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ugh - I just spoke with the finance office at U of Pitts where I'm

scheduled to have an -ectomy in January about setting up some kind of

payment plan to cover the $2,500 deductible and 20% co-pay that I

have. Anyone know what the ballpark costs are for an -ectomy? I'm

guestimating that the surgery- 7 days in the hospital and all of that

will be in the vicinity of $100K so I'm looking at combined co-pay

and deductible of $20K - ish.

They have informed me that they will carry an account for me for only

2 years and then whatever is not paid off will be send to

collections!!

Holy Crap! I don't have $1000/month to send to them. What am I going

to do?

My only other option is to take it out of my retirement but that will

almost wipe it out!

So, if I have a balance at a collection agency - does anyone know if

I can send them $100/month kind of thing to keep them from damaging

my credit report? Will they charge me interest?

this is gonna suck!

thanks for letting me vent.

any ideas would be appreciated.

Happy Swallowing!

- in NC

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