RE: American Family Insurance

[Guest guest]

Hi Dennis:

Was this a low impact deal? Such as little vehicle damage? American Family

Insurance are the lovely folks who first came up with Managed Care in PIP

with closed panels (Colorado) and now there is no PIP in Colorado!

Vern Saboe

American Family Insurance

> Greetings Listmates...Ive not yet seen a MVC patient with AFI yet

> and have an interesting one now. I treated her 3 or 4 times prior

> to the accident and by her own pen she was a 0/10 on VAS the day

> before the MVC. She got wacked and came in the next day an 8+/10

> VAS and has pain from 10AM till she goes to bed. AFI is claiming

> pre-existing and has sent the patient to a DME (sorry, dont call 'em

> IME's) after 2 weeks of care at 2X/week. Just checking out the rep

> on AFI...can anybody enlighten me? By the way, it was a hit and run

> and AFI is the patients insurance.

>

> Dennis Nowack, DC

> Beavertown, Orygun

>

>

>

>

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>

[Guest guest]

Hi Dennis,

AFI is a particularly aggressive insurer in other states but not so much in the Oregon. Perhaps this is changing. Since this is a UM claim if the insurer messes your patient around too much she can sue her own insurer for first party bad faith. Let me know if this gets more ridiculous and perhaps I will have a helpful suggestion for you.

D Freeman Mailing address: 205 Liberty Street NE, Suite B Salem, OR 97301 503 586-0127 fax 503 586-0192 cell 503 871-0715 drmfreeman@...

-----Original Message-----From: goldrb6 [mailto:drdennis@...]Sent: Thursday, September 09, 2004 6:43 PM Subject: American Family InsuranceGreetings Listmates...Ive not yet seen a MVC patient with AFI yet and have an interesting one now. I treated her 3 or 4 times prior to the accident and by her own pen she was a 0/10 on VAS the day before the MVC. She got wacked and came in the next day an 8+/10 VAS and has pain from 10AM till she goes to bed. AFI is claiming pre-existing and has sent the patient to a DME (sorry, dont call 'em IME's) after 2 weeks of care at 2X/week. Just checking out the rep on AFI...can anybody enlighten me? By the way, it was a hit and run and AFI is the patients insurance.Dennis Nowack, DCBeavertown, OrygunOregonDCs rules:1. Keep correspondence professional; the purpose of the listserve is to foster communication and collegiality. No personal attacks on listserve members will be tolerated.2. Always sign your e-mails with your first and last name.3. The listserve is not secure; your e-mail could end up anywhere. However, it is against the rules of the listserve to copy, print, forward, or otherwise distribute correspondence written by another member without his or her consent, unless all personal identifiers have been removed.

[Guest guest]

Regarding AFI,

I have had good luck with AFI so far , so I am a little surprised with the story

you tell. I would hang in there and get patient to a good attorney.

Will Schneider