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Hi Ann,

Yes insurance isn't what it used to be. I have a $250 deductible on

medical equipment and a $500 on medical. So the $500 I already put out

for my 2 surgeries didn't count toward the brace deduct.

I also have a share pay of 20%. Boy when my husband has his heart

bypass a few years ago I only had a $250 deductible and didn't cost me

a red cent after that. Now just 4 years later my 2 scope surgeries

cost me almost $2000.

Insurances really have the last say these days. When I haave my knee

TKR I plan to get them both done at the same time mainly because of

cost but recovery time as well. I have to save up the vacation time

for that. Although it will be nice to walk with out the pain, it is

kind of nerve wracking thinking of the recovery from TKR. Are you

doing both?

JoAnn

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