Guest guest Posted April 3, 2011 Report Share Posted April 3, 2011 Interesting news story. Hartford Insurance Sued For Denying Disability Payments To Medical Professional http://www.thenewsfactory.com/2011/03/22/hartford-insurance-sued-for-denying-dis\ ability-payments-to-medical-professional/ " ...the claimant proved to The Hartford that she is incapable of working due to Achalasia, Gastroesophageal reflux disease, weight loss, and abdominal pains. ... The Hartford claims that no disability insurance will be paid if their customer can work in another profession. ... " notan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 4, 2011 Report Share Posted April 4, 2011 I find this interesting and see it from both perspectives. Insurance companies are notorious for doing things like this and most likely were taking into account that she had been on disability for 9 years. That certainly is a long time but then again The Hartford probably does not have much information on Achalasia and the debilitating effects it can have on a person. However, I wonder why after 9 years this woman can not find any relief. She IS in the medical field and SHOULD have access to some good advice. Most of us after a myotomy have gotten some relief if only for a few years. It seems like she has been on disability consistently fro the entire time. The only things that strikes me funny is that she is suffering from A and GERD simultaneously. Which is counterintuitive to me. So maybe she has terrible spasms that she can't seem to control and therefore can not work. If so, i feel for this woman. We all know how terrible spasms can be.... > > Interesting news story. > > > Hartford Insurance Sued For Denying Disability Payments To Medical > Professional > http://www.thenewsfactory.com/2011/03/22/hartford-insurance-sued-for-denying-dis\ ability-payments-to-medical-professional/ > " ...the claimant proved to The Hartford that she is incapable of working > due to Achalasia, Gastroesophageal reflux disease, weight loss, and > abdominal pains. ... The Hartford claims that no disability insurance > will be paid if their customer can work in another profession. ... " > > notan > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 4, 2011 Report Share Posted April 4, 2011 spotoca wrote: > > However, I wonder why after 9 years this woman can not find any > relief. She IS in the medical field and SHOULD have access to some > good advice. Most of us after a myotomy have gotten some relief if > only for a few years. It seems like she has been on disability > consistently fro the entire time. > Yes, most of us have gotten relief, but not all. She may be among those that did not or that the relief did not last long. If I remember correctly, was treated by doctor Rice but his relief was not the best and we are told that TCC has no more options for him. So even access to top doctors does not always mean there is relief to be had. > > The only things that strikes me funny is that she is suffering from A > and GERD simultaneously. Which is counterintuitive to me. > It may be counterintuitive but it does happen so it could have happened to her. One of the risks of treatment, even with a fundoplication, is GERD. > So maybe she has terrible spasms that she can't seem to control and > therefore can not work. > Of course we don't know how bad or often her pain is, but some people have pain daily and have to take strong pain killers for relief from pain that feels like heart attacks. This is extreme but it does happen. We have had at least one person from this group that had an esophagectomy to end spasms. Not everyone is willing in that situation to get an esophagectomy. There are a number of messages from a member named, Steve, that express this view. There are others in our group that have either tried to go, or have gone, on disability because of the pain from achalasia or DES. There are also those that have lost their jobs because of problem at work or needing time off from work due to achalasia or DES. I just don't see the logic that says it follows that because see can still translate that she can still hold down a full time job translating. Many of us can still work but it does not follow that all can. notan Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 5, 2011 Report Share Posted April 5, 2011 A few years after my (so far successful) myotomy surgery I had a child and needed to get life insurance. Hartford bumped me down 2 ratings " SOLELY BECAUSE OF THE THROAT ISSUE " (their exact quote). It seems they are playing both ends here: claiming A is a factor so they can charge more for insurance, but not enough of an issue to pay out disability claims. BTW, I did find a carrier who got me a better rating. Its a matter of finding an underwriter who understands A. > > Interesting news story. > > > Hartford Insurance Sued For Denying Disability Payments To Medical > Professional > http://www.thenewsfactory.com/2011/03/22/hartford-insurance-sued-for-denying-dis\ ability-payments-to-medical-professional/ > " ...the claimant proved to The Hartford that she is incapable of working > due to Achalasia, Gastroesophageal reflux disease, weight loss, and > abdominal pains. ... The Hartford claims that no disability insurance > will be paid if their customer can work in another profession. ... " > > notan > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted April 5, 2011 Report Share Posted April 5, 2011 I mostly lurk, but I just wanted to agree with Notan regarding the DES...I can easily see how someone who really suffered from DES would want to be on disability. Mine is moderate, even after a myotomy and having the disease for almost 10 years now. I can *usually* stop the spasms with carbonated water, but during my pregnancy, or after a gastric illness, there was nothing that I could do that would get them to stop, and they could go on for hours. If you face the uncertainty every single day that you might have a debilitating spasm that leaves you rolling on the floor in agony, I can't imagine trying to deal with that in the workplace, where your reassurances to everyone that you'll be fine...eventually, would be dismaying and a definite distraction and disturbance to your workplace. It's bad enough when it happens to me and I have to go hide in the bathroom so as not to alarm anyone, and like I said, mine are mostly under control. > > > > Interesting news story. > > > > > > Hartford Insurance Sued For Denying Disability Payments To Medical > > Professional > > http://www.thenewsfactory.com/2011/03/22/hartford-insurance-sued-for-denying-dis\ ability-payments-to-medical-professional/ > > " ...the claimant proved to The Hartford that she is incapable of working > > due to Achalasia, Gastroesophageal reflux disease, weight loss, and > > abdominal pains. ... The Hartford claims that no disability insurance > > will be paid if their customer can work in another profession. ... " > > > > notan > > > Quote Link to comment Share on other sites More sharing options...
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