> > > > ang320@... wrote:>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,>> drbobdc@... writes:>> >>> Needless to say, I'm now shopping for malpractice insurance today...>>> Any suggestions!? (I've been with NCMIC...they kept raising my>>> rates, and lowering/abolishing my "rebate," so they're just money>>> hungry pigs as well...). (can I sue my malpractice company for>>> malpractice!?!?).>> >> >> If you do not do acupuncture then it seems the best I have found is>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.>> Its about $700 per year. Acupuncture is a seperate insurance policy at>> about $2300 per year in which case you are better off with NCMIC. I>> had them as my malpractice carrier through my school when I was doing>> my medical clinical rotations. The service was excellent! There was 4>> or 5 times that I needed something done and they took care of it that day!>> >> Anglen>> >> OregonDCs rules:>> 1. Keep correspondence professional; the purpose of the listserve is>> to foster communication and collegiality. No personal attacks on>> listserve members will be tolerated.>> 2. Always sign your e-mails with your first and last name.>> 3. The listserve is not secure; your e-mail could end up anywhere.>> However, it is against the rules of the listserve to copy, print,>> forward, or otherwise distribute correspondence written by another>> member without his or her consent, unless all personal identifiers>> have been removed.>> >> >> >>

[Guest guest]

Dr. Simpson and Dr. Lubcke are correct , a bad outcome can occur in the absence of malpractice.

sharron fuchs dc

From: [mailto: ] On Behalf Of Chuck Simpson, DCSent: Wednesday, May 10, 2006 1:53 PMdr.lubcke@...; Abrahamson; Marc Heller; ang320@...Cc: drbobdc@...; Subject: RE: Malpractice malpractice!?!

Hi Larry,

You are quite right…<< Good doctors with the best intensions, the best techniques and the best bedside manners can have bad outcomes.” is not malpractice.>> Not malpractice indeed…but often a cause for a malpractice action and a settlement by the malpractice carrier. The NPDB often reports settlements in which in which “no malpractice is admitted” by the respondent, but a settlement is made. Sort of a default “no fault” liability system.

(any comment Sharron?)

A. Simpson, DC

From: Dr.Lubcke [mailto:dr.lubcke@...] Sent: Wednesday, May 10, 2006 12:49 PMChuck Simpson, DC; ' Abrahamson'; 'Marc Heller'; ang320@...Cc: drbobdc@...; Subject: RE: Malpractice malpractice!?!

Dr. Simpson, I believe I understand the intent of your statement but I cannot let this go unsaid “Good doctors with the best intensions, the best techniques and the best bedside manners can have bad outcomes.” is not malpractice. Results are not guaranteed with any intervention, hence the statement, the surgery was a success but the patient died. Malpractice is by definition not just a bad or marginal outcome. There has to be a broach of the standard of care or performance of delivery. Current literature indicates that ~ 7% of the people taking stain drugs have a SIGNFICANT adverse reaction. ~30% of all people taking stain drugs will have an adverse reaction causing them to discontinue the mediation with in one year. This is by definition NOT malpractice and is in fact accepted standards of care.

Larry Lubcke, DC, DABCO

Re: Malpractice malpractice!?!> > You get what you pay for.> NCMIC is an excellent company, and always stands behind the> chiropractor, and has a long history, they will be around next year, and> the year after that.> I recently did some consultation work for an atty in Texas, re: a> chiropractor being sued for malpractice,> despite his errors and omissions, NCMIC went beyond what was necessary> to defend him,> the atty said that is how NCMIC works, they are solid,> > What is quality of coverage worth???> malpractice ins is about peace of mind, don't forget that.> > Marc> > Marc Heller, DC> mheller@...> www.MarcHellerDC.com> > > > ang320@... wrote:>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,>> drbobdc@... writes:>> >>> Needless to say, I'm now shopping for malpractice insurance today...>>> Any suggestions!? (I've been with NCMIC...they kept raising my>>> rates, and lowering/abolishing my "rebate," so they're just money>>> hungry pigs as well...). (can I sue my malpractice company for>>> malpractice!?!?).>> >> >> If you do not do acupuncture then it seems the best I have found is>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.>> Its about $700 per year. Acupuncture is a seperate insurance policy at>> about $2300 per year in which case you are better off with NCMIC. I>> had them as my malpractice carrier through my school when I was doing>> my medical clinical rotations. The service was excellent! There was 4>> or 5 times that I needed something done and they took care of it that day!>> >> Anglen>> >> OregonDCs rules:>> 1. Keep correspondence professional; the purpose of the listserve is>> to foster communication and collegiality. No personal attacks on>> listserve members will be tolerated.>> 2. Always sign your e-mails with your first and last name.>> 3. The listserve is not secure; your e-mail could end up anywhere.>> However, it is against the rules of the listserve to copy, print,>> forward, or otherwise distribute correspondence written by another>> member without his or her consent, unless all personal identifiers>> have been removed.>> >> >> >>

[Guest guest]

Hi, I believe it is in the lawyers code of ethics that if they know they have committed malpractice that they are to tell the clients and tell the client to find a lawyer . In the case referenced by Dr. Holzapfel the lawyer must have thought malpractice on his part. As with medical malpractice cases the legal case is investigated and sometimes it is settled or it may go to court.

You can check it out with the Oregon State Bar.

sharron fuchs dc

From: [mailto: ] On Behalf Of kjholzdc@...Sent: Wednesday, May 10, 2006 9:38 AM Subject: RE: Malpractice malpractice!?!

Interesting perspective...I have probably always looked at malpractice insurance as covering the doctors behind. But, from a patient perspective it offers a possible remedy upon encountering the "bad apple" and suffering a poor outcome. I once treated a PI case who was advised by her attorney upon their loss in court to sue him (the attorney) for malpractice so the patient could recover some monies. Hmmm...

J. Holzapfel, DCAlbany-- "Chuck Simpson, DC" <csimpson@...> wrote:Good question, ,While malpractice insurance with adequate limits can keep the trial attorney-wolf from the door, from a social good perspective, patients are better protected when there is good malpractice insurance in place. It is a common quality measure in the insurance industry, for example. And some states actually require malp insurance in order to practice. And it's safe to say that there isn't an MD anywhere, in any hospital that does not have malpractice (I know, I know, those dastardly MDs push poison and do needless procedures and surgery...they deserve to get sued).As you correctly state, "We are bound by laws, ethics, and our oath to protect the public from injury..." But I would point out that this is sometimes not enough. Bad things can happen to good and well-meaning people. G ood doctors with the best intensions, the best techniques and the best bedside manners can have bad outcomes. S--t happens. That's why the malpractice insurance is not just for "us." It's for "them." A. Simpson, DCVice President, Medical DirectorComplementary Healthcare Plans6600 SW 105th Avenue, Suite 115Beaverton, OR 97008503-619-2041csimpson@... Re: Malpractice malpractice!?!> > You get what you pay for.> NCMIC is an excellent compa ny, and always stands behind the> chiropractor, and has a long history, they will be around next year, and> the year after that.> I recently did some consultation work for an atty in Texas, re: a> chiropractor being sued for malpractice,> despite his errors and omissions, NCMIC went beyond what was necessary> to defend him,> the atty said that is how NCMIC works, they are solid,> > What is quality of coverage worth???> malpractice ins is about peace of mind, don't forget that.> > Marc> > Marc Heller, DC> mheller@...> www.MarcHellerDC.com> > > > ang320@... wrote:>> In a message dated 5/9/2006 9:14:16 AM US Mountain Standard Time,>> drbobdc@... writes:>> >>> Needless to say, I'm now shopping for malpractice insurance today...>>> Any suggestions!? (I' ve been with NCMIC...they kept raising my>>> rates, and lowering/abolishing my "rebate," so they're just money>>> hungry pigs as well...). (can I sue my malpractice company for>>> malpractice!?!?).>> >> >> If you do not do acupuncture then it seems the best I have found is>> HPSI. You can reach them at 1-800-423-1520 and ask for Harvey.>> Its about $700 per year. Acupuncture is a seperate insurance policy at>> about $2300 per year in which case you are better off with NCMIC. I>> had them as my malpractice carrier through my school when I was doing>> my medical clinical rotations. The service was excellent! There was 4>> or 5 times that I needed something done and they took care of it that day!>> >> Anglen>> >> OregonDCs rules:>> 1. Keep correspondence professional; the purpose o f the listserve is>> to foster communication and collegiality. No personal attacks on>> listserve members will be tolerated.>> 2. Always sign your e-mails with your first and last name.>> 3. The listserve is not secure; your e-mail could end up anywhere.>> However, it is against the rules of the listserve to copy, print,>> forward, or otherwise distribute correspondence written by another>> member without his or her consent, unless all personal identifiers>> have been removed.>> >> >> >>